Now transfer your PF account without employer approval: Here’s how EPFO members can do it
Switching jobs used to mean chasing your previous employer to transfer your Provident Fund (PF) balance—a process often marked by delays and paperwork. But now, the Employees’ Provident Fund Organisation (EPFO) has made it easier. Eligible employees can transfer their PF accounts online without needing any approval from their old employer. If your UAN is active and Aadhaar is linked, you can complete the transfer on your own in just a few steps.
An enormous relief for job hoppers If you change your jobs very often, might usually takes years to transfer your Provident Fund (PF) account as you need a document from your previous employer. Now, the Employees' Provident Fund Organisation (EPFO) has now eased the procedure. You can transfer your PF balance online from the Member e-Sewa portal without your previous employer's permission—if you have an Aadhaar card and your UAN is activated. This is how you do it step by step.
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Conditions for online PF transfer eligibility To avail this facility, your UAN should be activated and linked to your Aadhaar card. Both your old and new PF account should be enrolled with the same UAN. Your name, date of birth, and bank account details also should be the same as your Aadhaar details. If your KYC is enrolled and verified, then you can proceed with the option of self-transfer without waiting for your employer to do something.
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Step-by-step process to transfer your PF account online Go to the EPFO Member e-Sewa portal and log in through your UAN and password. Under 'Online Services,' click on 'One Member – One EPF Account (Transfer Request).' Choose your previous employer details from the dropdown. Select whether you want to authenticate the claim using the current or previous employer (here, current). Use Aadhaar-based OTP verification to send the request. You will be offered a tracking ID to monitor the status.
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What happens once you submit the request Once you submit the request, it is sent directly to EPFO for processing. If your records are in order, the transfer would typically be a matter of a few days. You can view your transfer status under the 'Track Claim Status' feature on the portal. The procedure is paperless and hassle-free, as long as your Aadhaar and KYC data is correct and updated.
Why this update is significant for employees Earlier, PF transfers entailed multiple sign-offs and go-between with the previous employer, leading to delay and errors. This self-transfer facility is a big step towards transparency and convenience for the employees. It ensures better compliance and simplifies job switches by allowing timely consolidation of PF balances.
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Take control of your PF account transfer EPFO's employer-free, Aadhaar-based PF transfer facility allows employees to manage their retirement funds without undue delay. Make sure that your UAN is activated, Aadhaar is linked, and the KYC has been done to utilize this online facility. With just a few clicks, you can now consolidate your PF accounts and spare yourself the hassle of employer sanctions.