Credit Costs

We have done with our growth and asset quality. There is no worry on that front for three, four years, and completely from the current year, the focus will be on profitability. And you can see in the last two quarters there is a reduction in the operational expenditure, says Bhutada.

Until bad loans are sorted, consolidation in PSBs will take time

Even as the government has approved State Bank of India‘s (SBI) merger with its five subsidiaries, further consolidation in the public sector banking space could be delayed.

Many benefits of moving to a bond market

Meeting corporates' credit needs would emerge as a challenge, unless the corporate bond market develops rapidly, diversifying the risk across market participants other than banks.

Deutsche Bank says SBI best PSU bank, sees 13% upside; stocks up

Deutsche Bank expects cost growth to be much slower than historical trends as SBI has been addressing its cost issues.

Citi's big call: NPA cycle has peaked, banks will outperform

In a freewheeling discussion with CNBC-TV18, Aditya Narain, Managing Director at Citi; Jairam Sridharan, Chief Financial Officer, Axis Bank and KVS Manian, President-Corporate, Institutional and Investment Banking, Kotak Mahindra Bank say they‘re bullish on the banking sector and share their views on the issue non-performing loans.

Q3 more challenging than Q2; Q4 to be better: YES Bank

Rajat Monga, CFO, Yes Bank sees 15-20 percent loan growth. He says deposits side is doing better because of some of the Reserve Bank schemes.