| Key Financial Ratios of IndusInd Bank (in Rs. Cr.) |
Mar 25 |
Mar 24 |
Mar 23 |
Mar 22 |
Mar 21 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
33.93 |
115.19 |
95.32 |
59.57 |
38.75 |
|
| Diluted EPS (Rs.) |
33.91 |
114.98 |
95.20 |
59.47 |
38.68 |
|
| Cash EPS (Rs.) |
40.15 |
120.44 |
100.05 |
63.67 |
40.62 |
|
| Book Value [Excl. Reval Reserve]/Share (Rs.) |
824.11 |
803.03 |
700.09 |
611.74 |
556.68 |
|
| Book Value [Incl. Reval Reserve]/Share (Rs.) |
827.83 |
806.83 |
703.98 |
615.72 |
560.73 |
|
| Dividend/Share (Rs.) |
0.00 |
16.50 |
14.00 |
8.50 |
5.00 |
|
| Operating Revenue / Share (Rs.) |
624.70 |
587.78 |
468.72 |
397.88 |
374.98 |
|
| Net Profit/Share (Rs.) |
33.92 |
114.99 |
95.24 |
59.52 |
36.68 |
|
| Per Employee Ratios |
|
|
|
|
|
|
| Interest Income/ Employee (Rs.) |
10,821,288.81 |
10,024,369.20 |
9,525,632.63 |
9,178,262.85 |
9,777,079.90 |
|
| Net Profit/ Employee (Rs.) |
587,649.64 |
1,961,079.87 |
1,935,543.47 |
1,373,093.71 |
956,269.85 |
|
| Business/ Employee (Rs.) |
168,118,638.55 |
159,539,669.72 |
164,059,252.31 |
158,636,437.20 |
158,052,784.90 |
|
| Per Branch Ratios |
|
|
|
|
|
|
| Interest Income/ Branch (Rs.) |
157,960,611.17 |
153,311,708.11 |
139,554,538.76 |
136,081,422.96 |
143,919,586.60 |
|
| Net Profit/ Branches (Rs.) |
8,578,044.47 |
29,992,560.99 |
28,356,528.78 |
20,358,160.26 |
14,076,387.10 |
|
| Business/ Branches (Rs.) |
2,454,062,852.97 |
2,439,983,883.04 |
2,403,537,296.24 |
2,352,021,560.26 |
2,326,552,681.39 |
|
| Key Performance Ratios |
|
|
|
|
|
|
| ROCE (%) |
2.01 |
3.17 |
3.26 |
3.30 |
3.34 |
|
| CASA (%) |
32.84 |
37.90 |
40.14 |
42.78 |
41.81 |
|
| Net Profit Margin (%) |
5.43 |
19.56 |
20.31 |
14.96 |
9.78 |
|
| Operating Profit Margin (%) |
9.89 |
29.82 |
28.68 |
20.58 |
14.12 |
|
| Return on Assets (%) |
0.47 |
1.73 |
1.61 |
1.14 |
0.78 |
|
| Return on Equity / Networth (%) |
4.11 |
14.31 |
13.60 |
9.73 |
6.58 |
|
| Net Interest Margin (X) |
3.43 |
4.00 |
3.84 |
3.73 |
3.72 |
|
| Cost to Income (%) |
60.15 |
47.53 |
44.30 |
42.67 |
41.61 |
|
| Interest Income/Total Assets (%) |
8.78 |
8.88 |
7.94 |
7.66 |
7.98 |
|
| Non-Interest Income/Total Assets (%) |
1.38 |
1.82 |
1.78 |
1.84 |
1.80 |
|
| Operating Profit/Total Assets (%) |
-0.90 |
-0.08 |
-0.16 |
-0.69 |
-1.02 |
|
| Operating Expenses/Total Assets (%) |
2.90 |
2.76 |
2.49 |
2.37 |
2.30 |
|
| Interest Expenses/Total Assets (%) |
5.34 |
4.88 |
4.10 |
3.93 |
4.26 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Rs. Cr) |
464,495.82 |
534,930.44 |
425,365.35 |
397,802.16 |
363,436.81 |
|
| EV Per Net Sales (X) |
9.54 |
11.69 |
11.70 |
12.91 |
12.53 |
|
| Price To Book Value (X) |
0.79 |
1.94 |
1.53 |
1.53 |
1.71 |
|
| Price To Sales (X) |
1.04 |
2.65 |
2.28 |
2.35 |
2.54 |
|
| Retention Ratios (%) |
100.00 |
87.86 |
91.08 |
91.60 |
100.00 |
|
| Earnings Yield (X) |
0.05 |
0.07 |
0.09 |
0.06 |
0.04 |
|
Source : Dion Global Solutions Limited
