Sundaram Ultra Short Duration Fund - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 66 (Category Avg - 63.84) | Modified Duration 0.45 Years (Category Avg - 0.42)| Yield to Maturity 6.32% (Category Avg - 6.38%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	0.68%	3.13%
CD	44.84%	33.23%
T-Bills	9.58%	7.37%
CP	13.94%	9.20%
NCD & Bonds	27.40%	39.42%
PTC	0.00%	1.02%

Category - Ultra Short Duration Fund

Security Type	% Weight	Category Average
Government Backed	10.26%	10.50%
Low Risk	86.18%	82.86%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Ultra Short Duration Fund

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	885.66	3.96%	1.80 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	804.86	3.60%	8.00 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	754.32	3.37%	7.50 k
Bond - T-Bill	T-Bills	Other			749.43	3.35%	75.00 L
Bond - Federal Bank Ltd.	CD	Private sector bank	P1+	CRISIL	746.71	3.34%	1.50 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	738.45	3.30%	1.50 k
Bond - T-Bill	T-Bills	Other			660.51	2.95%	67.00 L
Bond - Hsbc Investdirect Financial Services India Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	539.40	2.41%	1.10 k
Bond - ICICI Home Finance Company Ltd.	NCD & Bonds	Housing finance company	LAAA	ICRA	502.61	2.25%	5.00 k
Bond - Indusind Bank Ltd.	CD	Private sector bank	P1+	CRISIL	497.14	2.22%	1.00 k
Bond - T-Bill	T-Bills	Other			497.05	2.22%	50.00 L
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	492.25	2.20%	1.00 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	492.20	2.20%	1.00 k
Bond - Indusind Bank Ltd.	CD	Private sector bank	P1+	CRISIL	491.77	2.20%	1.00 k
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	491.11	2.20%	1.00 k
Bond - Deutsche Investments India Pvt. Ltd.	CP	Investment company	P1+	CRISIL	487.34	2.18%	1.00 k
Bond - L&T Finance Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	480.45	2.15%	1.00 k
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	450.77	2.02%	4.50 k
Bond - Export Import Bank Of India	CD	Financial institution	P1+	CRISIL	396.18	1.77%	800.00
Bond - IDFC First Bank Ltd.	CD	Private sector bank	P1+	CRISIL	345.19	1.54%	700.00
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	343.43	1.54%	700.00
Bond - Motilal Oswal Financial Services Ltd.	CP	Stockbroking & allied	P1+	CRISIL	343.42	1.54%	700.00
Bond - Shriram Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	302.33	1.35%	3.00 k
Bond - Cholamandalam Investment & Finance Co. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	288.95	1.29%	600.00
Bond - Muthoot Finance Pvt. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	253.78	1.13%	2.50 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	253.53	1.13%	2.50 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	252.55	1.13%	250.00
Bond - HDB Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	251.88	1.13%	250.00
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	251.84	1.13%	2.50 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	251.53	1.12%	2.50 k
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	251.48	1.12%	2.50 k
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	251.13	1.12%	250.00
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	248.66	1.11%	500.00
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	248.62	1.11%	500.00
Bond - Union Bank Of India	CD	Public sector bank	A1+	ICRA	248.13	1.11%	500.00
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	247.02	1.10%	500.00
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	246.02	1.10%	500.00
Bond - LIC Housing Finance Ltd.	CP	Housing finance company	P1+	CRISIL	245.49	1.10%	500.00
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	245.30	1.10%	500.00
Bond - IDBI Bank Ltd.	CD	Private sector bank	P1+	CRISIL	245.25	1.10%	500.00
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	244.72	1.09%	500.00
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	244.68	1.09%	500.00
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	244.64	1.09%	500.00
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	244.63	1.09%	500.00
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	244.60	1.09%	500.00
Bond - Motilal Oswal Financial Services Ltd.	CP	Stockbroking & allied	P1+	CRISIL	244.40	1.09%	500.00
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	241.75	1.08%	500.00
Bond - IDFC First Bank Ltd.	CD	Private sector bank	P1+	CRISIL	241.27	1.08%	500.00
Bond - Cholamandalam Investment & Finance Co. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	240.53	1.08%	500.00
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	236.93	1.06%	500.00
Bond - T-Bill	T-Bills	Other			236.91	1.06%	25.00 L
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	203.65	0.91%	2.00 k
Bond - Cholamandalam Investment & Finance Co. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAA+	ICRA	200.09	0.89%	200.00
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	195.30	0.87%	400.00
Bond - Can Fin Homes Ltd.	NCD & Bonds	Housing finance company	AA+	FITCH	161.40	0.72%	1.60 k
Bond - Muthoot Finance Pvt. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAA+	ICRA	152.34	0.68%	1.50 k
Bond - Govt of India	GOI	Other			152.16	0.68%	15.00 L
Bond - HDB Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	150.74	0.67%	150.00
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	149.99	0.67%	1.50 k
Bond - Deutsche Investments India Pvt. Ltd.	CP	Investment company	P1+	CRISIL	148.62	0.66%	300.00
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	147.61	0.66%	300.00
Bond - Cholamandalam Investment & Finance Co. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAA+	ICRA	130.14	0.58%	1.30 k
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	100.57	0.45%	1.00 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	99.34	0.44%	200.00
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	97.79	0.44%	200.00
Bond - Bharti Telecom Ltd.	NCD & Bonds	Telecom - equipment & accessories	AAA	CRISIL	51.24	0.23%	500.00

Name	Type of Instrument	Weight (%)
TREPS	TREPS	4.29%
Reverse Repo	Reverse Repo	1.59%
Interest Rate Swaps	Interest Rate Swaps	0.00%
Interest Rate Swaps	Interest Rate Swaps	0.00%
Interest Rate Swaps	Interest Rate Swaps	0.00%
Interest Rate Swaps	Interest Rate Swaps	0.00%
Net Receivables	Net Receivables	-2.37%

Sundaram Ultra Short Duration Fund - Growth

Portfolio Summary (as on 31st Oct,2025)

Debt holding in Portfolio (as on 31st Oct,2025)

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