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Interest Rates

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  • Indian bond yields up 6 bps after RBI policy decision  

    The RBI raised inflation estimates for Q1 FY27 to 4% from 3.9%and Q2 was revised to 4.2%

  • Bond yield falls to 6.659% ahead of RBI policy decision

    The benchmark 10-year bond yield fell for the third straight session, with traders looking forward to the first policy review of 2026

  • Rupee opens 23 paise higher against dollar at 90.23, RBI policy decision awaited

    The central bank is unlikely to cut rates and is expected to stick to 'neutral' stance, a Moneycontrol poll found

  • OPINION | Economic Survey flags sticky CAD as cause of high interest rates but underrates the best solution

    Take away services exports and the macroeconomic story would have been different. Yet, there’s puzzling reluctance to acknowledge what services are doing and will do

  • Why Japan’s yen intervention could rattle global markets

    Japan's yen has pulled back from critical levels after intervention warnings, but analysts warn the relief may be temporary as underlying pressures persist.

  • Year-end 2025: Best fixed deposit interest rates in December

    Jana Small Finance Bank and Suryoday Small Finance Bank are offering interest rates of up to 8% per annum on five-year deposits, according to Paisabazaar.com

  • After a weak 2025, refinancing needs to drive rebound in India Inc's offshore bond issues

    Higher US treasury yields, combined with rupee depreciation, eroded the cost advantage of dollar borrowing for Indian corporates, prompting many to tap domestic markets instead

  • ‘Everybody is waiting for RBI’: Piyush Goyal hints at room for rate cut as inflation hits series low

    The commerce minister also urges the industry to bank on self-reliance at a time when 'trade is being weaponised'

  • MPC Poll | RBI likely to hold rates in October amid growth comfort, GST reforms impact eyed

    The MPC,which meets from September 29 and October 1, has reduced the benchmark repo rate by 100 basis points since February

  • Interest rates are a sideshow in the battle over the Fed’s future

    Trump and his economic advisers want to narrow the central bank’s mission dramatically

  • Why traders are the curious case of stubborn Indian interest rates

    Trading profits depend on a few key factors, one of them happens to be the cost of funds. While RBI’s rate cuts should have lowered it, reality is proving to be different

  • Are falling interest rates turning debt mutual funds a smarter choice?

    With lending rates going down, debt mutual funds are back in the spotlight. But choosing the right class depends on risk-return experience.

  • India’s retail inflation eases to eight-year low of 1.55% in July

    Retail inflation has been below 4 percent for six months, averaging under 3 percent since April

  • Trump’s renewed tariff threats may have played a role in RBI’s status quo on rates

    The Reserve Bank of India’s status quo on the benchmark policy rate indicated that it requires further clarity on the quantum of tariffs that Trump may finally levy on New Delhi, according to economists and experts.

  • India Inc’s cash pile growing twice as fast as its debt

    India Inc’s strategy to build bigger cash reserves comes at a time when companies worldwide are grappling with economic uncertainties stemming from high interest rates, supply-chain realignments, tariff wars and geopolitical disruptions

  • HDFC Bank cuts interest rates on select FD, savings accounts post-RBI rate cut: Check the latest rates here

    The bank now offers a maximum interest rate of 6.6% per annum on FDs with principal amount less than Rs 3 crore for general citizens

  • A jumbo cut and all accoutrements to meet growth aspirations

    Cutting CRR at a time when financial system liquidity is already in a surplus indicates a clear bias to use policy levers to move interest rates in the economy structurally lower and boost credit demand as domestic consumption grows in tandem with aspirational growth trajectory for the economy

  • Frontloaded rate cut and CRR cut to push banks to lend 

    Constraints in deposit mobilization and high cost of retail deposits, and a fear of downward re-pricing of the fresh loans upon rate cuts in future weighed upon the lending decisions of the banks. With a 50-bps cut in the repo rate to 5.5%, a 100-bps cut in CRR to 3.0% and a change in stance to Neutral, the MPC has tried to address both the issues

  • Martin Wolf: Interest rates are normal, the world is not

    Given all this fragility, recessionary or inflationary shocks — or even both together — are conceivable

  • States are beneficiaries of softening interest rates

    With 50 bps of rate cuts underway, we now expect another 50 bps of monetary easing over the next two-three policy reviews. With this, the WAC of SGS could come down to 6.3-6.5% over the course of the year, maintaining a spread in a range of 30-50 bps over G-sec, over the course of the year

  • SBI cuts interest rates on select fixed deposits. Check the latest FD rates

    SBI is reintroducing its 444-day long special deposit plan 'Amrit Vrishti' but with lower interest rates

  • Have banks cut FD rates pre-empting RBI's move?

    At least 3 private banks have cut FD rates, SBI has stopped a popular special deposit scheme. What’s happening?

  • Explained: Why your cost of loan has not reduced despite a repo cut

    The actual impact depends on several factors, including the type of loan you have and the interest rates are determined

  • RBI Cuts Repo Rate! Loan EMIs Slashed – How Much Will You Save? | Explained

    Good news for borrowers! The RBI has cut the repo rate by 25 bps to 6.25%, making home, auto, and personal loans cheaper. Find out how much you’ll save on your EMI and who benefits the most. More rate cuts ahead? Watch now!

  • MC Analysis: Inflation stayed at 4% in just 13 of 102 months since MPC's inception

    In the 57 months since Covid first hit India, prices have gone below 4 percent only twice in 57 months

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