SBI Magnum Ultra Short Duration Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 89 (Category Avg - 63.84) | Modified Duration 0.39 Years (Category Avg - 0.42)| Yield to Maturity 6.39% (Category Avg - 6.38%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	10.43%	3.13%
CD	33.44%	33.23%
T-Bills	4.80%	7.37%
CP	17.43%	9.20%
NCD & Bonds	28.35%	39.42%
PTC	3.43%	1.02%

Category - Ultra Short Duration Fund

Security Type	% Weight	Category Average
Government Backed	15.23%	10.50%
Low Risk	82.65%	82.86%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Ultra Short Duration Fund

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			6849.67	4.72%	6.85 Cr
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	4883.48	3.37%	10.00 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	4869.91	3.36%	10.00 k
Bond - J S W Energy Ltd.	CP	Power generation	A1+	ICRA	4393.13	3.03%	9.00 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	4258.76	2.94%	4.25 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	3997.02	2.76%	4.00 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	3954.99	2.73%	8.00 k
Bond - National Thermal Power Corporation Ltd.	NCD & Bonds	Power generation	AAA	CRISIL	3493.30	2.41%	34.80 k
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	3177.43	2.19%	6.50 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	2961.01	2.04%	29.50 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	2943.61	2.03%	6.00 k
Bond - Radhakrishna Securitisation Trust	PTC	Ptc	AAA	CRISIL	2575.88	1.78%	255.00
Bond - Citicorp Finance (India) Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAAA	ICRA	2500.93	1.72%	25.00 k
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	2472.34	1.70%	5.00 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	2451.89	1.69%	5.00 k
Bond - IDFC First Bank Ltd.	CD	Private sector bank	P1+	CRISIL	2450.12	1.69%	5.00 k
Bond - Cholamandalam Investment & Finance Co. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	2450.21	1.69%	5.00 k
Bond - National Thermal Power Corporation Ltd.	CP	Power generation	P1+	CRISIL	2447.49	1.69%	5.00 k
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	2440.85	1.68%	5.00 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	2407.91	1.66%	5.00 k
Bond - JM Financial Services Pvt. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	2341.38	1.61%	5.00 k
Bond - Muthoot Finance Pvt. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	2260.46	1.56%	22.50 k
Bond - Bharti Telecom Ltd.	NCD & Bonds	Telecom - equipment & accessories	AAA	CRISIL	2202.78	1.52%	2.20 k
Bond - Axis Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	1997.25	1.38%	2.00 k
Bond - T-Bill	T-Bills	Other			1996.43	1.38%	2.00 Cr
Bond - Union Bank Of India	CD	Public sector bank	A1+	ICRA	1977.17	1.36%	4.00 k
Bond - J S W Energy Ltd.	CP	Power generation	A1+	ICRA	1967.86	1.36%	4.00 k
Bond - Tata Capital Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	1953.76	1.35%	4.00 k
Bond - Govt of India	GOI	Other			1962.37	1.35%	1.95 Cr
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	1935.18	1.33%	4.00 k
Bond - Cholamandalam Investment & Finance Co. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	1917.94	1.32%	4.00 k
Bond - India Universal Trust	PTC	Ptc	AAA	CRISIL	1819.31	1.25%	400.00
Bond - Mankind Pharma Ltd.	NCD & Bonds	Pharmaceuticals	AA+	CRISIL	1556.05	1.07%	15.50 k
Bond - Eris Lifesciences Ltd.	NCD & Bonds	Pharmaceuticals	AA	FITCH	1517.05	1.05%	15.00 k
Bond - TML Commercial Vehicles Ltd.	NCD & Bonds	Commercial vehicles	AA+	CRISIL	1514.18	1.04%	1.50 k
Bond - Govt of India	GOI	Other			1515.02	1.04%	1.50 Cr
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	1492.25	1.03%	15.00 k
Bond - T-Bill	T-Bills	Other			1498.87	1.03%	1.50 Cr
Bond - T-Bill	T-Bills	Other			1483.51	1.02%	1.50 Cr
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	1466.40	1.01%	3.00 k
Bond - JM Financial Services Pvt. Ltd.	CP	Non banking financial company (nbfc)	A1+	ICRA	1465.08	1.01%	3.00 k
Bond - Cholamandalam Investment & Finance Co. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	1442.91	0.99%	3.00 k
Bond - Torrent Power Ltd.	NCD & Bonds	Integrated power utilities	AA+	CRISIL	1253.50	0.86%	12.50 k
Bond - Govt of India	GOI	Other			1153.02	0.79%	1.15 Cr
Bond - Tata Projects Ltd.	NCD & Bonds	Civil construction	AA	CRISIL	1011.95	0.70%	10.00 k
Bond - Mankind Pharma Ltd.	NCD & Bonds	Pharmaceuticals	AA+	CRISIL	1007.60	0.69%	10.00 k
Bond - Muthoot Finance Pvt. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAA+	ICRA	1003.69	0.69%	10.00 k
Bond - Torrent Power Ltd.	NCD & Bonds	Integrated power utilities	AA+	CRISIL	1003.03	0.69%	1.00 k
Bond - Mahindra Rural Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	1001.46	0.69%	10.00 k
Bond - Sundaram Home Finance Ltd.	CP	Housing finance company	P1+	CRISIL	995.52	0.69%	2.00 k
Bond - Tata Projects Ltd.	CP	Civil construction	P1+	CRISIL	994.28	0.69%	2.00 k
Bond - T-Bill	T-Bills	Other			997.06	0.69%	1.00 Cr
Bond - T-Bill	T-Bills	Other			987.81	0.68%	1.00 Cr
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	991.25	0.68%	2.00 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	989.39	0.68%	2.00 k
Bond - Union Bank Of India	CD	Public sector bank	A1+	ICRA	985.53	0.68%	2.00 k
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	985.45	0.68%	2.00 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	985.40	0.68%	2.00 k
Bond - Au Small Finance Bank Ltd.	CD	Other bank	P1+	CRISIL	983.75	0.68%	2.00 k
Bond - Union Bank Of India	CD	Public sector bank	A1+	ICRA	979.57	0.68%	2.00 k
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	978.42	0.67%	2.00 k
Bond - Minda Corporation Ltd.	CP	Auto components & equipments	P1+	CRISIL	977.01	0.67%	2.00 k
Bond - Minda Corporation Ltd.	CP	Auto components & equipments	P1+	CRISIL	976.46	0.67%	2.00 k
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	949.62	0.65%	10.00 k
Bond - Govt of India	GOI	Other			912.88	0.63%	90.00 L
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	749.28	0.52%	750.00
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	740.21	0.51%	1.50 k
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	734.17	0.51%	1.50 k
Bond - JM Financial Services Pvt. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	714.57	0.49%	1.50 k
Bond - Govt of India	GOI	Other			678.41	0.47%	67.50 L
Bond - Torrent Power Ltd.	NCD & Bonds	Integrated power utilities	AA+	CRISIL	652.42	0.45%	6.50 k
Bond - Bharti Telecom Ltd.	NCD & Bonds	Telecom - equipment & accessories	AAA	CRISIL	600.48	0.41%	600.00
Bond - India Universal Trust	PTC	Ptc	INDAAA	FITCH	584.82	0.40%	166.00
Bond - Govt of India	GOI	Other			553.75	0.38%	55.00 L
Bond - Muthoot Finance Pvt. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	508.42	0.35%	5.00 k
Bond - Axis Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	502.51	0.35%	5.00 k
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	LAAA	ICRA	501.57	0.35%	500.00
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	493.60	0.34%	1.00 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	492.05	0.34%	1.00 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	489.98	0.34%	1.00 k
Bond - Govt of India	GOI	Other			422.55	0.29%	45.00 L
Bond - Govt of India	GOI	Other			355.53	0.25%	35.00 L
Bond - Govt of India	GOI	Other			354.98	0.24%	35.00 L
Bond - Torrent Power Ltd.	NCD & Bonds	Integrated power utilities	AA+	CRISIL	314.32	0.22%	3.10 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	301.73	0.21%	3.00 k
Bond - Govt of India	GOI	Other			252.20	0.17%	25.00 L
Bond - Astec Lifesciences Ltd.	CP	Pesticides & agrochemicals	A1+	ICRA	244.01	0.17%	500.00
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	246.10	0.17%	500.00
Bond - Govt of India	GOI	Other			150.19	0.10%	15.00 L