Key Financial Ratios of IndusInd Bank (in Rs. Cr.) |
Mar 20 |
Mar 19 |
Mar 18 |
Mar 17 |
Mar 16 |
|
Per Share Ratios |
|
|
|
|
|
|
Basic EPS (Rs.) |
63.75 |
54.90 |
60.19 |
48.06 |
39.68 |
|
Diluted EPS (Rs.) |
63.52 |
54.46 |
59.57 |
47.56 |
39.26 |
|
Cash EPS (Rs.) |
67.71 |
58.57 |
63.60 |
51.13 |
41.06 |
|
Book Value [Excl. Reval Reserve]/Share (Rs.) |
495.82 |
437.38 |
391.18 |
338.90 |
291.02 |
|
Book Value [Incl. Reval Reserve]/Share (Rs.) |
500.43 |
442.78 |
397.21 |
345.17 |
297.42 |
|
Dividend/Share (Rs.) |
0.00 |
7.50 |
7.50 |
6.00 |
4.50 |
|
Operating Revenue / Share (Rs.) |
415.02 |
369.37 |
287.91 |
240.84 |
194.64 |
|
Net Profit/Share (Rs.) |
63.70 |
54.77 |
60.08 |
47.95 |
38.43 |
|
Per Employee Ratios |
|
|
|
|
|
|
Interest Income/ Employee (Rs.) |
9,383,461.53 |
8,025,217.38 |
6,834,657.77 |
5,690,791.78 |
5,021,968.30 |
|
Net Profit/ Employee (Rs.) |
1,440,279.32 |
1,190,056.56 |
1,426,193.44 |
1,132,927.51 |
991,522.16 |
|
Business/ Employee (Rs.) |
133,279,969.94 |
137,445,981.58 |
117,304,553.04 |
94,672,011.69 |
78,672,891.59 |
|
Per Branch Ratios |
|
|
|
|
|
|
Interest Income/ Branch (Rs.) |
150,616,587.65 |
133,700,603.60 |
123,433,919.29 |
120,047,252.50 |
115,806,589.00 |
|
Net Profit/ Branches (Rs.) |
23,118,329.67 |
19,826,413.81 |
25,757,053.57 |
23,899,105.83 |
22,864,501.00 |
|
Business/ Branches (Rs.) |
2,139,314,389.32 |
2,289,858,308.11 |
2,118,520,227.86 |
1,997,106,086.67 |
1,814,196,880.00 |
|
Key Performance Ratios |
|
|
|
|
|
|
ROCE (%) |
3.62 |
3.00 |
3.11 |
3.21 |
3.11 |
|
CASA (%) |
40.37 |
43.14 |
44.00 |
36.85 |
35.18 |
|
Net Profit Margin (%) |
15.34 |
14.82 |
20.86 |
19.90 |
19.74 |
|
Operating Profit Margin (%) |
-8.80 |
-10.53 |
-6.62 |
-9.04 |
-8.72 |
|
Return on Assets (%) |
1.43 |
1.18 |
1.62 |
1.60 |
1.63 |
|
Return on Equity / Networth (%) |
12.84 |
12.52 |
15.35 |
14.14 |
13.20 |
|
Net Interest Margin (X) |
3.92 |
3.18 |
3.38 |
3.39 |
3.22 |
|
Cost to Income (%) |
40.83 |
40.10 |
39.22 |
39.65 |
37.15 |
|
Interest Income/Total Assets (%) |
9.37 |
8.01 |
7.79 |
8.06 |
8.26 |
|
Non-Interest Income/Total Assets (%) |
2.26 |
2.03 |
2.14 |
2.33 |
2.35 |
|
Operating Profit/Total Assets (%) |
-0.82 |
-0.84 |
-0.51 |
-0.72 |
-0.72 |
|
Operating Expenses/Total Assets (%) |
2.68 |
2.30 |
2.52 |
2.67 |
2.62 |
|
Interest Expenses/Total Assets (%) |
5.44 |
4.82 |
4.41 |
4.67 |
5.04 |
|
Valuation Ratios |
|
|
|
|
|
|
Enterprise Value (Rs. Cr) |
273,471.61 |
339,632.69 |
286,741.92 |
225,583.24 |
168,206.04 |
|
EV Per Net Sales (X) |
9.50 |
15.26 |
16.59 |
15.66 |
14.52 |
|
Price To Book Value (X) |
0.71 |
4.07 |
4.59 |
4.16 |
3.32 |
|
Price To Sales (X) |
0.85 |
4.82 |
6.24 |
5.85 |
4.97 |
|
Retention Ratios (%) |
100.00 |
86.30 |
88.01 |
99.98 |
87.20 |
|
Earnings Yield (X) |
0.18 |
0.03 |
0.03 |
0.03 |
0.04 |
|
Source : Dion Global Solutions Limited