Kotak Floating Rate Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Floater Fund

No of Debt Holding 32 (Category Avg - 57.75) | Modified Duration 1.96 Years (Category Avg - 2.25)| Yield to Maturity 7.08% (Category Avg - 6.93%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	31.30%	35.83%
CD	0.00%	2.56%
T-Bills	0.00%	0.64%
CP	0.00%	0.08%
NCD & Bonds	59.21%	50.54%
PTC	7.17%	3.61%

Category - Floater Fund

Security Type	% Weight	Category Average
Government Backed	31.30%	36.47%
Low Risk	66.38%	56.49%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Floater Fund

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			6556.06	22.15%	6.45 Cr
Bond - Govt of India	GOI	Other			2709.20	9.15%	2.67 Cr
Bond - Pipeline Infrastructure Private Ltd.	NCD & Bonds	Gas transmission/marketing	AAA	CRISIL	1692.15	5.72%	16.50 k
Bond - Jubilant Bevco Ltd.	NCD & Bonds	Restaurants	AA	CRISIL	1061.86	3.59%	1.00 k
Bond - Tata Capital Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	1028.36	3.47%	10.00 k
Bond - Tata Capital Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	1023.64	3.46%	10.00 k
Bond - Jtpm Metal Traders Pvt Ltd.	NCD & Bonds	Trading - metals	AA	CRISIL	1019.10	3.44%	10.00 k
Bond - Embassy Office Parks Reit	NCD & Bonds	Real estate investment trusts (reits)	AAA	CRISIL	1011.18	3.42%	10.00 k
Bond - Bharti Telecom Ltd.	NCD & Bonds	Telecom - equipment & accessories	AAA	CRISIL	1002.47	3.39%	10.00 k
Bond - DLF Cyber City Developers Ltd.	NCD & Bonds	Residential, commercial projects	AAA	CRISIL	998.83	3.37%	10.00 k
Bond - Tata Capital Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAAA	ICRA	958.22	3.24%	9.50 k
Bond - Embassy Office Parks Reit	NCD & Bonds	Real estate investment trusts (reits)	AAA	CRISIL	915.64	3.09%	9.00 k
Bond - Muthoot Finance Pvt. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	775.63	2.62%	7.50 k
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	763.92	2.58%	7.50 k
Bond - Bajaj Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	715.19	2.42%	700.00
Bond - Siddhivinayak Securitisation Trust	PTC	Ptc	AAA	CRISIL	709.50	2.40%	70.00
Bond - Shivshakti Securitisation Trust	PTC	Ptc	AAA	CRISIL	708.62	2.39%	70.00
Bond - Vedanta Ltd.	NCD & Bonds	Diversified metals	AA	CRISIL	600.85	2.03%	6.00 k
Bond - Dhruva Trust	PTC	Ptc	LAAA	ICRA	545.80	1.84%	3.75 k
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	512.05	1.73%	5.00 k
Bond - Embassy Office Parks Reit	NCD & Bonds	Real estate investment trusts (reits)	AAA	CRISIL	510.66	1.72%	5.00 k
Bond - Godrej Properties Ltd.	NCD & Bonds	Residential, commercial projects	LAA+	ICRA	509.43	1.72%	5.00 k
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	508.96	1.72%	5.00 k
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	508.20	1.72%	5.00 k
Bond - L&T Metro Rail (Hyderabad) Ltd.	NCD & Bonds	Civil construction	AAA	CRISIL	501.21	1.69%	5.00 k
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	CARE AAA	CARE	254.93	0.86%	2.50 k
Bond - L&T Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAAA	ICRA	252.11	0.85%	2.50 k
Bond - Vajra Trust	PTC	Ptc	LAAA	ICRA	160.62	0.54%	50.00
Bond - Pipeline Infrastructure Private Ltd.	NCD & Bonds	Gas transmission/marketing	AAA	CRISIL	152.03	0.51%	1.50 k
Bond - Bahadur Chand Investments Pvt. Ltd.	NCD & Bonds	Investment company	LAA	ICRA	125.84	0.43%	1.25 k
Bond - Bahadur Chand Investments Pvt. Ltd.	NCD & Bonds	Investment company	LAA	ICRA	125.18	0.42%	1.25 k
Bond - Govt of India	GOI	Other			0.00	0.00%	1.00