Tata Liquid Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Liquid Fund

No of Debt Holding 69 (Category Avg - 67.49) | Modified Duration 0.13 Years (Category Avg - 0.11)| Yield to Maturity 6.02% (Category Avg - 5.95%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	0.52%	1.14%
CD	25.64%	35.50%
T-Bills	19.70%	17.24%
CP	53.26%	36.85%
NCD & Bonds	0.67%	4.30%

Category - Liquid Fund

Security Type	% Weight	Category Average
Government Backed	20.22%	18.37%
Low Risk	79.57%	76.50%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Liquid Fund

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Small Industries Development Bank Of India	CP	Financial institution	P1+	CRISIL	14786.94	6.61%	30.00 k
Bond - T-Bill	T-Bills	Other			12659.19	5.66%	12.80 Cr
Bond - T-Bill	T-Bills	Other			12588.34	5.63%	12.65 Cr
Bond - Export Import Bank Of India	CP	Financial institution	P1+	CRISIL	11175.12	5.00%	22.50 k
Bond - T-Bill	T-Bills	Other			8598.90	3.84%	8.65 Cr
Bond - T-Bill	T-Bills	Other			8297.58	3.71%	8.40 Cr
Bond - Bank Of India	CD	Public sector bank	P1+	CRISIL	7942.84	3.55%	16.00 k
Bond - PNB Housing Finance Ltd.	CP	Housing finance company	P1+	CRISIL	7479.97	3.34%	15.00 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	7195.06	3.22%	14.50 k
Bond - Reliance Retail Ventures Ltd.	CP	Diversified retail	P1+	CRISIL	6474.42	2.89%	13.00 k
Bond - Indian Oil Corporation Ltd.	CP	Refineries & marketing	P1+	CRISIL	6449.53	2.88%	13.00 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	5960.30	2.66%	12.00 k
Bond - Reliance Retail Ventures Ltd.	CP	Diversified retail	P1+	CRISIL	4973.73	2.22%	10.00 k
Bond - HDFC Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	4932.30	2.21%	10.00 k
Bond - PNB Housing Finance Ltd.	CP	Housing finance company	P1+	CRISIL	4434.21	1.98%	9.00 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	4221.90	1.89%	8.50 k
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	3988.50	1.78%	8.00 k
Bond - Reliance Retail Ventures Ltd.	CP	Diversified retail	P1+	CRISIL	3973.76	1.78%	8.00 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	3721.92	1.66%	7.50 k
Bond - Indusind Bank Ltd.	CD	Private sector bank	P1+	CRISIL	3488.99	1.56%	7.00 k
Bond - Bharti Airtel Ltd.	CP	Telecom - cellular & fixed line services	P1+	CRISIL	3481.60	1.56%	7.00 k
Bond - National Bank for Agriculture & Rural Development	CP	Financial institution	P1+	CRISIL	3477.95	1.55%	7.00 k
Bond - Pilani Investment & Industries Corporation Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	3473.68	1.55%	7.00 k
Bond - RBL Bank Ltd.	CD	Private sector bank	A1+	ICRA	3471.85	1.55%	7.00 k
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	3232.09	1.45%	6.50 k
Bond - Axis Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	2982.47	1.33%	6.00 k
Bond - Angel One Ltd.	CP	Stockbroking & allied	P1+	CRISIL	2976.36	1.33%	6.00 k
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	2732.19	1.22%	5.50 k
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	2485.46	1.11%	5.00 k
Bond - Reliance Retail Ventures Ltd.	CP	Diversified retail	P1+	CRISIL	2480.35	1.11%	5.00 k
Bond - Credila Financial Services Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	2236.39	1.00%	4.50 k
Bond - Hindustan Zinc Ltd.	CP	Zinc	P1+	CRISIL	1999.00	0.89%	4.00 k
Bond - Julius Baer Capital (India) Pvt Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	1988.56	0.89%	4.00 k
Bond - Aditya Birla Housing Finance Ltd.	CP	Housing finance company	P1+	CRISIL	1986.52	0.89%	4.00 k
Bond - Julius Baer Capital (India) Pvt Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	1985.63	0.89%	4.00 k
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	1984.79	0.89%	4.00 k
Bond - Tata Capital Housing Finance Ltd.	CP	Housing finance company	P1+	CRISIL	1972.66	0.88%	4.00 k
Bond - Angel One Ltd.	CP	Stockbroking & allied	P1+	CRISIL	1963.43	0.88%	4.00 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	1737.02	0.78%	3.50 k
Bond - Godrej Properties Ltd.	CP	Residential, commercial projects	P1+	CRISIL	1492.39	0.67%	3.00 k
Bond - Network 18 Media & Invst. Ltd.	CP	Media & entertainment	A1+	ICRA	1491.81	0.67%	3.00 k
Bond - IIFL Finance Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	1491.50	0.67%	3.00 k
Bond - Aditya Birla Money Ltd.	CP	Stockbroking & allied	AA+	FITCH	1490.95	0.67%	3.00 k
Bond - Union Bank Of India	CD	Public sector bank	A1+	ICRA	1490.67	0.67%	3.00 k
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	1489.21	0.67%	3.00 k
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	1487.89	0.67%	3.00 k
Bond - Axis Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	1479.69	0.66%	3.00 k
Bond - Aditya Birla Money Ltd.	CP	Stockbroking & allied	P1+	CRISIL	1244.09	0.56%	2.50 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	1240.93	0.55%	2.50 k
Bond - Govt of India	GOI	Other			1153.05	0.52%	1.15 Cr
Bond - T-Bill	T-Bills	Other			1145.43	0.51%	1.15 Cr
Bond - Network 18 Media & Invst. Ltd.	CP	Media & entertainment	A1+	ICRA	999.17	0.45%	2.00 k
Bond - Aditya Birla Money Ltd.	CP	Stockbroking & allied	P1+	CRISIL	999.10	0.45%	2.00 k
Bond - Sharekhan Ltd.	CP	Stockbroking & allied	P1+	CRISIL	999.09	0.45%	2.00 k
Bond - Karur Vysya Bank Ltd	CD	Private sector bank	P1+	CRISIL	996.75	0.45%	2.00 k
Bond - Hindustan Zinc Ltd.	CP	Zinc	P1+	CRISIL	996.68	0.45%	2.00 k
Bond - Godrej Properties Ltd.	CP	Residential, commercial projects	P1+	CRISIL	995.62	0.45%	2.00 k
Bond - Kotak Mahindra Prime Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	1000.87	0.45%	1.00 k
Bond - Federal Bank Ltd.	CD	Private sector bank	P1+	CRISIL	994.58	0.44%	2.00 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	993.41	0.44%	2.00 k
Bond - Union Bank Of India	CD	Public sector bank	A1+	ICRA	992.51	0.44%	2.00 k
Bond - IGH Holdings Private Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	992.42	0.44%	2.00 k
Bond - Network 18 Media & Invst. Ltd.	CP	Media & entertainment	A1+	ICRA	749.63	0.34%	1.50 k
Bond - T-Bill	T-Bills	Other			695.15	0.31%	70.00 L
Bond - National Thermal Power Corporation Ltd.	CP	Power generation	P1+	CRISIL	497.42	0.22%	1.00 k
Bond - Bank Of India	CD	Public sector bank	P1+	CRISIL	497.24	0.22%	1.00 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	496.25	0.22%	1.00 k
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	500.37	0.22%	500.00
Bond - T-Bill	T-Bills	Other			99.09	0.04%	10.00 L

Name	Type of Instrument	Weight (%)
Net Receivables	Net Receivables	0.20%
Repo	Repo	0.01%

Tata Liquid Fund - Direct Plan - Growth

Portfolio Summary (as on 31st Oct,2025)

Debt holding in Portfolio (as on 31st Oct,2025)

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