In an interview with CNBC-TV18, R Varadarajan, MD, Repco Home Finance spoke about the latest happenings in his company and sector. He was speaking from the side-lines of the Kotak India Conference.

Expect healthy loan growth in 2019: Repco Home Finance

Repco Home Finance disappointed in Q3 as asset quality in the loan against property (LAP) portfolio deteriorates in the self-employed category which leads to earnings coming in below estimates. In an interview with CNBC-TV18, R Varadarajan, MD of Repco Home Finance spoke about the results and his outlook for the company.

Expect lot of improvement in affordable housing by FY19: Repco Home Finance

Speaking about interest rates from banks, R Varadarajan, MD, Repco Home Finance said that funds from banks are at a cheaper rate now than before.

Expect 10-12% boost in disbursements due to affordable housing scheme: Repco Home Fin

The push for affordable housing continues with the government extending the interest subsidy on home loans under the affordable housing subvention scheme till March 2019. In an interview to CNBC-TV18, R Varadarajan, MD, Repco Home Finance spoke about the latest happenings in his company and sector.

Will see an improvement in Q2 earnings, says Repco Home

Repco Home Finance's asset quality deteriorated significantly in Q1 but lower provisions aids earnings.

Will focus on home loans for mid & low income segment: Repco Homes

Repco Home Finance's net interest margins have remained on the higher side due to a rise in non-salaried customers while the asset quality has largely remained stable despite demonetisation.

80% of loan book covered under affordable housing scheme: Repco Home

Low cost housing has got a substantial boost from the government as up to Rs 12 lakh of home loans have received interest subvention. In an interview to CNBC-TV18, V Raghu, ED of Repco Home Finance spoke about what the potential of this could be for housing finance sector.

See FY18 loan growth at 25%: Repco Home Finance

"For next year we are expecting growth of about 25 percent", R Varadarajan, MD of Repco Home Finance told CNBC-TV18.

Growth to pick in FY18; see more resources from MFs: Repco Home

Growth for the company slowed down in the third quarter to 20-21 percent from 25 percent due to demonetisation and Q4 growth would also remain around similar levels, says V Raghu, ED, Repco Home Finance, adding that pickup would be witnessed in next financial year.

Average cost of funds at 9.2%; further declines soon: Repco Home

Repco's average cost of funds currently stants at 9.2 percent, says Varadarajan. He adds that its loan book is also increasing in size, with over 70 percent of its book falling under the affordable housing category.

Adequately covered with 40% margin on value of property: Repco

The loan to value ratio for loan against property (LAP) was at 60 percent for Repco, so they were adequately covered with 40 percent margin on value of the property, said V Raghu, ED, Repco Home Finance.

Targeting provision coverage ratio of 70%: Repco Home

The growth last quarter came from tier-II and tier-III cities, particularly in the underserved and non-salaried section, says R Varadarajan, MD, Repco Home Finance.

Will maintain 25-30% growth in FY16: Repco Home Fin

With a presence in over 70 districts of Tamil Nadu, about 50 percent of Repco‘s presence is in the southern region, says V Raghu of Repco Home Finance

Affordable housing push to grow loan book, sales: Experts

R Varadarajan, MD, Repco Home Finance expects his loan book to grow above the current rate of 25-30 percent. 80 percent of the company‘s loan book is under affordable housing.

New RBI home loan norm to benefit small borrowers: Repco

V Raghu, ED at Repco Home Finance says borrowers who found it difficult to bring down down-payment will benefit from this move.

Hope to maintain 25-30% growth in loan book: Repco Home Fin

V Raghu, executive director, Repco Home Finance says the company will pass on lower rate benefits to its customers if the central bank decides to lower rates anytime soon.

To improve gross NPA to 1.5% by FY15-e: Repco Home Finance

R Varadarajan, MD, Repco Home Finance sees 25-30 percent growth in disbursements for balance of FY15 as well as NIM to remain stable at 4.5 percent.

RBI allows FIIs to invest 49% in Repco Home Finance

"The original limit was 24 percent and our annual general meeting (AGM) has increased to 49 percent. Our Reserve Bank of India (RBI) has also has notified that FII limit can be up to 49 percent," R Varadarajan, MD, Repco Home Finance said.

Aim to maintain NIMs, growth going forward: Repco Home Fin

R Varadarajan, managing director, Repco Home Finance is optimistic of achieving a ticket size of Rs 11 lakhs in FY14.