A holistic protection plan needs to be prepared in consultation with a financial advisor
Though the annual premium eats into the savings corpus, the absence of a health insurance policy can lead to a catastrophic losses
The scheme has overcome several implementation hiccups and managed to enrol 10 crore people already
A personal finance audit will help you stay on track and make adjustments to keep your finances in order
Having a health insurance plan for your senior citizen parents will save you from the horrors of running out of money or arranging funds when unplanned medical expenses strike.
Insurance is required against a low-probability but high-impact event
Enrolments and contributions have soared over the past three years as the scheme remains an important safety net for workers
Continuing losses, and regulatory risks abound in health insurance. Investors will have to be patient.
The restoration benefit is very useful in family-floater insurance policies.
Moneycontrol personal finance suggests three gifts that could make your mother’s day special.
Payments made towards health insurance premiums are also eligible for tax deductions under section 80D of the Indian Income Tax Act
When it comes to health insurance, it pays to know the nitty-gritties of the policy you have chosen
The insurer must settle health insurance claims within 30 days from the day that you submit all necessary documents.
“For certain ailments such as hypertension, diabetes, and cardiac problems, the waiting period will be reduced to 30 days.”
Here are some important reads for the week that appeared in personal finance section.
IRDAI allows you to port your health plan from one insurer to another and not miss out any accumulated benefits in the meanwhile.
Here are some of the common mistakes that people make while purchasing health insurance and some suggestions to avoid them which will make for a happy claim experience
TPAs are outsourcing entities that hold a licence issued by the IRDA to provide management solutions to the health insurance industry
Putting aside a nominal sum of money to safeguard against unforeseen maladies could prove to be, both, a lifeline, as well as a good investment.
The US stock markets – Dow and Nasdaq – are once again at their lifetime highs, while stock indices in India too reached their record high recently before receding a bit.
There is now every prospect that as the BJP and Congress set out competing and contrasting visions for India's future, health will rightly become a decisive issue in next year's general election.
Many policyholders are not aware of the features of the health insurance plan they have opted for, nor do they fully utilise the benefits.
Given the worrisome state of health insurance in India, the move is a bold one and must be lauded. The current state of infrastructure and government finances seem distant from what a smooth implementation of the policy might warrant
Insurers have now started auditing workplace cafeterias as a part of their wellness programmes