SBI Floating Rate Debt Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Floater Fund

No of Debt Holding 11 (Category Avg - 57.75) | Modified Duration 1.58 Years (Category Avg - 2.25)| Yield to Maturity 6.57% (Category Avg - 6.93%)

Portfolio Summary (as on 31st Oct,2025)

Category - Floater Fund

Category - Floater Fund

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			2285.86	28.76%	2.25 Cr
Bond - Govt of India	GOI	Other			1597.20	20.09%	1.55 Cr
Bond - Govt of India	GOI	Other			515.54	6.49%	50.00 L
Bond - Citicorp Finance (India) Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAAA	ICRA	500.19	6.29%	5.00 k
Bond - Govt of India	GOI	Other			451.55	5.68%	45.00 L
Bond - SMFG India Home Finance Co. Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	402.27	5.06%	4.00 k
Bond - Aditya Birla Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	300.10	3.78%	3.00 k
Bond - Govt of India	GOI	Other			256.86	3.23%	25.00 L
Bond - HDB Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	253.91	3.19%	2.50 k
Bond - Govt of India	GOI	Other			253.39	3.19%	25.00 L
Bond - Govt of India	GOI	Other			248.29	3.12%	25.00 L