Close-ended mutual funds do not have any track record and aren’t open to investors post their initial offer period
Asset allocation refers to how much of your money is to be parked in different assets: equity, real estate, gold and so on.
Use your time productively and become financially independent again.
There are many benefits of investing in mutual funds, whose importance can be portrayed in the two crucial phases of retirement planning
When parents start investing early through SIPs, they allow more time for their corpus to grow. Also, monthly outgo in the form of SIPs is lower than those investing late for the same amount of corpus
For most funds, it is about fitment to one of the new categories, with or without a change in the name of the fund.
Imagine a platform for investments where you do not need to worry about whether the market or the MF office is still open.
In this article, we will explain the categorization of debt funds in brief and its features & impact.
Dynamic asset-allocation funds factor in market valuations before investing in various assets.
With sector funds, the timing of the investment and the health of the concerned sector is very crucial.
As direct plans do not incur distribution expenses, the savings made in total operating expenses remain invested with the fund, which then start generating returns.
You can start an SIP in multiple mutual funds with varying amounts.
A debt fund carries low risk in comparison to the equity oriented mutual fund, but they are not totally risk free as many people think.
Earlier, in the absence of any standard definition of MF categories, mutual fund companies and research & advisory firms came up with their own methodologies of categorizing funds.
For the past two to three quarters, the debt market has been more volatile than equity, but for the recent equity market correction in February.
Mutual fund offerings most often exceeded the returns generated by ULIPs in the same category offered by the same investment house, though it might not be a given at all times.
If you are long term investors and worried about highly volatile markets you can invest in these mutual fund schemes.
Making investment decisions just based on the tax advantage has never been a good idea.
Long-term investors benefit hugely in midcaps. Overall, midcaps tend to go through high volatility but, at the end of the day who has remained a long-term investor has amassed considerable wealth.
It’s advisable to adopt the twin strategy of Systematic Investment Plan (SIP) and Systematic Withdrawal Plan (SWP) to meet financial goals.
Product awareness campaigns by market participants and sustained backing from the regulator would motivate more retail investors to embrace direct plans.
Bottomline, the policy statement has put a lid on to the markets ultra bearish imaginations and going forward global and domestic data points would be watched for by policymakers as also market participants.
GOI has decided to introduce a 10% tax on long term capital gains on equities and equity oriented mutual funds exceeding INR 1 lakh.
On CNBC-TV18's special show Mutual Fund Day, watch the interview of Sailesh Raj Bhan, Deputy CIO Reliance Mutual Fund and Harsh Roongta, Independent Financial Advisor where they shared financial planning tips for young professionals.
Looking at the average credit rating exposure of the industry, we observe that the exposure to ‘A and below’ rated securities saw a steady increase up till the end of 2015, when the Amtek Auto incident occurred.