Gruha Lakshmi Scheme to be launched today, here's all you need to know about the scheme

The women identified as the head of a family in the Antyodaya, BPL and APL ration cards issued by the government will receive the benefit.

The Karnataka government is all set to launch the Gruha Lakshmi Scheme today, the scheme was announced by the Karnataka government earlier this year as part of the state's five poll promises which include the Shakti, Anna Bhagya and Gruha Jyothi schemes.

Senior Congress leader Rahul Gandhi and the national president of Congress, Mallikarjun Kharge will attend the event as chief guests, Karnataka Chief Minister Siddaramaih said.

“This is a government programme Mr Kharge and (Congress MP) Rahul Gandhi are participating as members of Parliament. The Gruha Lakshmi scheme launch is not a party event,” Siddaramaiah said.

The Gruha Lakshmi scheme provides Rs 2,000 as aid per month to women head of the family.The beneficiaries are going to receive the money after the launch.

According to officials, the money will be transferred into the bank accounts of about 1.28 crore women heads of families in the state every year and is said to be one of the biggest such programmes in the country.

Going by the Karnataka government's estimates, a total of 1.9 crore women who registered for the Gruha Lakshmi scheme will receive money from the government's end.

What is the Gruha Lakshmi scheme

Under the scheme, women heads of families, as identified in ration cards will be eligible for Rs 2,000 financial aid from the government every month, as long as the women or the husbands do not fall under the tax-paying bracket.

Gruha Lakshmi scheme eligibility

1. The women should belong to Antyodaya, BPL and APL families.
2. The women identified as the head of a family in the Antyodaya, BPL and APL ration cards issued by the government will receive the benefit.
3. Only one woman per family will get the benefit.
4. Women government employees are not eligible.
5. Women taxpayers are not eligible.
6. If the husband of the woman who is the head of the family is paying income tax or filing GST returns, the woman of that family will not be eligible.

Also Read | Gruha Jyothi Scheme in Karnataka: Who is eligible and how to apply online?

How to apply to Gruha Lakshmi Scheme online

Registration for the Gruha Lakshmi Scheme began on July 19. Eligible women can register for the scheme online by following these steps:

• Visit the Seva Sindhu Guarantee Schemes Portal. (https://sevasindhugs.karnataka.gov.in)
•  Click on the ‘Gruha Lakshmi Yojana’ option.
• Click on ‘Click here to apply’ option.
• Fill in the required information for the scheme and upload the documents.
• Click the submit button and note the application form number for future reference.

• Aadhaar card of the woman beneficiary
• Aadhaar card of the husband of the beneficiary
• Mobile number
• Bank account details

1. It provides support to women and makes their livelihood better.
2. Women can be financially strong and can upgrade their lifestyles.
3. It will increase the standard of living of women.
4. It recognises and rewards housewives’ contributions towards their families by giving them financial support.
5. It will eliminate poverty from the lives of women. In order to manage footfall at the KarnatakaOne and BangaloreOne centres where the physical applications are received, the government has also introduced WhatsApp chatbot service where the applicants can apply for the scheme using their mobile phone.