ICICI Prudential Liquid Fund - Direct Fund - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Liquid Fund

Fund House : ICICI Prudential Mutual Fund

No of Debt Holding 126 (Category Avg - 67.49) | Modified Duration 0.10 Years (Category Avg - 0.11)| Yield to Maturity 6.00% (Category Avg - 5.97%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	0.00%	1.14%
CD	23.97%	35.50%
T-Bills	16.79%	17.24%
CP	53.55%	36.85%
NCD & Bonds	5.20%	4.30%

Category - Liquid Fund

Security Type	% Weight	Category Average
Government Backed	16.79%	18.37%
Low Risk	82.72%	76.50%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Liquid Fund

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Small Industries Development Bank Of India	CP	Financial institution	P1+	CRISIL	29785.83	5.94%	60.00 k
Bond - T-Bill	T-Bills	Other			21351.07	4.26%	21.50 Cr
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	19853.38	3.96%	40.00 k
Bond - T-Bill	T-Bills	Other			17396.63	3.47%	17.50 Cr
Bond - T-Bill	T-Bills	Other			16218.84	3.24%	16.26 Cr
Bond - T-Bill	T-Bills	Other			11970.10	2.39%	12.02 Cr
Bond - Indusind Bank Ltd.	CD	Private sector bank	P1+	CRISIL	11964.24	2.39%	24.00 k
Bond - T-Bill	T-Bills	Other			11229.93	2.24%	11.25 Cr
Bond - Indian Oil Corporation Ltd.	CP	Refineries & marketing	P1+	CRISIL	10418.48	2.08%	21.00 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	10393.99	2.07%	20.90 k
Bond - Reliance Retail Ventures Ltd.	CP	Diversified retail	P1+	CRISIL	9947.46	1.98%	20.00 k
Bond - Reliance Retail Ventures Ltd.	CP	Diversified retail	P1+	CRISIL	9934.41	1.98%	20.00 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	7859.51	1.57%	7.85 k
Bond - Union Bank Of India	CD	Public sector bank	A1+	ICRA	7709.16	1.54%	15.50 k
Bond - Tata Steel Ltd.	CP	Iron & steel products	A1+	ICRA	7466.51	1.49%	15.00 k
Bond - Indian Oil Corporation Ltd.	CP	Refineries & marketing	P1+	CRISIL	7463.51	1.49%	15.00 k
Bond - National Bank for Agriculture & Rural Development	CP	Financial institution	P1+	CRISIL	7443.12	1.49%	15.00 k
Bond - Bharti Airtel Ltd.	CP	Telecom - cellular & fixed line services	P1+	CRISIL	6944.93	1.39%	14.00 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	6482.29	1.29%	13.00 k
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	6464.17	1.29%	13.00 k
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	6415.14	1.28%	13.00 k
Bond - National Bank for Agriculture & Rural Development	CP	Financial institution	P1+	CRISIL	5962.19	1.19%	12.00 k
Bond - Bajaj Financial Securities Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	5950.20	1.19%	12.00 k
Bond - Tata Communications Ltd.	CP	Telecom - cellular & fixed line services	P1+	CRISIL	5948.09	1.19%	12.00 k
Bond - LIC Housing Finance Ltd.	CP	Housing finance company	P1+	CRISIL	5180.22	1.03%	10.50 k
Bond - T-Bill	T-Bills	Other			4975.63	0.99%	5.00 Cr
Bond - Indian Oil Corporation Ltd.	CP	Refineries & marketing	P1+	CRISIL	4973.25	0.99%	10.00 k
Bond - Reliance Retail Ventures Ltd.	CP	Diversified retail	P1+	CRISIL	4969.65	0.99%	10.00 k
Bond - Tata Steel Ltd.	CP	Iron & steel products	A1+	ICRA	4966.85	0.99%	10.00 k
Bond - Kotak Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	4966.65	0.99%	10.00 k
Bond - Aditya Birla Capital Ltd.	CP	Life insurance	P1+	CRISIL	4961.72	0.99%	10.00 k
Bond - Ultratech Cement Ltd.	CP	Cement & cement products	P1+	CRISIL	4960.53	0.99%	10.00 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	4959.15	0.99%	10.00 k
Bond - Aditya Birla Capital Ltd.	CP	Life insurance	P1+	CRISIL	4958.27	0.99%	10.00 k
Bond - Small Industries Development Bank Of India	CP	Financial institution	P1+	CRISIL	4932.20	0.98%	10.00 k
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	4686.46	0.94%	9.50 k
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	4301.78	0.86%	4.30 k
Bond - Bharti Telecom Ltd.	NCD & Bonds	Telecom - equipment & accessories	AAA	CRISIL	4005.05	0.80%	4.00 k
Bond - Bajaj Financial Securities Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	3992.36	0.80%	8.00 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	3970.97	0.79%	8.00 k
Bond - Bajaj Financial Securities Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	3966.10	0.79%	8.00 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	3705.39	0.74%	7.50 k
Bond - Aditya Birla Capital Ltd.	CP	Life insurance	P1+	CRISIL	3490.32	0.70%	7.00 k
Bond - Reliance Retail Ventures Ltd.	CP	Diversified retail	P1+	CRISIL	3485.08	0.70%	7.00 k
Bond - Reliance Retail Ventures Ltd.	CP	Diversified retail	P1+	CRISIL	3472.49	0.69%	7.00 k
Bond - Birla Group Holdings Private Ltd.	CP	Investment company	P1+	CRISIL	3469.23	0.69%	7.00 k
Bond - Bajaj Housing Finance Ltd.	CP	Housing finance company	P1+	CRISIL	3456.88	0.69%	7.00 k
Bond - Small Industries Development Bank Of India	CP	Financial institution	P1+	CRISIL	3450.29	0.69%	7.00 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	2991.83	0.60%	6.00 k
Bond - Aditya Birla Housing Finance Ltd.	CP	Housing finance company	P1+	CRISIL	2991.62	0.60%	6.00 k
Bond - Indusind Bank Ltd.	CD	Private sector bank	P1+	CRISIL	2991.55	0.60%	6.00 k
Bond - Axis Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	2979.83	0.59%	6.00 k
Bond - Kotak Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	2978.42	0.59%	6.00 k
Bond - Kotak Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	2974.77	0.59%	6.00 k
Bond - Reliance Retail Ventures Ltd.	CP	Diversified retail	P1+	CRISIL	2495.48	0.50%	5.00 k
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	2493.22	0.50%	5.00 k
Bond - Tata Capital Housing Finance Ltd.	CP	Housing finance company	P1+	CRISIL	2493.05	0.50%	5.00 k
Bond - Jamnagar Utilities & Power Pvt. Ltd.	CP	Power generation	P1+	CRISIL	2493.03	0.50%	5.00 k
Bond - Indusind Bank Ltd.	CD	Private sector bank	P1+	CRISIL	2491.72	0.50%	5.00 k
Bond - Poonawalla Fincorp Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	2491.62	0.50%	5.00 k
Bond - Angel One Ltd.	CP	Stockbroking & allied	P1+	CRISIL	2490.91	0.50%	5.00 k
Bond - Aditya Birla Capital Ltd.	CP	Life insurance	P1+	CRISIL	2489.61	0.50%	5.00 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	2487.49	0.50%	5.00 k
Bond - National Thermal Power Corporation Ltd.	CP	Power generation	P1+	CRISIL	2487.09	0.50%	5.00 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	2487.05	0.50%	5.00 k
Bond - Network 18 Media & Invst. Ltd.	CP	Media & entertainment	A1+	ICRA	2486.77	0.50%	5.00 k
Bond - Aditya Birla Housing Finance Ltd.	CP	Housing finance company	P1+	CRISIL	2484.38	0.50%	5.00 k
Bond - Bajaj Finance Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	2483.64	0.50%	5.00 k
Bond - Kotak Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	2482.89	0.50%	5.00 k
Bond - HDFC Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	2482.76	0.50%	5.00 k
Bond - HDFC Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	2482.32	0.50%	5.00 k
Bond - Bank Of India	CD	Public sector bank	P1+	CRISIL	2478.41	0.49%	5.00 k
Bond - Bajaj Housing Finance Ltd.	CP	Housing finance company	P1+	CRISIL	2463.94	0.49%	5.00 k
Bond - HDFC Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	2463.04	0.49%	5.00 k
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	2452.19	0.49%	2.45 k
Bond - Union Bank Of India	CD	Public sector bank	A1+	ICRA	2241.03	0.45%	4.50 k
Bond - Aditya Birla Housing Finance Ltd.	CP	Housing finance company	P1+	CRISIL	2235.57	0.45%	4.50 k
Bond - 360 ONE WAM Ltd.	CP	Other financial services	P1+	CRISIL	1995.47	0.40%	4.00 k
Bond - Tata Communications Ltd.	CP	Telecom - cellular & fixed line services	P1+	CRISIL	1993.46	0.40%	4.00 k
Bond - Axis Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	1985.50	0.40%	4.00 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	1985.16	0.40%	4.00 k
Bond - Kotak Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	1983.53	0.40%	4.00 k
Bond - Axis Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	1983.05	0.40%	4.00 k
Bond - Avenue Supermarts Ltd.	CP	Diversified retail	A1+	ICRA	1982.35	0.40%	4.00 k
Bond - Bajaj Financial Securities Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	1982.00	0.40%	4.00 k
Bond - Bharti Telecom Ltd.	NCD & Bonds	Telecom - equipment & accessories	AAA	CRISIL	1952.71	0.39%	19.50 k
Bond - Union Bank Of India	CD	Public sector bank	A1+	ICRA	1786.52	0.36%	3.60 k
Bond - 360 ONE WAM Ltd.	CP	Other financial services	P1+	CRISIL	1741.98	0.35%	3.50 k
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	1726.31	0.34%	3.50 k
Bond - Tata Capital Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	1550.13	0.31%	1.55 k
Bond - Export Import Bank Of India	CP	Financial institution	P1+	CRISIL	1497.83	0.30%	3.00 k
Bond - Poonawalla Fincorp Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	1493.63	0.30%	3.00 k
Bond - Network 18 Media & Invst. Ltd.	CP	Media & entertainment	A1+	ICRA	1492.31	0.30%	3.00 k
Bond - Tata Steel Ltd.	CP	Iron & steel products	A1+	ICRA	1490.80	0.30%	3.00 k
Bond - 360 One Prime Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	1488.79	0.30%	3.00 k
Bond - Union Bank Of India	CD	Public sector bank	A1+	ICRA	1479.74	0.30%	3.00 k
Bond - Bharti Telecom Ltd.	NCD & Bonds	Telecom - equipment & accessories	AAA	CRISIL	1402.00	0.28%	1.40 k
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	LAAA	ICRA	1253.12	0.25%	1.25 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	1240.62	0.25%	2.50 k
Bond - Aditya Birla Housing Finance Ltd.	CP	Housing finance company	P1+	CRISIL	996.06	0.20%	2.00 k
Bond - L&T Finance Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	994.26	0.20%	2.00 k
Bond - T-Bill	T-Bills	Other			994.09	0.20%	1.00 Cr
Bond - Kotak Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	992.98	0.20%	2.00 k
Bond - Shree Cement Ltd.	CP	Cement & cement products	P1+	CRISIL	992.30	0.20%	2.00 k
Bond - HDFC Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	992.05	0.20%	2.00 k
Bond - Kotak Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	991.94	0.20%	2.00 k
Bond - HDFC Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	991.70	0.20%	2.00 k
Bond - Birla Group Holdings Private Ltd.	CP	Investment company	P1+	CRISIL	991.39	0.20%	2.00 k
Bond - HDFC Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	985.04	0.20%	2.00 k
Bond - Titan Company Ltd.	NCD & Bonds	Gems, jewellery and watches	AAA	CRISIL	750.05	0.15%	7.50 k
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	746.00	0.15%	1.50 k
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	745.87	0.15%	1.50 k
Bond - Shree Cement Ltd.	CP	Cement & cement products	P1+	CRISIL	744.96	0.15%	1.50 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	739.39	0.15%	1.50 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	500.50	0.10%	5.00 k
Bond - HDFC Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	499.23	0.10%	1.00 k
Bond - Bajaj Financial Securities Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	498.96	0.10%	1.00 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	497.93	0.10%	1.00 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	497.35	0.10%	1.00 k
Bond - Union Bank Of India	CD	Public sector bank	A1+	ICRA	497.29	0.10%	1.00 k
Bond - Godrej Consumer Products Ltd	CP	Personal care	P1+	CRISIL	496.31	0.10%	1.00 k
Bond - HDFC Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	495.32	0.10%	1.00 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	493.81	0.10%	1.00 k
Bond - Julius Baer Capital (India) Pvt Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	492.37	0.10%	1.00 k
Bond - Indusind Bank Ltd.	CD	Private sector bank	P1+	CRISIL	248.88	0.05%	500.00
Bond - Network 18 Media & Invst. Ltd.	CP	Media & entertainment	A1+	ICRA	248.64	0.05%	500.00