Mahindra Manulife Liquid Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Liquid Fund

Fund House : Mahindra Manulife Mutual Fund

No of Debt Holding 28 (Category Avg - 67.49) | Modified Duration 0.11 Years (Category Avg - 0.11)| Yield to Maturity 6.08% (Category Avg - 5.97%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	0.00%	1.14%
CD	23.73%	35.50%
T-Bills	13.69%	17.24%
CP	50.89%	36.85%
NCD & Bonds	2.40%	4.30%

Category - Liquid Fund

Security Type	% Weight	Category Average
Government Backed	13.69%	18.37%
Low Risk	77.02%	76.50%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Liquid Fund

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - T-Bill	T-Bills	Other			987.81	9.46%	1.00 Cr
Bond - Reliance Retail Ventures Ltd.	CP	Diversified retail	P1+	CRISIL	498.03	4.77%	50.00 L
Bond - Tata Housing Development Company Ltd.	CP	Residential, commercial projects	PR1+	CARE	497.96	4.77%	50.00 L
Bond - Indian Oil Corporation Ltd.	CP	Refineries & marketing	P1+	CRISIL	497.32	4.76%	50.00 L
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	496.69	4.76%	50.00 L
Bond - Union Bank Of India	CD	Public sector bank	F1+	FITCH	496.26	4.75%	50.00 L
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	495.94	4.75%	50.00 L
Bond - Godrej Industries Ltd	CP	Animal feed	P1+	CRISIL	494.83	4.74%	50.00 L
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	492.87	4.72%	50.00 L
Bond - Motilal Oswal Financial Services Ltd.	CP	Stockbroking & allied	P1+	CRISIL	399.15	3.82%	40.00 L
Bond - 360 One Prime Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	348.46	3.34%	35.00 L
Bond - Tata Realty & Infrastructure Ltd.	CP	Residential, commercial projects	A1+	ICRA	347.58	3.33%	35.00 L
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	LAAA	ICRA	250.19	2.40%	25.00 L
Bond - ICICI Home Finance Company Ltd.	CP	Housing finance company	A1+	ICRA	249.30	2.39%	25.00 L
Bond - IGH Holdings Private Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	249.08	2.38%	25.00 L
Bond - Infina Finance Pvt. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	248.87	2.38%	25.00 L
Bond - IGH Holdings Private Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	248.47	2.38%	25.00 L
Bond - Godrej Properties Ltd.	CP	Residential, commercial projects	A1+	ICRA	248.10	2.38%	25.00 L
Bond - HDFC Bank Ltd.	CD	Private sector bank	PR1+	CARE	248.12	2.38%	25.00 L
Bond - T-Bill	T-Bills	Other			248.27	2.38%	25.00 L
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	247.81	2.37%	25.00 L
Bond - Nuvama Wealth and Investment Ltd.	CP	Stockbroking & allied	P1+	CRISIL	248.07	2.37%	25.00 L
Bond - Godrej Properties Ltd.	CP	Residential, commercial projects	A1+	ICRA	247.85	2.37%	25.00 L
Bond - Godrej Agrovet Ltd.	CP	Animal feed	A1+	ICRA	246.24	2.36%	25.00 L
Bond - 360 One Prime Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	245.98	2.35%	25.00 L
Bond - T-Bill	T-Bills	Other			99.82	0.96%	10.00 L
Bond - T-Bill	T-Bills	Other			67.38	0.65%	6.75 L
Bond - T-Bill	T-Bills	Other			24.98	0.24%	2.50 L