health insurance
Jump to
434 Results Found
  • Three essential insurance covers millennials must grab at the earliest May 05, 2017 03:52 PM IST

    Three essential insurance covers millennials must grab at the earliest

    Right insurance covers bought early in life can not only offer you coverage but also save money.

  • Private insurers stay away from religious group-based covers May 01, 2017 12:19 PM IST

    Private insurers stay away from religious group-based covers

    Insurance companies use the concept of anti-selection to ensure that a group consists of a mix of people so that other group does not end up compensating for one risky group.

  • Life insurers bat for flexibility in health cover, want to sell indemnity policies Apr 25, 2017 09:18 AM IST

    Life insurers bat for flexibility in health cover, want to sell indemnity policies

    In indemnity based insurance plans, an individual can visit their choice of healthcare provider to avail treatment. The insurer pays a fixed sum as a lump sum amount for this, which is also referred to as reimbursement.

  • What to do if health insurance policy renewal date is missed? Apr 17, 2017 04:03 PM IST

    What to do if health insurance policy renewal date is missed?

    When you miss a renewal of a health insurance policy, it can backfire at the most critical times, and you will be forced to spend from your pocket.

  • Why you should look to store insurance policies online Apr 13, 2017 01:54 PM IST

    Why you should look to store insurance policies online

    One of the major benefits is you can access them anywhere, any time.

  • Non-life insurers end FY17 with 32% rise in premiums Apr 11, 2017 05:39 PM IST

    Non-life insurers end FY17 with 32% rise in premiums

    Crop insurance contributed the largest to the growth with Agriculture Insurance Company of India showing a 101.3 percent growth.

  • Insurers get a panel of 13 actuaries to review products Apr 03, 2017 09:52 AM IST

    Insurers get a panel of 13 actuaries to review products

    The insurance industry will now have access to a panel of 13 actuaries who will be assisting them in a range of services. The panel has been put together by IRDAI from a list of candidates who had applied for the post.

  • Nine lesser known facts of health insurance you should not miss Mar 27, 2017 10:02 AM IST

    Nine lesser known facts of health insurance you should not miss

    Health insurance has become a more transparent means to secure your family financially against all health issues.

  • Protect first, save next: Why it's important to get a term insurance plan Mar 24, 2017 02:31 PM IST

    Protect first, save next: Why it's important to get a term insurance plan

    Term insurance is all about financial protection – it is a must for every individual with responsibilities towards their loved ones.

  • Ways to save money while buying insurance policy Mar 23, 2017 04:54 PM IST

    Ways to save money while buying insurance policy

    To buy an insurance policy without having to spend much is an art. Here are some tips to minimize the premium outgo.

  • Things to keep in mind while buying health insurance Mar 22, 2017 11:42 AM IST

    Things to keep in mind while buying health insurance

    For the normal person buying medical insurance is a sensible practice that has the added encouragement provided by the government in the form of a tax deduction for the premium paid U/s 80D.

  • Reliance Capital to carve out retail health insurance into separate biz Mar 16, 2017 12:28 PM IST

    Reliance Capital to carve out retail health insurance into separate biz

    The proposed health insurer, Reliance Health Insurance, will be a wholly owned subsidiary of Reliance Capital. Retail health insurance is a profitable segment for the non-life industry.

  • Why you need to have hospital cash cover in your portfolio? Mar 15, 2017 01:16 PM IST

    Why you need to have hospital cash cover in your portfolio?

    A basic health insurance plan will reimburse (within your cover limits) all your treatment related expenses if you are hospitalized. However there may be no provision to cover incidental expenses or the loss of income due to your inability to pursue your employment. This is where stand-alone hospital cash policies step in.

  • Motor policy claims take most time to be settled; health lowest Mar 10, 2017 04:34 PM IST

    Motor policy claims take most time to be settled; health lowest

    According to data on general insurance claims by the Insurance Brokers Association of India (IBAI), only around 3 percent health claims have been pending for more than one year.

  • ‘Health cover is the best healthcare financing tool for women‘ Mar 09, 2017 03:37 PM IST

    ‘Health cover is the best healthcare financing tool for women‘

    Women should take the lead in buying health insurance policies early on in life and can then choose to add their spouse once they get married.

  • How working women should plan for a secure financial future Mar 08, 2017 01:26 PM IST

    How working women should plan for a secure financial future

    Women should take control of their finances. Here‘s what the empowered women should do when it comes to financial planning.

  • Irdai to form actuary panels for life, general insurers Feb 20, 2017 06:22 PM IST

    Irdai to form actuary panels for life, general insurers

    The panel would be required to give an opinion on products filed by an insurer. Further, the regulator may ask any actuary panel to investigate financial position of any insurer or to give an opinion on valuation.

  • Health premiums likely to get costlier from next fiscal Feb 15, 2017 04:54 PM IST

    Health premiums likely to get costlier from next fiscal

    On an average, premiums could go up by 20 percent. Product prices can only be revised every three years

  • Common medical insurance mistakes & steps to correct them Feb 15, 2017 04:06 PM IST

    Common medical insurance mistakes & steps to correct them

    While many informed individuals go for health insurance, they are exposed to the risks associated with errors while picking the health insurance.

  • Tax benefits add a silver lining on insurance policies Feb 13, 2017 03:38 PM IST

    Tax benefits add a silver lining on insurance policies

    If you invest in a life insurance you can avail of two kinds of tax benefits. One is by way of availing a deduction from your taxable income and the other through gaining exemption from your total income.

  • Health insurance with Rs 1 crore cover becomes new normal Feb 13, 2017 11:37 AM IST

    Health insurance with Rs 1 crore cover becomes new normal

    Health insurance policies with a cover of Rs 1 crore is becoming the new norm in the industry. With health inflation on the rise and average out-of-pocket medical expenses on the rise, insurers are increasing their cover sizes.

  • Combination insurance products to re-enter market next fiscal Feb 09, 2017 02:20 PM IST

    Combination insurance products to re-enter market next fiscal

    Combi or combination products that have the features of both life and health insurance products are expected to be back into the industry with insurers planning to bring out such products in the next financial year

  • How to maximize tax savings under Section 80D? Feb 06, 2017 09:08 AM IST

    How to maximize tax savings under Section 80D?

    Section 80D of the Income Tax Act in India allows a taxpayer to claim deductions of up to Rs. 25,000 on payment of medical insurance premium during a financial year. Senior citizens (above the age of 60 years) can claim Rs. 30,000 under this section.

  • Budget 2017: Enhanced tax sops can increase insurance penetration Jan 31, 2017 10:46 AM IST

    Budget 2017: Enhanced tax sops can increase insurance penetration

    The life insurance penetration is still tumbling in India, which currently is at 2.72% for the year 2015 dipping from 3.4% in the year 2011.

  • Looking to buy health insurance? Consider these useful tips Jan 30, 2017 09:00 AM IST

    Looking to buy health insurance? Consider these useful tips

    Purchasing health insurance is a must, not just to avail tax benefits but also to ensure that you are taken care of financially when you are not well.

Sections