UTI Medium to Long Duration Fund - IDCW

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 15 (Category Avg - 25.23) | Modified Duration 5.44 Years (Category Avg - 5.81)| Yield to Maturity 7.20% (Category Avg - 7.02%)

Portfolio Summary (as on 30th Sep,2025)

Security Type	% Weight	Category Average
GOI	49.49%	66.59%
CD	0.00%	0.04%
T-Bills	0.00%	0.06%
NCD & Bonds	37.02%	27.08%
PTC	10.61%	0.82%

Category - Medium to Long Duration Fund

Security Type	% Weight	Category Average
Government Backed	49.49%	66.65%
Low Risk	47.63%	27.93%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Medium to Long Duration Fund

Debt holding in Portfolio (as on 30th Sep,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			1194.34	37.11%	119.00
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	253.47	7.88%	250.00
Bond - HDB Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	252.25	7.84%	250.00
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	250.42	7.78%	2.50 k
Bond - Govt of India	GOI	Other			245.05	7.61%	25.00 Cr
Bond - Siddhivinayak Securitisation Trust	PTC	Ptc	AAA	CRISIL	200.05	6.22%	20.00
Bond - Cholamandalam Investment & Finance Co. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAA+	ICRA	152.68	4.74%	1.50 k
Bond - Aditya Birla Renewables Ltd.	NCD & Bonds	Power generation	AA	CRISIL	152.28	4.73%	1.50 k
Bond - India Universal Trust	PTC	Ptc	INDAAA	FITCH	141.14	4.39%	15.00
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	69.99	2.17%	700.00
Bond - Govt of India	GOI	Other			51.54	1.60%	5.00 Cr
Bond - Govt of India	GOI	Other			51.50	1.60%	5.00 Cr
Bond - Govt of India	GOI	Other			50.49	1.57%	5.00 Cr
Bond - Mankind Pharma Ltd.	NCD & Bonds	Pharmaceuticals	AA+	CRISIL	50.63	1.57%	500.00
Bond - Aditya Birla Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAAA	ICRA	10.09	0.31%	10.00 k

Name	Type of Instrument	Weight (%)
Net Receivables	Net Receivables	1.93%
TREPS	TREPS	0.91%
Margin	Margin	0.04%

Forum

NITINPIMPALE
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12 hrs ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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12 days ago

View more

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The Fixed Income
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16 hrs ago

Secure Your Savings with a High-Return PSU Bond 9.30% THE ANDHRA PRADESH MINERAL DEVELOPMENT CORPORATION LIMITED 2032 ✔️ Coupon: 9.30% p.a. ✔️ Rating: INDIA RATING AA(CE) Stable, Acuite (SMERA) AA(CE) Stable ✔️ Tenor: 6y 6m (Maturity: 07/May/2032) ✔️ Senior Secured | PSU Bond | High Return Bond | Listed Invest with confidence in a PSU-backed bond and grow your portfolio steadily. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJDcllRPT0=/930-the-andhra-pradesh-mineral-development-corporation-limited-2032?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Secure Your Savings with a High-Return PSU Bond 9.30% THE ANDHRA PRADESH MINERAL DEVELOPMENT CORPORATION LIMITED 2032 ✔️ Coupon: 9.30% p.a. ✔️ Rating: INDIA RATING AA(CE) Stable, Acuite (SMERA) AA(CE) Stable ✔️ Tenor: 6y 6m (Maturity: 07/May/2032) ✔️ Senior Secured | PSU Bond | High Return Bond | Listed Invest with confidence in a PSU-backed bond and grow your portfolio steadily. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJDcllRPT0=/930-the-andhra-pradesh-mineral-development-corporation-limited-2032?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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62 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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75 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

Posted by : ravisistla
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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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113 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

Posted by : sunny85deol
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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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