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  • CERT-In makes annual cyber audits mandatory for MSMEs

    CERT-In makes annual cyber audits mandatory for MSMEs

    The new MSME-specific framework offers a minimum cybersecurity baseline, complementing July’s sweeping audit mandate for all organisations.

  • OPINION | Why MSMEs should embrace online dispute resolution to address payment delays

    OPINION | Why MSMEs should embrace online dispute resolution to address payment delays

    India’s MSMEs face cash flow challenges due to delayed payments and tariffs. The government’s Online Dispute Resolution portal offers a timely solution to resolve payment disputes efficiently

  • Chart of the Day: It is not banks but shadow banks that power India’s MSMEs

    Chart of the Day: It is not banks but shadow banks that power India’s MSMEs

    India’s MSMEs approach NBFCs more than banks for loans, given the latter’s nimbler credit underwriting approach

  • Trump tariffs make it vital to fast-track trade talks with EU, New Zealand, Brazil: Assocham's Sanjay Nayar

    Trump tariffs make it vital to fast-track trade talks with EU, New Zealand, Brazil: Assocham's Sanjay Nayar

    Sanjay Nayar, President of Assocham said that easing credit access, cutting compliance costs and introducing a government-backed skilling programme would help integrate India's MSMEs into global supply chains more effectively.

  • Centre considering ‘direct-income support’ for MSME workers impacted by Trump’s tariffs

    Centre considering ‘direct-income support’ for MSME workers impacted by Trump’s tariffs

    The Centre has prepared a support package worth Rs 25,000 crore under the Export Promotion Mission, to provide affordable credit, improve market access and cushion from the adverse impact of tariffs.

  • Veritas Finance delays Rs 2,800-crore IPO as US tariffs sour sentiment for MSMEs

    Veritas Finance delays Rs 2,800-crore IPO as US tariffs sour sentiment for MSMEs

    Veritas Finance provides working capital loans to MSMEs in urban and semi-urban areas as well as other as affordable housing loans, used commercial vehicle loans and small business loans in rural areas, focusing on MSME space

  • Govt may ease defence tenders norms to attract private players

    Govt may ease defence tenders norms to attract private players

    The government may move to open tendering from the nomination-based system to boost competition, encourage MSME participation and indigenisation

  • What’s next for India’s export focused MSMEs? | Beyond Averages

    What’s next for India’s export focused MSMEs? | Beyond Averages

    Last week, US President Donald Trump announced an additional 25 percent tariff on Indian goods, citing New Delhi’s links with Russia. While the measure is expected to hit 55 percent of India’s exports, the heaviest blow will likely fall on MSMEs in sectors such as gems and jewellery, textiles, and apparel. The move raises pressing questions: can India’s small and medium exporters weather the tariff shock, and are there viable opportunities to redirect trade to alternative markets?

  • Bajaj Finance’s 2 & 3-wheeler, MSME businesses to grow slow in FY26: MD Rajeev Jain

    Bajaj Finance’s 2 & 3-wheeler, MSME businesses to grow slow in FY26: MD Rajeev Jain

    Two & Three-Wheeler Finance AUM declined by 20 percent on-year to Rs 15,703 crore in April-June quarter, from Rs 19,689 crore in a year ago period.

  • The lender with zero net NPA: How SIDBI clocked Rs 4,811 crore profit on Rs 4.96 lakh crore loan book in FY25

    The lender with zero net NPA: How SIDBI clocked Rs 4,811 crore profit on Rs 4.96 lakh crore loan book in FY25

    Over 91% of SIDBI’s Rs 4.96 lakh crore loan book is through banks and NBFCs, helping it post Rs 4,811 crore profit in FY25 with zero net NPAs. Despite growing profits and income, rising borrowing costs squeezed margins, but low risks kept returns stable.

  • Mid-sized firms are apple of a banker’s eye as EMI-induced purchases slow

    Mid-sized firms are apple of a banker’s eye as EMI-induced purchases slow

    Medium enterprises have grown cautious in borrowing and prefer internal accruals over bank loans for business.

  • Medium enterprises are only 0.3 percent of registered MSMEs but generate 40% of export income: NITI Aayog

    Medium enterprises are only 0.3 percent of registered MSMEs but generate 40% of export income: NITI Aayog

    The NITI Aayog report said 97% of the registered MSMEs in India are micro enterprises, 2.7% are small, and only 0.3% are medium enterprises. However, this miniscule pocket of medium enterprises contributes nearly 40% of the total MSME exports.

  • Fusion Finance auditors issue qualified report after Q4 FY25 results, flag ECL issue

    Fusion Finance auditors issue qualified report after Q4 FY25 results, flag ECL issue

    The auditors flagged the company’s decision not to retrospectively adjust previous financials for expected credit loss (ECL) provisions to the tune of Rs 1,864.91 crore, citing impracticability.

  • Karnataka to roll out its first dedicated MSME policy

    Karnataka to roll out its first dedicated MSME policy

    Karnataka’s Industries and Commerce Department will with the help of a consultant soon draft a new policy that charts a roadmap for the sector benchmarked to domestic and international standards.

  • MSMEs brace for a challenging year

    MSMEs brace for a challenging year

    Even before tariff-related uncertainty worsened economic outlook, MSMEs witnessed a slowdown in sales growth last. Trump tariffs will have both a direct impact and an indirect one on the segment. To help them, the government, in addition to its ongoing tariff negotiation with the US, needs to address issues undermining competitiveness

  • Committed to simplify regulation and reduce business costs, assures FM Sitharaman

    Committed to simplify regulation and reduce business costs, assures FM Sitharaman

    Finance Minister Sitharaman said scaling up manufacturing is essential to absorb India's young workforce, reduce import dependencies and build competitive global supply chains.

  • Trump’s tariffs threaten over $350 million of exports, force Indian MSMEs to de-risk from US

    Trump’s tariffs threaten over $350 million of exports, force Indian MSMEs to de-risk from US

    The levies have hit small and medium Indian shipments of textiles, carpets, automobile parts, marine products, furniture, and steel and aluminium particularly hard, nearly a dozen Indian exporters, companies and port operators told Moneycontrol.

  • MSME-dominated sectors brace for fallout of US tariff hike: Bank of Baroda Report

    MSME-dominated sectors brace for fallout of US tariff hike: Bank of Baroda Report

    Electronics, garments, machinery and precious stones—key MSME-exporting sectors—may require government support as new US tariffs ripple through global trade

  • MC Exclusive | BimaPay Finsure to digitise loans against life insurance surrender values in a few months: CEO

    MC Exclusive | BimaPay Finsure to digitise loans against life insurance surrender values in a few months: CEO

    Since life insurance penetration is four times higher than health insurance, this opens a massive new market for secured, low-interest loans, says Hanut Mehta

  • MSME sector is the backbone of India's manufacturing, industrial growth: PM Modi

    MSME sector is the backbone of India's manufacturing, industrial growth: PM Modi

    The world views India as a growth centre amid growing uncertainties, the Prime Minister said

  • Budget push for MSMEs would work, but safeguards are key

    Budget push for MSMEs would work, but safeguards are key

    Credit push of the budget comes when lenders and banking regulator are growing increasingly uneasy towards MSMEs

  • Centre revises classification criteria for MSMEs to boost growth and access to capital in Budget 2025

    Centre revises classification criteria for MSMEs to boost growth and access to capital in Budget 2025

    The government has raised investment limit for MSMEs by 2.5 times and the turnover limit by 2 times

  • Loans to MSMEs made easier and cheaper through credit cards 

    Loans to MSMEs made easier and cheaper through credit cards 

    Customised credit cards with a limit of Rs 5 lakhs to be issued to micro enterprises registered on Udyam Portal; There are currently 7.5 crore people employed under MSME, contributing 36 percent to manufacturing and 45 percent to exports

  • Mutual Credit Guarantee Scheme approved to boost MSME manufacturing

    Mutual Credit Guarantee Scheme approved to boost MSME manufacturing

    The scheme also provides a repayment period of up to eight years, with a two-year moratorium for loans up to Rs 50 crore. To further strengthen MSME credit access, the government aims to facilitate Rs 7 lakh crore in cumulative guarantees over the next four years.

  • Bajaj Finance launches BFL 3.0, targets 3.2-3.5% share in total credit market by FY25

    Bajaj Finance launches BFL 3.0, targets 3.2-3.5% share in total credit market by FY25

    BFL 3.0 aims to meet the financial needs of its 200 million customers by integrating AI technology across all operations, the management said

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