In a passively managed fund, the investment strategy is to track the benchmark of the asset class and ensure that the returns of the fund are in line with the performance of the broader asset class. Therefore, investments in passive funds are rarely altered.
While debt funds, unlike fixed deposits and small saving schemes are also subject to market risk, though less than equity funds, the return expectation is commensurately higher than traditional products over the same tenure.
Patil expects liquidity to remain strong, especially domestic money that is not expected to be abating as retail flow is coming, pension fund money is also flowing, so Rs 10,000 crore looks like will be sustainable on monthly basis
Existing duration fund investors may continue with their current investments and not rush to exit at current juncture.
India today has one of the highest real interest rates in the world. With CPI inflation at around 1.54 percent, and with 10-year benchmark gilt at around 6.46%, the real interest rate is too attractive to be ignored.
If the investor takes position in equity through balanced funds, they get to realise equity growth potential and lower fund volatility.
We will explain not only how, but also why and when it is wise to switch your investments from regular plan to direct plan.
With valuation reaching such historical highs, a 10â€“20% correction triggered by domestic or global geopolitical events cannot be ruled out.
With valuation reaching such historical highs, a 10–20% correction triggered by domestic or global geopolitical events cannot be ruled out.
The trend of older or conservative investors moving their life savings into balanced funds essentially means that they are convinced these funds can give them regular dividends that can beat fixed deposits by a good margin over the medium to long term.
The most important principle in lump-sum investing, especially in equity funds, is to maintain your calm and equanimity.
Mutual fund is a professionally-managed investment scheme, run by an asset management company (AMC) that pools together a group of people and invests their money in instruments/assets for a common investment objective. As compared to PMS, MFs have a wider range of investment options, that an investor can invest in based on his risk profile.
Bank deposits and fixed income mutual funds differ with each other on a key parameter.
Here are some signs that tell you to exit a mutual fund investment.
Instead of investing in the last month of March an investor can start investing monthly to avoid last minute hassles. Not only this is very calming on nerves but also improve our chances of making more money.
ELSS though may have some of very good features but still may not be suitable for each and every person due to various reasons.
Apart from creating wealth over the long term, there is also an important tax benefit that you get when you invest in an ELSS.
Investment in balanced funds obviates your need to invest in two different asset classes for asset allocation. Balanced funds also obviate the need to periodically monitor and rebalance different asset classes in predetermined proportion.
The equity diversified category’s best fund return on a five year basis is more than 2.4 times that of the index funds’ best fund return.
Investors who had invested in MF schemes via direct plans will be elated as these plans have delivered better gains than that of regular plans in the one-year period ended March 29.
These changes must be watched carefully to understand the impact on the portfolio.
Balanced fund as the name suggests is a combination of equity fund and debt fund in one single product.
Investors are often not aware of the kind of risks that are present in these instruments and hence they go out with a mindset that might not be appropriate for the investment.
Nilesh Shah expects DIIs to be net buyers of Rs 75,000 crore to Rs 1 lakh crore in calendar year 2017. He does not have a direct exposure to telecom due to pricing war which is going on.