| Key Financial Ratios of IndusInd Bank (in Rs. Cr.) |
Mar 22 |
Mar 21 |
Mar 20 |
Mar 19 |
Mar 18 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
59.57 |
38.75 |
63.75 |
54.90 |
60.19 |
|
| Diluted EPS (Rs.) |
59.47 |
38.68 |
63.52 |
54.46 |
59.57 |
|
| Cash EPS (Rs.) |
63.67 |
40.62 |
67.71 |
58.57 |
63.60 |
|
| Book Value [Excl. Reval Reserve]/Share (Rs.) |
611.74 |
556.68 |
495.82 |
437.38 |
391.18 |
|
| Book Value [Incl. Reval Reserve]/Share (Rs.) |
615.72 |
560.73 |
500.43 |
442.78 |
397.21 |
|
| Dividend/Share (Rs.) |
8.50 |
5.00 |
0.00 |
7.50 |
7.50 |
|
| Operating Revenue / Share (Rs.) |
397.88 |
374.98 |
415.02 |
369.37 |
287.91 |
|
| Net Profit/Share (Rs.) |
59.52 |
36.68 |
63.70 |
54.77 |
60.08 |
|
| Per Employee Ratios |
|
|
|
|
|
|
| Interest Income/ Employee (Rs.) |
9,178,262.85 |
9,777,079.90 |
9,383,461.53 |
8,025,217.38 |
6,834,657.77 |
|
| Net Profit/ Employee (Rs.) |
1,373,093.71 |
956,269.85 |
1,440,279.32 |
1,190,056.56 |
1,426,193.44 |
|
| Business/ Employee (Rs.) |
158,636,437.20 |
158,052,784.90 |
133,279,969.94 |
137,445,981.58 |
117,304,553.04 |
|
| Per Branch Ratios |
|
|
|
|
|
|
| Interest Income/ Branch (Rs.) |
136,081,422.96 |
143,919,586.60 |
150,616,587.65 |
133,700,603.60 |
123,433,919.29 |
|
| Net Profit/ Branches (Rs.) |
20,358,160.26 |
14,076,387.10 |
23,118,329.67 |
19,826,413.81 |
25,757,053.57 |
|
| Business/ Branches (Rs.) |
2,352,021,560.26 |
2,326,552,681.39 |
2,139,314,389.32 |
2,289,858,308.11 |
2,118,520,227.86 |
|
| Key Performance Ratios |
|
|
|
|
|
|
| ROCE (%) |
3.30 |
3.34 |
3.62 |
3.00 |
3.11 |
|
| CASA (%) |
42.78 |
41.81 |
40.37 |
43.14 |
44.00 |
|
| Net Profit Margin (%) |
14.96 |
9.78 |
15.34 |
14.82 |
20.86 |
|
| Operating Profit Margin (%) |
-9.03 |
-12.83 |
-8.80 |
-10.53 |
-6.62 |
|
| Return on Assets (%) |
1.14 |
0.78 |
1.43 |
1.18 |
1.62 |
|
| Return on Equity / Networth (%) |
9.73 |
6.58 |
12.84 |
12.52 |
15.35 |
|
| Net Interest Margin (X) |
3.73 |
3.72 |
3.92 |
3.18 |
3.38 |
|
| Cost to Income (%) |
46.53 |
48.51 |
40.83 |
40.10 |
39.22 |
|
| Interest Income/Total Assets (%) |
7.66 |
7.98 |
9.37 |
8.01 |
7.79 |
|
| Non-Interest Income/Total Assets (%) |
1.84 |
1.80 |
2.26 |
2.03 |
2.14 |
|
| Operating Profit/Total Assets (%) |
-0.69 |
-1.02 |
-0.82 |
-0.84 |
-0.51 |
|
| Operating Expenses/Total Assets (%) |
2.37 |
2.30 |
2.68 |
2.30 |
2.52 |
|
| Interest Expenses/Total Assets (%) |
3.93 |
4.26 |
5.44 |
4.82 |
4.41 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Rs. Cr) |
397,802.16 |
363,436.81 |
273,471.61 |
339,632.69 |
286,741.92 |
|
| EV Per Net Sales (X) |
12.91 |
12.53 |
9.50 |
15.26 |
16.59 |
|
| Price To Book Value (X) |
1.53 |
1.71 |
0.71 |
4.07 |
4.59 |
|
| Price To Sales (X) |
2.35 |
2.54 |
0.85 |
4.82 |
6.24 |
|
| Retention Ratios (%) |
91.60 |
100.00 |
100.00 |
86.30 |
88.01 |
|
| Earnings Yield (X) |
0.06 |
0.04 |
0.18 |
0.03 |
0.03 |
|
Source : Dion Global Solutions Limited
