04 February, 2025 | 16:59 IST
Valentine’s Day is just round the corner and it’s that time of the year to celebrate love and bonding between two partners. Couples are already busy planning the perfect surprise for their partners. From a candlelit dinner at a fancy restaurant to planning a vacation at an exotic location, the perfect Valentine’s Day plan may include a host of options. However, these surprises may come with a hefty budget.
Many couples may not hesitate to spend a little more for that perfect Valentine’s Day experience. It is important to make your partner feel special on this day.
If you are planning to go that extra mile this Valentine’s Day, you can explore a personal loan to meet the expenses without exhausting your bank balance in one go. The flexible repayment plans for personal loans may help you to make your partner feel special without burning a hole in your pocket.
ALSO READ: What is the maximum and minimum tenure for personal loans?
You can explore multiple instant loan offers through the Moneycontrol app and website. The loans start at just 10.5% per annum. You can explore offers up to Rs 50 Lakhs in partnership with eight lenders. It’s a 100% paperless process and you can choose the repayment schedule as per your convenience.
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Valentine’s Day is the perfect occasion to plan a special moment with your loved ones. Since this day is all about expressing your love and affection for your partner, you can come up with plans to create a lifetime experience and spend some quality time together.
If they love trips to exotic locations, surprise your partner with a romantic getaway. If your partner likes all things luxury, consider gifting a basket full of his or her favourite products. You can also plan to be at home and spend time together with your partner.
Here are a few ideas to plan a perfect Valentine’s Day:
There are several ways to surprise your love on Valentine’s Day and you can do it by availing a personal loan to meet the expenses for the special occasion.
A personal loan can provide you with quick access to required funds to meet all your Valentine’s Day expenses. You can use the amount for buying luxury gifts for your partner, a vacation at a romantic destination, or similar other big-ticket expenses.
However, creating a Valentine’s Day budget is important since it helps you determine how much loan you exactly need. Preparing a budget also enables you to manage the expenses effectively.
Start by determining how much you can spend without straining your finances. Also, the EMIs should not become an additional financial burden, which may lead to defaults in the future.
ALSO READ: How To Manage Personal Loan? A Step-by-Step Guide
Through the Moneycontrol app and website, you can apply for a personal loan of up to Rs 50 Lakhs from eight lenders. The interest rates start at as low as 10.5% per annum and it’s a completely digital process, allowing you to receive the money in your bank account within a few minutes.
To sum up, Valentine’s Day is the most suitable occasion to express your love and affection to your partner. It gives an opportunity to the couples to strengthen their bonding and treasure moments. Whether you are in a relationship or married, what matters is to create memories for lifetime with your partner. It may come with some one-time high expenses to make Valentine’s Day memorable but you can do it easily with a personal loan.
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