Bandhan Money Market Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 92 (Category Avg - 86.75) | Modified Duration 0.36 Years (Category Avg - 0.39)| Yield to Maturity 6.18% (Category Avg - 6.23%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	2.99%	3.43%
CD	62.61%	57.91%
T-Bills	10.47%	9.20%
CP	23.67%	27.05%

Category - Money Market Fund

Security Type	% Weight	Category Average
Government Backed	13.46%	12.63%
Low Risk	86.28%	84.96%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Money Market Fund

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - T-Bill	T-Bills	Other			8124.27	5.65%	8.25 Cr
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	6299.64	4.38%	6.50 Cr
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	6153.77	4.28%	6.25 Cr
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	4429.10	3.08%	4.50 Cr
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	4183.00	2.91%	4.25 Cr
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	4109.74	2.86%	4.25 Cr
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	3937.59	2.74%	4.00 Cr
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	3924.03	2.73%	4.00 Cr
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	A1+	ICRA	3438.05	2.39%	3.50 Cr
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	3180.49	2.21%	3.25 Cr
Bond - Panatone Finvest Ltd	CP	Non banking financial company (nbfc)	P1+	CRISIL	2959.72	2.06%	3.00 Cr
Bond - Power Finance Corporation Ltd.	CP	Financial institution	P1+	CRISIL	2917.54	2.03%	3.00 Cr
Bond - Kotak Mahindra Prime Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	2901.47	2.02%	3.00 Cr
Bond - Indusind Bank Ltd.	CD	Private sector bank	P1+	CRISIL	2712.09	1.89%	2.75 Cr
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	2648.54	1.84%	2.75 Cr
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	2374.91	1.65%	2.50 Cr
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	2202.16	1.53%	2.25 Cr
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	2177.07	1.51%	2.25 Cr
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	2163.95	1.51%	2.20 Cr
Bond - Govt of India	GOI	Other			2107.71	1.47%	2.10 Cr
Bond - Bajaj Financial Securities Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	1986.21	1.38%	2.00 Cr
Bond - LIC Housing Finance Ltd.	CP	Housing finance company	P1+	CRISIL	1963.90	1.37%	2.00 Cr
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	1968.10	1.37%	2.00 Cr
Bond - Indusind Bank Ltd.	CD	Private sector bank	P1+	CRISIL	1955.58	1.36%	2.00 Cr
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	1955.55	1.36%	2.00 Cr
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	1949.19	1.36%	2.00 Cr
Bond - Aditya Birla Capital Ltd.	CP	Life insurance	A1+	ICRA	1957.88	1.36%	2.00 Cr
Bond - Cholamandalam Investment & Finance Co. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	1953.38	1.36%	2.00 Cr
Bond - Tata Capital Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	1713.50	1.19%	1.75 Cr
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	1712.52	1.19%	1.75 Cr
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	1717.11	1.19%	1.75 Cr
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	1714.48	1.19%	1.75 Cr
Bond - Bajaj Auto Credit Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	1490.97	1.04%	1.50 Cr
Bond - T-Bill	T-Bills	Other			1475.39	1.03%	1.50 Cr
Bond - T-Bill	T-Bills	Other			1473.87	1.03%	1.50 Cr
Bond - Union Bank Of India	CD	Public sector bank	A1+	ICRA	1476.83	1.03%	1.50 Cr
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	1476.15	1.03%	1.50 Cr
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	1460.49	1.02%	1.50 Cr
Bond - Axis Securities Ltd.	CP	Stockbroking & allied	A1+	ICRA	1469.76	1.02%	1.50 Cr
Bond - Tata Capital Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	1468.98	1.02%	1.50 Cr
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	1464.68	1.02%	1.50 Cr
Bond - National Bank for Agriculture & Rural Development	CP	Financial institution	P1+	CRISIL	1323.07	0.92%	1.35 Cr
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	1320.86	0.92%	1.35 Cr
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	1232.18	0.86%	1.25 Cr
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	1230.62	0.86%	1.25 Cr
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	1230.09	0.86%	1.25 Cr
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	1220.68	0.85%	1.25 Cr
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	1192.01	0.83%	1.25 Cr
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	984.41	0.68%	1.00 Cr
Bond - Union Bank Of India	CD	Public sector bank	A1+	ICRA	979.73	0.68%	1.00 Cr
Bond - Federal Bank Ltd.	CD	Private sector bank	P1+	CRISIL	978.55	0.68%	1.00 Cr
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	976.70	0.68%	1.00 Cr
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	976.34	0.68%	1.00 Cr
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	982.33	0.68%	1.00 Cr
Bond - Cholamandalam Investment & Finance Co. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	980.08	0.68%	1.00 Cr
Bond - L&T Finance Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	977.05	0.68%	1.00 Cr
Bond - Tata Capital Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	976.88	0.68%	1.00 Cr
Bond - Barclays Investments & Loans (I) Ltd.	CP	Non banking financial company (nbfc)	A1+	ICRA	975.03	0.68%	1.00 Cr
Bond - T-Bill	T-Bills	Other			981.68	0.68%	1.00 Cr
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	966.09	0.67%	1.00 Cr
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	952.62	0.66%	1.00 Cr
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	738.33	0.51%	75.00 L
Bond - Bank Of India	CD	Public sector bank	P1+	CRISIL	738.01	0.51%	75.00 L
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	736.66	0.51%	75.00 L
Bond - T-Bill	T-Bills	Other			737.81	0.51%	75.00 L
Bond - T-Bill	T-Bills	Other			735.50	0.51%	75.00 L
Bond - T-Bill	T-Bills	Other			546.75	0.38%	55.00 L
Bond - Govt of India	GOI	Other			500.51	0.35%	50.00 L
Bond - T-Bill	T-Bills	Other			493.96	0.34%	50.00 L
Bond - T-Bill	T-Bills	Other			491.29	0.34%	50.00 L
Bond - Muthoot Finance Pvt. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	492.61	0.34%	50.00 L
Bond - Small Industries Development Bank Of India	CP	Financial institution	P1+	CRISIL	489.99	0.34%	50.00 L
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	492.93	0.34%	50.00 L
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	490.33	0.34%	50.00 L
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	489.37	0.34%	50.00 L
Bond - Small Industries Development Bank Of India	CD	Financial institution	PR1+	CARE	483.38	0.34%	50.00 L
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	473.69	0.33%	50.00 L
Bond - Govt of India	GOI	Other			463.33	0.32%	45.76 L
Bond - Govt of India	GOI	Other			456.40	0.32%	45.00 L
Bond - Kotak Mahindra Investments Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	392.20	0.27%	40.00 L
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	379.10	0.26%	40.00 L
Bond - Govt of India	GOI	Other			252.50	0.18%	25.00 L
Bond - Govt of India	GOI	Other			252.48	0.18%	25.00 L
Bond - Govt of India	GOI	Other			250.07	0.17%	25.00 L
Bond - Kotak Mahindra Investments Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	244.29	0.17%	25.00 L
Bond - Kotak Mahindra Prime Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	243.54	0.17%	25.00 L
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	246.09	0.17%	25.00 L
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	244.94	0.17%	25.00 L
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	236.55	0.16%	25.00 L
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	224.86	0.16%	23.00 L
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	98.54	0.07%	10.00 L
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	98.14	0.07%	10.00 L