The bank has the right mix of granularity in both deposits and loans
By targeting 20 export-intensive sectors, the RBI’s latest move shields industries under tariff assault but lenders now face an even more nuanced risk map
The central bank’s lifeline to exporters may be timely, but it leaves lenders navigating a far riskier horizon.
The central bank has spelt out the 20 sectors that would be eligible for the moratorium, which includes organics chemicals, plastics, apparels, and footwear.
This comes amid long-standing discussions within the industry about introducing city-specific health insurance premiums that factor in air pollution levels as a key risk indicator.
SBI, which is 55%-owned by the government, is seeing signs of an industry-wide revival of capital spending by corporates but pricing for loans is becoming tighter.
Sources say, this change is currently being circulated among stakeholders and if approved, is likely to be rolled out in the upcoming winter parliamentary session
Fusion Finance's CEO said the first tranche of rights issue of Rs 400 crore was fully utilised for disbursements, and not for write-offs. The second tranche of the rights issue will be received by December, which too will be utilized for disbursements.
India’s retail inflation eased sharply to 0.25 percent in October, its lowest level in the current series that began in 2013, down from 1.44 percent in September.
Even as factors such as currency in circulation increase, forex interventions and increase in credit demand have been major drivers of a reduction in systemic liquidity. That said, liquidity still remained in the surplus zone -- at around Rs 2.11 lakh crore -- resulting in money market rates staying in the lower end of the curve.
Barclays Bank India CEO Pramod Kumar said he is hopeful that the government will address the adverse tax treatment that foreign banks are subjected to, when they choose to operate as a branch in India.
The life insurance venture could naturally extend into the general insurance space, which the company plans to evaluate once composite licensing is introduced, CEO Shah has said.
Kumar says he is clear that while investment banking may be core to what Barclays does in the country, corporate banking is getting built as a pillar of strength for the bank
The JV’s valuation potential is projected at Rs 18,000–30,000 crore over the next decade, with the venture expected to be accretive to Mahindra Finance’s return on assets
Preliminary inquiry finds no criminality or insider trading; accounting lapses seen as omissions, not wilful misstatements.
While the incident occurred on August 8, 2023, it was escalated to the bank’s board much later and has caught the regulator’s attention in the current year’s annual inspection.
According to Ace Equity data, state-owned lenders have seen a 6-60 bps reduction in NIMs between Q4FY25 and Q2FY26. Similarly, private banks saw a reduction in NIMs of 6-41 bps, and small finance banks by 10-8 bps.
After launching its insurance arm in NCR and Hyderabad, Apollo eyes expansion through digital and call centre-led sales while preparing select in-store rollouts by FY27
Finance Minister Nirmala Sitharaman’s push for a fresh phase of public-sector bank consolidation is a strategic bet on scale, competitiveness and credit depth that India’s growth trajectory now requires.
Seth also flagged persistent gaps in health insurance claim settlements, calling for greater transparency and fairness from insurers
The omnibus framework contains broad parameters such as objectives, responsibilities, eligibility criteria, governance standards, application process and other basic conditions for grant of recognition, which will be common for any SRO proposed to be recognized by the Reserve Bank.
UBS expects India's nominal GDP growth to decelerate to 8.5 percent in FY26, lowest since FY20 (excluding the pandemic), with space for another 25 bps rate cut by the Reserve Bank (RBI) in FY26, before a pause in FY27.
Across categories, individual single-premium rose 6.44 percent year on year to Rs 3,962 crore, while individual non-single premium increased 4.34 percent to Rs 8,871 crore.
Analysts attribute Yes Bank’s weak earnings and rising retail stress as reasons for negative investor sentiment
Star's aggressive shift towards its retail segment, according to experts, may have hurt Star Health’s ability to capture new market opportunities
