Bandhan Bond Fund - Short Term - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 47 (Category Avg - 68.67) | Modified Duration 2.86 Years (Category Avg - 2.54)| Yield to Maturity 6.54% (Category Avg - 6.80%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	49.66%	20.59%
CD	8.33%	3.18%
T-Bills	0.00%	0.04%
CP	0.00%	0.41%
NCD & Bonds	38.87%	67.29%
PTC	0.00%	2.68%

Category - Short Duration Fund

Security Type	% Weight	Category Average
Government Backed	49.66%	20.62%
Low Risk	47.20%	73.56%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Short Duration Fund

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			31892.52	29.62%	30.95 Cr
Bond - Govt of India	GOI	Other			12166.03	11.30%	12.25 Cr
Bond - Govt of India	GOI	Other			6128.67	5.69%	6.25 Cr
Bond - Bajaj Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	4812.71	4.47%	4.75 Cr
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	4583.37	4.26%	4.50 Cr
Bond - Tata Capital Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	4430.85	4.12%	4.41 Cr
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	3054.81	2.84%	3.00 Cr
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	3014.77	2.80%	3.00 Cr
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	2750.30	2.55%	2.70 Cr
Bond - Tata Capital Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	2534.32	2.35%	2.50 Cr
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	2492.16	2.31%	2.45 Cr
Bond - Govt of India	GOI	Other			2491.92	2.31%	2.50 Cr
Bond - Union Bank Of India	CD	Public sector bank	A1+	ICRA	2461.39	2.29%	2.50 Cr
Bond - Bajaj Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	1766.29	1.64%	1.75 Cr
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	1476.07	1.37%	1.50 Cr
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	1377.70	1.28%	1.40 Cr
Bond - Bajaj Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	1250.20	1.16%	1.25 Cr
Bond - Tata Capital Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	1014.94	0.94%	1.00 Cr
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	1012.01	0.94%	1.00 Cr
Bond - Bajaj Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	999.64	0.93%	1.00 Cr
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	984.25	0.91%	1.00 Cr
Bond - HDFC Bank Ltd.	CD	Private sector bank	PR1+	CARE	979.09	0.91%	1.00 Cr
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	947.74	0.88%	1.00 Cr
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	763.80	0.71%	75.00 L
Bond - Kotak Mahindra Prime Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	757.81	0.70%	75.00 L
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	738.37	0.69%	75.00 L
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	608.21	0.56%	60.00 L
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	512.49	0.48%	50.00 L
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	508.07	0.47%	50.00 L
Bond - Tata Capital Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	506.10	0.47%	50.00 L
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	503.05	0.47%	50.00 L
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	502.88	0.47%	50.00 L
Bond - Bajaj Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	501.91	0.47%	50.00 L
Bond - Bajaj Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	501.63	0.47%	50.00 L
Bond - JIO Credit Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	500.71	0.47%	50.00 L
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	498.05	0.46%	50.00 L
Bond - Govt of India	GOI	Other			493.38	0.46%	50.00 L
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	406.60	0.38%	40.00 L
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	301.68	0.28%	30.00 L
Bond - Kotak Mahindra Prime Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	254.75	0.24%	25.00 L
Bond - Kotak Mahindra Prime Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	251.08	0.23%	25.00 L
Bond - Kotak Mahindra Prime Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	251.08	0.23%	25.00 L
Bond - Govt of India	GOI	Other			245.91	0.23%	25.00 L
Bond - Govt of India	GOI	Other			20.77	0.02%	2.00 L
Bond - Govt of India	GOI	Other			10.31	0.01%	1.00 L
Bond - Govt of India	GOI	Other			10.00	0.01%	1.00 L
Bond - Govt of India	GOI	Other			8.63	0.01%	85.00 k