Nbfcs

Competition, borrower leverage and tight bank funding mean NBFCs must grow with caution, not exuberance

RBI allows loans against silver: New rules to take effect from THIS date

A new set of guidelines outlining the procedures for taking gold and silver as collateral has been released by the central bank under the Reserve Bank of India (Gold and Silver (Loans) Directions, 2025).

Bajaj Finserv Q2 results: Net profit up 7.5% at Rs 2,244 crore, revenue rises 11% YoY

Bajaj Finserv Ltd Q2 results: Bajaj Finserv announced its fiscal second quarter results on Tuesday. Check net profit, growth, other details.

NBFCs set for bigger role, some could become banks in 5 years, says BCG's Saurabh Tripathi

India's banking sector on cusp of transformation amid growing interest from the Japanese and Middle East financial services and private equities, the BCG's global leader, financial institutions, tells Monyecontrol

Chart of the Day | Indian NBFCs are in a good spot now

Falling funding costs and equity infusions bolster credit profiles of non-bank lenders.

Govt to work with regulator to ensure small NBFCs' compliance is proportionate: finance ministry official

Ashish Madhaorao More, joint secretary in the finance ministry, has also said NBFCs are uniquely positioned to break the last-mile green finance gap and can help India meet its emission goals

India's new gold loan rules to reshape lenders' business models: S&P

Lenders have until April 1, 2026, to comply with the new norms

UGRO Capital to acquire Profectus Capital in Rs 1,400-crore all-cash deal to boost MSME lending

Sources say the transaction which has concluded at 1.07 times Profectus’ projected FY26 net worth, is being funded by UGRO through proceeds from its recently completed equity raise and internal accruals.

NBFCs poised to grow in FY26 despite challenges in microfinance & personal loans

Analysts feel that while the MFI sector has been grappling with asset quality stress, the short-term nature of these loans suggests that the worst could be over, unless macroeconomic conditions worsen.

Only 138 of 725 NBFC-ICC applications approved by RBI since 2021

About 468 applications were either returned or withdrawn by the applicants, while 66 were rejected outright.

A wider co-lending scope is a boon to small businesses

India’s mom-and-pop shops need access to cheap credit and a partnership of banks and NBFCs can get this done.

Gold loan interest rates: Check the latest rates offered by banks and NBFCs

Gold loan interest rates currently range from 8.75% to 27% across banks and NBFCs, with Canara Bank offering the lowest and NBFCs like IIFL and Muthoot charging higher rates for added flexibility.

RBI unveils framework to expand co-lending rules to include all regulated entities and loan types

Under the existing framework, co-lending is limited to partnerships between banks and NBFCs and exclusively focused on PSL categories

Chart of the Day | NBFCs’ overall loan growth moderates in December quarter, but gold loans surprise

India's loan growth story isn't over; it's merely taking a breather.

Union Budget 2025: Fintechs seek measures to ease credit squeeze

Any financial support from the budget is likely to provide crucial to fintech businesses struggling to secure commercial finance in their early stages, say industry insiders

NBFCs in 2025: Bright growth outlook, but some risks need monitoring

India’s healthy economic outlook should translate into growth in pockets such as home loans, commercial vehicles, but some segments hold both opportunities and risks 

Banking Central | NBFCs may have to live with slower growth in new year

As the smaller NBFCs fail to raise money from the bond market at attractive rates, they are left with only two options - either shrink their credit growth or borrow at a higher rate from banks

Bank lending to NBFCs has dried up this year; can CRR cut turn the tide?

NBFC funding by banks may not pick up in the foreseeable future despite the liquidity infusion

A great moderation awaits NBFCs as funding growth from banks hits 3-year low

NBFCs are risk takers but riskier lending is under the regulatory glare now.

Vault matters: Generalist or a specialist - lenders’ dilemma 

Until three years ago, being a specialist like a microfinance lender or catering exclusively to affordable housing or consumer loans helped, especially in raking premium valuations. Today, being a jack of all trades is helping lenders position themselves better amidst concerns emerging in various pockets of the financial services sector

How to identify genuine NBFCs accepting deposits: A guide for investors

Non-Banking Financial Companies (NBFCs) have gained popularity in India as viable alternatives to banks, providing various financial services like loans and investments. However, as they continue to grow, ensuring their authenticity and credibility becomes essential, especially for depositors.

RBI crackdown on few NBFC-MFI over usurious pricing not industry wide issue: MFIN CEO Alok Misra

On October 17, the central bank took action against four NBFCs and NBFC-MFI citing material supervisory concerns

Shaktikanta Das’ warning on ‘growth at any cost’ is an eye opener for aggressive MFIs

Some NBFCs have been pushing credit to customers beyond their borrowing capacity by imposing stiff performance targets on employees

Non-banks turn to money markets as funding channels dry up after RBI nudge

Even after this shift bank funding remains the biggest source. NBFCs borrow from banks to then lend to borrowers at a margin

High gold prices spur growth in loans against jewellery; is there a risk build-up here?

Gold prices have escalated in recent years and are up by 25.96 percent year-over-year. This makes the yellow metal a more valuable commodity for banks to give loans against.