Shares of Bajaj Finance were trading flat in Thursday's session, with the stock currently priced at Rs 860. At 12:30 pm, the stock touched a day's high of Rs 866.90 and a low of Rs 858.25 on the NSE.
Financial Overview:
Bajaj Finance's financial performance shows consistent growth in both quarterly and annual results. The consolidated revenue and net profit have shown positive trends over the past few years.
Consolidated Quarterly Results:
The quarterly performance of Bajaj Finance reveals a steady increase in both revenue and net profit. The revenue has grown consistently from Jun 2024 to Jun 2025.
| Heading | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|
| Revenue | Rs 16,098.67 Crore | Rs 17,090.27 Crore | Rs 18,035.11 Crore | Rs 18,456.85 Crore | Rs 19,523.88 Crore |
| Net Profit | Rs 3,909.46 Crore | Rs 4,010.29 Crore | Rs 4,305.17 Crore | Rs 4,536.75 Crore | Rs 4,764.55 Crore |
| EPS | 63.28 | 64.66 | 68.63 | 72.35 | 7.57 |
Consolidated Yearly Results:
The yearly performance demonstrates significant growth in revenue, net profit and EPS.
| Heading | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Revenue | Rs 26,668.10 Crore | Rs 31,632.42 Crore | Rs 41,397.38 Crore | Rs 54,969.49 Crore | Rs 69,683.51 Crore |
| Net Profit | Rs 4,419.82 Crore | Rs 7,028.23 Crore | Rs 11,506.02 Crore | Rs 14,443.53 Crore | Rs 16,761.67 Crore |
| EPS | 73.58 | 116.64 | 190.53 | 236.89 | 268.94 |
| BVPS | 613.67 | 724.56 | 899.53 | 1,241.03 | 1,557.43 |
| ROE | 11.97 | 16.07 | 21.16 | 18.84 | 17.20 |
| Debt to Equity | 3.57 | 3.78 | 3.99 | 3.82 | 3.74 |
Consolidated Yearly Income Statement:
| Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | |
|---|---|---|---|---|---|
| Sales | Rs 69,683 Crore | Rs 54,969 Crore | Rs 41,397 Crore | Rs 31,632 Crore | Rs 26,668 Crore |
| Other Income | Rs 41 Crore | Rs 13 Crore | Rs 8 Crore | Rs 7 Crore | Rs 14 Crore |
| Total Income | Rs 69,724 Crore | Rs 54,982 Crore | Rs 41,405 Crore | Rs 31,640 Crore | Rs 26,683 Crore |
| Total Expenditure | Rs 22,892 Crore | Rs 16,955 Crore | Rs 13,319 Crore | Rs 12,388 Crore | Rs 11,276 Crore |
| EBIT | Rs 46,832 Crore | Rs 38,026 Crore | Rs 28,086 Crore | Rs 19,252 Crore | Rs 15,406 Crore |
| Interest | Rs 24,770 Crore | Rs 18,724 Crore | Rs 12,559 Crore | Rs 9,748 Crore | Rs 9,414 Crore |
| Tax | Rs 5,300 Crore | Rs 4,858 Crore | Rs 4,020 Crore | Rs 2,475 Crore | Rs 1,572 Crore |
| Net Profit | Rs 16,761 Crore | Rs 14,443 Crore | Rs 11,506 Crore | Rs 7,028 Crore | Rs 4,419 Crore |
Consolidated Quarterly Income Statement:
| Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | |
|---|---|---|---|---|---|
| Sales | Rs 19,523 Crore | Rs 18,456 Crore | Rs 18,035 Crore | Rs 17,090 Crore | Rs 16,098 Crore |
| Other Income | Rs 3 Crore | Rs 11 Crore | Rs 23 Crore | Rs 5 Crore | Rs 3 Crore |
| Total Income | Rs 19,527 Crore | Rs 18,468 Crore | Rs 18,058 Crore | Rs 17,095 Crore | Rs 16,102 Crore |
| Total Expenditure | Rs 6,243 Crore | Rs 6,278 Crore | Rs 5,910 Crore | Rs 5,548 Crore | Rs 5,155 Crore |
| EBIT | Rs 13,284 Crore | Rs 12,190 Crore | Rs 12,148 Crore | Rs 11,547 Crore | Rs 10,946 Crore |
| Interest | Rs 6,917 Crore | Rs 6,551 Crore | Rs 6,385 Crore | Rs 6,149 Crore | Rs 5,683 Crore |
| Tax | Rs 1,602 Crore | Rs 1,101 Crore | Rs 1,457 Crore | Rs 1,387 Crore | Rs 1,353 Crore |
| Net Profit | Rs 4,764 Crore | Rs 4,536 Crore | Rs 4,305 Crore | Rs 4,010 Crore | Rs 3,909 Crore |
Consolidated Cash Flow:
| Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | |
|---|---|---|---|---|---|
| Operating Activities | Rs -68,154 Crore | Rs -72,760 Crore | Rs -42,140 Crore | Rs -37,028 Crore | Rs -880 Crore |
| Investing Activities | Rs -2,765 Crore | Rs -7,171 Crore | Rs -10,365 Crore | Rs 6,346 Crore | Rs -428 Crore |
| Financing Activities | Rs 70,527 Crore | Rs 82,415 Crore | Rs 50,674 Crore | Rs 32,239 Crore | Rs 1,826 Crore |
| Others | Rs 0 Crore | Rs 0 Crore | Rs 0 Crore | Rs 0 Crore | Rs 0 Crore |
| Net Cash Flow | Rs -392 Crore | Rs 2,483 Crore | Rs -1,830 Crore | Rs 1,557 Crore | Rs 516 Crore |
| Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | |
|---|---|---|---|---|---|
| Share Capital | Rs 124 Crore | Rs 123 Crore | Rs 120 Crore | Rs 120 Crore | Rs 120 Crore |
| Reserves & Surplus | Rs 96,568 Crore | Rs 76,274 Crore | Rs 53,695 Crore | Rs 43,194 Crore | Rs 36,494 Crore |
| Current Liabilities | Rs 366,042 Crore | Rs 298,020 Crore | Rs 220,095 Crore | Rs 167,993 Crore | Rs 133,783 Crore |
| Other Liabilities | Rs 3,391 Crore | Rs 1,322 Crore | Rs 1,316 Crore | Rs 1,196 Crore | Rs 1,128 Crore |
| Total Liabilities | Rs 466,126 Crore | Rs 375,741 Crore | Rs 275,228 Crore | Rs 212,505 Crore | Rs 171,526 Crore |
| Fixed Assets | Rs 3,818 Crore | Rs 3,290 Crore | Rs 2,384 Crore | Rs 1,747 Crore | Rs 1,363 Crore |
| Current Assets | Rs 460,437 Crore | Rs 370,991 Crore | Rs 271,593 Crore | Rs 209,458 Crore | Rs 168,904 Crore |
| Other Assets | Rs 1,871 Crore | Rs 1,460 Crore | Rs 1,250 Crore | Rs 1,299 Crore | Rs 1,259 Crore |
| Total Assets | Rs 466,126 Crore | Rs 375,741 Crore | Rs 275,228 Crore | Rs 212,505 Crore | Rs 171,526 Crore |
| Contingent Liabilities | Rs 8,861 Crore | Rs 8,696 Crore | Rs 9,587 Crore | Rs 7,649 Crore | Rs 5,238 Crore |
| Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | |
|---|---|---|---|---|---|
| Basic EPS (Rs.) | 268.94 | 236.89 | 190.53 | 116.64 | 73.58 |
| Diluted Eps (Rs.) | 268.94 | 235.98 | 189.57 | 115.79 | 73.00 |
| Book Value /Share (Rs.) | 1,557.43 | 1,241.03 | 899.53 | 724.56 | 613.67 |
| Dividend/Share (Rs.) | 56.00 | 36.00 | 30.00 | 20.00 | 10.00 |
| Face Value | 2 | 2 | 2 | 2 | 2 |
| Gross Profit Margin (%) | 68.47 | 70.42 | 69.01 | 62.07 | 58.99 |
| Operating Margin (%) | 67.20 | 69.17 | 67.84 | 60.86 | 57.77 |
| Net Profit Margin (%) | 24.05 | 26.27 | 27.79 | 22.21 | 16.57 |
| Return on Networth / Equity (%) | 17.20 | 18.84 | 21.16 | 16.07 | 11.97 |
| ROCE (%) | 46.79 | 48.92 | 50.94 | 43.25 | 40.81 |
| Return On Assets (%) | 3.56 | 3.84 | 4.18 | 3.30 | 2.57 |
| Current Ratio (X) | 1.26 | 1.24 | 1.23 | 1.25 | 1.26 |
| Quick Ratio (X) | 1.26 | 1.24 | 1.23 | 1.25 | 1.26 |
| Debt to Equity (x) | 3.74 | 3.82 | 3.99 | 3.78 | 3.57 |
| Interest Coverage Ratios (X) | 1.93 | 2.07 | 2.27 | 2.01 | 1.67 |
| Asset Turnover Ratio (%) | 0.17 | 0.17 | 0.17 | 0.16 | 0.16 |
| Inventory Turnover Ratio (X) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| 3 Yr CAGR Sales (%) | 48.42 | 43.57 | 25.29 | 30.81 | 40.85 |
| 3 Yr CAGR Net Profit (%) | 54.43 | 80.77 | 47.85 | 32.64 | 28.56 |
| P/E (x) | 3.33 | 3.06 | 2.95 | 6.22 | 7.00 |
| P/B (x) | 5.75 | 5.83 | 6.24 | 10.02 | 8.39 |
| EV/EBITDA (x) | 18.98 | 18.86 | 19.31 | 30.53 | 27.92 |
| P/S (x) | 7.97 | 8.14 | 8.20 | 13.84 | 11.62 |
Bajaj Finance has been actively involved in corporate actions, including announcements regarding newspaper publications and credit ratings. Moody's Ratings assigned a new rating of Baa3 Corporate Family Rating (CFR) with a stable outlook.
Bonus and Stock Splits:
The company has a history of bonus issues and stock splits. A bonus ratio of 4:1 was announced on April 29, 2025, with a record date of June 16, 2025. Additionally, a stock split was announced on April 29, 2025, with the old face value of Rs 2 being split into a new face value of Rs 1, with exsplit and record date as June 16, 2025.
Dividend History:
Bajaj Finance has consistently distributed dividends. The most recent final dividend was announced on April 30, 2025, at Rs 44 per share (2200%), effective from May 30, 2025. A special dividend was announced on April 29, 2025, at Rs 12 per share (600%), effective from May 9, 2025.
With the stock currently priced at Rs 860, Bajaj Finance saw volatile movement during today's session.
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