| Key Financial Ratios of JM Financial (in Rs. Cr.) |
Mar 25 |
Mar 24 |
Mar 23 |
Mar 22 |
Mar 21 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
8.59 |
4.29 |
6.26 |
8.11 |
6.34 |
|
| Diluted EPS (Rs.) |
8.58 |
4.29 |
6.25 |
8.09 |
6.32 |
|
| Cash EPS (Rs.) |
8.74 |
0.84 |
7.86 |
10.80 |
8.88 |
|
| Book Value [ExclRevalReserve]/Share (Rs.) |
101.78 |
88.85 |
85.21 |
111.37 |
101.56 |
|
| Book Value [InclRevalReserve]/Share (Rs.) |
101.78 |
88.85 |
85.21 |
111.37 |
101.56 |
|
| Revenue from Operations/Share (Rs.) |
45.80 |
49.82 |
34.20 |
38.86 |
33.56 |
|
| PBDIT/Share (Rs.) |
24.75 |
29.46 |
22.76 |
25.86 |
23.28 |
|
| PBIT/Share (Rs.) |
24.08 |
28.90 |
22.32 |
25.47 |
22.86 |
|
| PBT/Share (Rs.) |
10.43 |
3.70 |
9.98 |
14.13 |
11.20 |
|
| Net Profit/Share (Rs.) |
8.08 |
0.29 |
7.42 |
10.40 |
8.46 |
|
| NP After MI And SOA / Share (Rs.) |
8.59 |
4.29 |
6.26 |
8.10 |
6.19 |
|
| Profitability Ratios |
|
|
|
|
|
|
| PBDIT Margin (%) |
54.03 |
59.12 |
66.55 |
66.56 |
69.35 |
|
| PBIT Margin (%) |
52.58 |
58.01 |
65.27 |
65.54 |
68.10 |
|
| PBT Margin (%) |
22.77 |
7.42 |
29.17 |
36.36 |
33.36 |
|
| Net Profit Margin (%) |
17.63 |
0.57 |
21.70 |
26.76 |
25.20 |
|
| NP After MI And SOA Margin (%) |
18.76 |
8.60 |
18.29 |
20.85 |
18.45 |
|
| Return on Networth/Equity (%) |
8.44 |
4.82 |
7.34 |
10.05 |
8.43 |
|
| Return on Capital Employed (%) |
21.69 |
24.25 |
9.87 |
22.03 |
11.90 |
|
| Return on Assets (%) |
3.35 |
1.37 |
2.03 |
2.99 |
2.52 |
|
| Total Debt/Equity (X) |
1.17 |
1.90 |
1.95 |
1.75 |
1.77 |
|
| Asset Turnover Ratio (%) |
0.16 |
0.16 |
0.12 |
0.04 |
0.03 |
|
| Liquidity Ratios |
|
|
|
|
|
|
| Current Ratio (X) |
1.66 |
1.54 |
3.59 |
1.68 |
4.45 |
|
| Quick Ratio (X) |
1.65 |
1.53 |
3.58 |
1.68 |
4.45 |
|
| Inventory Turnover Ratio (X) |
32.10 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Dividend Payout Ratio (NP) (%) |
23.27 |
20.96 |
32.76 |
12.33 |
2.85 |
|
| Dividend Payout Ratio (CP) (%) |
21.59 |
18.56 |
30.61 |
11.75 |
2.67 |
|
| Earnings Retention Ratio (%) |
76.73 |
79.04 |
67.24 |
87.67 |
97.15 |
|
| Cash Earnings Retention Ratio (%) |
78.41 |
81.44 |
69.39 |
88.25 |
97.33 |
|
| Coverage Ratios |
|
|
|
|
|
|
| Interest Coverage Ratios (%) |
1.81 |
1.80 |
1.84 |
2.28 |
2.00 |
|
| Interest Coverage Ratios (Post Tax) (%) |
1.81 |
1.80 |
1.84 |
2.28 |
2.00 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Cr.) |
16,599.27 |
20,391.75 |
22,305.26 |
20,291.81 |
21,020.03 |
|
| EV/Net Operating Revenue (X) |
3.79 |
4.28 |
6.83 |
5.47 |
6.57 |
|
| EV/EBITDA (X) |
7.02 |
7.24 |
10.26 |
8.22 |
9.48 |
|
| MarketCap/Net Operating Revenue (X) |
2.10 |
1.50 |
1.74 |
1.74 |
2.52 |
|
| Retention Ratios (%) |
76.72 |
79.03 |
67.23 |
87.66 |
97.14 |
|
| Price/BV (X) |
0.94 |
0.84 |
0.70 |
0.84 |
1.15 |
|
| Price/Net Operating Revenue |
2.10 |
1.50 |
1.74 |
1.74 |
2.52 |
|
| Earnings Yield |
0.09 |
0.06 |
0.10 |
0.12 |
0.07 |
|
Source : Dion Global Solutions Limited
