Invesco India Credit Risk Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Equity Holding : 0.05% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 0.05%

No of Stocks : 1 (Category Avg - 0.07) | Large Cap Investments : 0%| Mid Cap Investments : 0% | Small Cap Investments : 0% | Other : 0.05%

Portfolio Summary (as on 30th Sep,2025)

Particulars	This Scheme	Category
No. of Stocks	1	1
Top 5 Stock Weight	%	0.05%
Top 10 Stock Weight	%	0.05%
Top 3 Sector Weight	%	0%

Category - Credit Risk Fund

Particulars	This Scheme	Category
Average mcap (Cr)	0.00	0
Holdings in large cap stocks	0%	0%
Holdings in mid cap stocks	0%	0%
Holdings in small cap stocks	0%	0%

Category - Credit Risk Fund

Top 10 Stocks holding in Portfolio (as on 30th Sep,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
- Sintex Industries Ltd.	Other textile products	0.7	0.05%	0.00%	0.05% (Jan 2025)	0.05% (Sep 2025)	23.51 L	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

View complete holding

Complete equity Portfolio (as on 30th Sep,2025)

None
Sector
M-Cap

Help me understand this table

Stock Invested in	Sector	Sector Total	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty	M-Cap	GroupName
- Sintex Industries Ltd.	Other textile products	0.05	0.7	0.05%	0.00%	0.05% (Jan 2025)	0.05% (Sep 2025)	23.51 L	0.00	Other	0.05
Bond - TVS Credit Services Ltd	Non banking financial company (nbfc)		50	0.00%	-3.30%	-	-	-	-	Other	0.05

- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 30th Sep,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
No new entrants in the portfolio in the last month.

Stocks removed from Portfolio (in 1 month period ending 30th Sep,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Bond - TVS Credit Services Ltd	Non banking financial company (nbfc)	50	0.00%	-3.30%	0% (Oct 2025)	0% (Oct 2025)	0.00	-1000000

Trend in stock holdings (Top 15 Holding)

Stock	Sep 2025	Aug 2025	Jul 2025	Jun 2025	May 2025	Apr 2025	Mar 2025	Feb 2025	Jan 2025	Dec 2024	Nov 2024	Oct 2024	Sep 2024
Sintex Industries Ltd.	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%

No of Debt Holding 14 (Category Avg - 35.71) | Modified Duration 2.29 Years (Category Avg - 2.13)| Yield to Maturity 6.76% (Category Avg - 7.59%)

Portfolio Summary (as on 30th Sep,2025)

Security Type	% Weight	Category Average
GOI	30.06%	14.65%
CD	0.00%	1.34%
NCD & Bonds	54.56%	70.76%
PTC	0.00%	1.47%

Category - Credit Risk Fund

Security Type	% Weight	Category Average
Government Backed	30.06%	14.65%
Low Risk	54.56%	65.39%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Credit Risk Fund

Debt holding in Portfolio (as on 30th Sep,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			206.59	13.50%	20.00 L
Bond - ONGC Petro-Additions Ltd.	NCD & Bonds	Petrochemicals	LAA	ICRA	121.46	7.94%	12.00 L
Bond - Aditya Birla Real Estate Ltd.	NCD & Bonds	Paper & paper products	AA	CRISIL	120.36	7.86%	12.00 L
Bond - J S W Steel Ltd.	NCD & Bonds	Iron & steel products	CARE AA	CARE	120.05	7.84%	12.00 L
Bond - Aadhar Housing Finance Ltd.	NCD & Bonds	Housing finance company	LAA	ICRA	102.01	6.66%	10.00 L
Bond - Tata Projects Ltd.	NCD & Bonds	Civil construction	AA	FITCH	100.48	6.56%	10.00 L
Bond - Credila Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	CARE AA	CARE	100.41	6.56%	10.00 L
Bond - Tata Housing Development Company Ltd.	NCD & Bonds	Residential, commercial projects	CARE AA	CARE	100.28	6.55%	10.00 L
Bond - Govt of India	GOI	Other			98.29	6.42%	10.00 L
Bond - Govt of India	GOI	Other			52.24	3.41%	5.00 L
Bond - Govt of India	GOI	Other			51.56	3.37%	5.00 L
Bond - Govt of India	GOI	Other			51.46	3.36%	5.00 L
Bond - Piramal Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	CARE AA	CARE	50.23	3.28%	5.00 L
Bond - Tata Projects Ltd.	NCD & Bonds	Civil construction	AA	FITCH	20.00	1.31%	2.00 L

Name	Type of Instrument	Weight (%)
TREPS	TREPS	10.80%
Net Receivables	Net Receivables	3.39%
Roadstar Infra Investment Trust	InvITs	1.14%

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NITINPIMPALE
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10 days ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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22 days ago

View more

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The Fixed Income
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2 days ago

Invest in Stability with Long-Term Growth! 9.41% INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED 2037 ✔️ Coupon: 9.41% ✔️ Rating: CARE AAA Stable ✔️ Tenor: 11y 9m (Maturity: 27/Jul/2037) Secured Bond | PSU Bond | High Return Bond | Listed Enjoy a secure, government-backed investment with steady returns over the long term. ???? Explore on The Fixed Income :https://www.thefixedincome.com/product/dUJHdFp3PT0=/941-india-infrastructure-finance-company-limited-2037?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Invest in Stability with Long-Term Growth! 9.41% INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED 2037 ✔️ Coupon: 9.41% ✔️ Rating: CARE AAA Stable ✔️ Tenor: 11y 9m (Maturity: 27/Jul/2037) Secured Bond | PSU Bond | High Return Bond | Listed Enjoy a secure, government-backed investment with steady returns over the long term. ???? Explore on The Fixed Income :https://www.thefixedincome.com/product/dUJHdFp3PT0=/941-india-infrastructure-finance-company-limited-2037?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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72 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

Posted by : shravanashok
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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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85 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

Posted by : ravisistla
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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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123 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

Posted by : sunny85deol
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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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