Interest Rates

The MPC,which meets from September 29 and October 1, has reduced the benchmark repo rate by 100 basis points since February

Interest rates are a sideshow in the battle over the Fed’s future

Trump and his economic advisers want to narrow the central bank’s mission dramatically

Why traders are the curious case of stubborn Indian interest rates

Trading profits depend on a few key factors, one of them happens to be the cost of funds. While RBI’s rate cuts should have lowered it, reality is proving to be different

Are falling interest rates turning debt mutual funds a smarter choice?

With lending rates going down, debt mutual funds are back in the spotlight. But choosing the right class depends on risk-return experience.

India’s retail inflation eases to eight-year low of 1.55% in July

Retail inflation has been below 4 percent for six months, averaging under 3 percent since April

Trump’s renewed tariff threats may have played a role in RBI’s status quo on rates

The Reserve Bank of India’s status quo on the benchmark policy rate indicated that it requires further clarity on the quantum of tariffs that Trump may finally levy on New Delhi, according to economists and experts.

India Inc’s cash pile growing twice as fast as its debt

India Inc’s strategy to build bigger cash reserves comes at a time when companies worldwide are grappling with economic uncertainties stemming from high interest rates, supply-chain realignments, tariff wars and geopolitical disruptions

HDFC Bank cuts interest rates on select FD, savings accounts post-RBI rate cut: Check the latest rates here

The bank now offers a maximum interest rate of 6.6% per annum on FDs with principal amount less than Rs 3 crore for general citizens

A jumbo cut and all accoutrements to meet growth aspirations

Cutting CRR at a time when financial system liquidity is already in a surplus indicates a clear bias to use policy levers to move interest rates in the economy structurally lower and boost credit demand as domestic consumption grows in tandem with aspirational growth trajectory for the economy

Frontloaded rate cut and CRR cut to push banks to lend 

Constraints in deposit mobilization and high cost of retail deposits, and a fear of downward re-pricing of the fresh loans upon rate cuts in future weighed upon the lending decisions of the banks. With a 50-bps cut in the repo rate to 5.5%, a 100-bps cut in CRR to 3.0% and a change in stance to Neutral, the MPC has tried to address both the issues

Martin Wolf: Interest rates are normal, the world is not

Given all this fragility, recessionary or inflationary shocks — or even both together — are conceivable

States are beneficiaries of softening interest rates

With 50 bps of rate cuts underway, we now expect another 50 bps of monetary easing over the next two-three policy reviews. With this, the WAC of SGS could come down to 6.3-6.5% over the course of the year, maintaining a spread in a range of 30-50 bps over G-sec, over the course of the year

SBI cuts interest rates on select fixed deposits. Check the latest FD rates

SBI is reintroducing its 444-day long special deposit plan 'Amrit Vrishti' but with lower interest rates

Have banks cut FD rates pre-empting RBI's move?

At least 3 private banks have cut FD rates, SBI has stopped a popular special deposit scheme. What’s happening?

Explained: Why your cost of loan has not reduced despite a repo cut

The actual impact depends on several factors, including the type of loan you have and the interest rates are determined

RBI Cuts Repo Rate! Loan EMIs Slashed – How Much Will You Save? | Explained

Good news for borrowers! The RBI has cut the repo rate by 25 bps to 6.25%, making home, auto, and personal loans cheaper. Find out how much you’ll save on your EMI and who benefits the most. More rate cuts ahead? Watch now!

MC Analysis: Inflation stayed at 4% in just 13 of 102 months since MPC's inception

In the 57 months since Covid first hit India, prices have gone below 4 percent only twice in 57 months

Long-struggling affordable housing segment sees ray of hope after RBI cuts key policy rate

With rising construction costs, high home loan interest rates, thin margins and more lucrative opportunities in mid, premium, and luxury housing, large developers have continued to vacate the affordable housing space, and reduced supply has pushed up prices for affordable housing units.

Home loan interest rate: EMI relief for home loan borrowers as RBI slashes repo rate by 25 bps

A decrease in the repo rate will now prompt banks to lower their lending rates, making home loans more affordable.

Vault Matters | Catch ‘em young! Rethinking deposit strategies for the prime earning demographic

Indian banks favour senior citizens with higher deposit interest rates, but neglect the 28-55 age group. To attract younger customers, banks must innovate, perhaps by offering equity-like deposit products with guarantees, supported by regulatory and government backing

Davos 2025: Cutting interest rates alone will not boost credit growth, Axis Bank MD Amitabh Chaudhry

The RBI’s primary concern is controlling inflation and once it subsides, the central bank is expected to cut interest rates, Chaudhry has said

FinMin leaves interest rates on small savings schemes unchanged for Q4FY25

The central government notifies the interest rates on small savings schemes, majorly operated by post offices and banks, every quarter.

RBI stance, corporate hirings may have led to demand slowdown: Finmin

Farm sector's outlook is optimistic, which gives hopes that food price pressures will decline gradually, the finance ministry's monthly economic review for November 2024 said

The Federal Reserve should pause before cutting interest rates again

Interest rates might need to fall further in 2025, but it’s too soon to say

UK inflation increase solidifies expectations interest rates will be kept on hold

The increase, which took inflation further away from the Bank of England’s target of 2%, was in line with market expectations.