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Feb 19, 2021 12:02 PM IST The insurance regulator's diktat on standardised insurance products means that the features would be similar across firms. But opting for a policy with low premiums can prove to be a costly mistake
Feb 08, 2021 03:47 PM IST During FY15-FY20, the segment expanded by a compound annual growth rate (CAGR) of 20 percent.
Feb 03, 2021 09:51 AM IST The Government has announced a new health scheme that will contribute towards bettering our existing health infrastructure
Feb 02, 2021 11:54 AM IST While the overall premium growth in FY22 is expected to be higher, the merger with Bharti AXA will put pressure on ICICI Lombard's FY22 financials
Jan 14, 2021 05:02 PM IST Insurers can take GI Council and state government-prescribed rates into account while entering into cashless agreements with hospitals
Jan 13, 2021 10:13 AM IST The industry expects the government to focus on bringing a large number of people under the ambit of health insurance
Jan 13, 2021 09:25 AM IST Health insurance policy portability allows waiver of pre-existing illnesses waiting period. But senior citizens find it tough to switch policies
Jan 06, 2021 10:10 AM IST The real cost to insurers is low. Not surprisingly, the impact achieved is low too
Jan 04, 2021 09:35 AM IST Lack of guidance from insurers and TPA during claim intimation, paperwork and processing rile policyholders
Dec 29, 2020 09:36 AM IST Co-pay ratio in health insurance policies can lower your premiums, but also add to your out-of-pocket expense
Dec 21, 2020 10:35 AM IST Investors who lost their nerve in March and exited, turned their temporary losses into permanent ones
Dec 16, 2020 10:09 AM IST Does it make sense for senior citizens to pay Rs 50000 to Rs 1 lakh per year on policies, for meagre covers of Rs 3-5 lakh?
Dec 11, 2020 11:14 PM IST People struggle to make good choices when it comes to all kinds of financial products, but health insurance is especially confusing, with its mix of technical benefits and fees. Many Americans don’t understand terms like “deductible” or “coinsurance” very well.
Dec 10, 2020 09:27 AM IST Despite IRDAI’s clarifications, policyholders continue to suffer as insurers hike health cover premiums citing high claims
Dec 03, 2020 09:53 AM IST Depending on the data relating to immunity, there could be a case for differential premium pricing based on geographies, subject to IRDAI approvals
Dec 02, 2020 09:49 AM IST You can avail cashless treatment at your choice of network hospital from those offered by the health insurance company
Nov 25, 2020 10:22 AM IST Group health insurance covers offered by banks may suit senior citizens, but it is always better to have an individual policy
Nov 18, 2020 09:20 AM IST Insurance plans for vector-borne diseases such as Dengue, Malaria and Chikungunya exist even now. But IRDAI has proposed a standard health cover for such diseases
Nov 16, 2020 09:38 AM IST Policyholders can approach insurance ombudsman offices for any dispute with insurers
Oct 28, 2020 11:06 AM IST If taken now, these insurance covers can go a long way in making yourself pandemic-proof and worry-free
Oct 20, 2020 08:15 PM IST Post October 1, health insurance premiums have seen sharp increases in some cases. Porting to other insurers or switching to tailor-made policies could help keep a lid on premiums.
Oct 14, 2020 11:36 AM IST Always have an easily accessible contingency fund and if possible a credit card handy to sail through such situations
Oct 13, 2020 10:19 AM IST Insurance policies generally do not reimburse expenses incurred for observation purpose
Oct 08, 2020 10:42 AM IST In this edition of the Explained series, find out all the details about the new colour-coded health insurance system.
Sep 29, 2020 08:29 PM IST Your health insurance policies are set to change. Standardisation of exclusions and definitions will reduce ambiguities and disputes
