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IndusInd Bank – Will the new leadership pave the way for a rerating?

The bank faces the tall and arduous task of scaling up the battered business profitably

How AIIB can help India ramp up its green capex

New Delhi should leverage the Beijing-headquartered AIIB’s plan to raise the share of private projects in its overall lending portfolio in India

Future Generali is now Generali Central after Central Bank stake buy, with focus on serving SME borrowers

Despite Central Bank’s recent stake acquisition, Generali Central Insurance does not expect a significant near-term boost in business from bancassurance business, or insurance policies sold through the banking channel.

MPC meeting: Final cut or start of an extended pause?

The MPC will likely moderate its baseline forecast for GDP below the extant 6.5 percent, further supporting the case for a rate cut

Banks likely to re-evaluate corporate, SME lending plans as US tariffs hit exports

While credit demand from corporates has already been sluggish over the past two quarters, bankers say the new trade headwinds could further delay recovery in the segment.

Is the road clearing for a December rate cut by RBI?

The RBI will likely hold rates steady on August 6 and also in October, waiting for a clear read on the monsoon, a critical input for food inflation, but come December, the pieces could finally fall into place for a rate cut

Motor stumbles, health surges as general insurers prioritise margin over growth in Q1

Motor insurance saw a pull back, fire made a comeback and health continued to grow in the June quarter as ICICI Lombard, SBI General, Shriram General and Niva Bupa adapted to pricing and policy shifts

Ongoing trade talks with US may see RBI hold rates on August 6, say economists

A Moneycontrol poll, too, found that the RBI’s monetary policy committee is expected to maintain status quo

Rupee opens 28 paise up at 87.25/USD on easing dollar index

According to the Bloomberg data, Asian currencies rose, with Thai Bhat up 1.07 percent over last week's closing, Philippine Peso up 0.92 percent, and Malaysian Ringgit up by 0.87 percent.

RBI’s MPC Meet: Will caution trump growth concerns?

As the Monetary Policy Committee meet starts on August 4, India awaits cues on whether the RBI will hold steady or surprise with a rate cut amid global trade tensions

Banking Central| RBI’s MPC meet: Time to nudge growth, again?

Sluggish bank lending and tight liquidity signal the need for a growth-friendly pivot

Federal Bank’s corporate loan book to grow 8-10% in FY26 on tariffs uncertainty, cheaper funds at bond market: CEO

According to the investor presentation of the bank, corporate loan book of the bank increased by 6 percent on-year to Rs 83,680 crore in Q1FY26, from Rs 79,208 crore in a year ago period, and Rs 83,680 crore in a quarter ago period.

Federal Bank Q1 results: Net profit falls 15% on-year to Rs 862 crore

The bank registered operating profit of Rs 1556.29 crore for the quarter ended June 30, 2025.

Financial bids for IDBI Bank stake by December quarter, winning bid likely by end of fiscal: DIPAM Secretary

The government has completed the process of due diligence, and data room protocols have been completed for all interested parties, the secretary said, adding that formal consultations have been completed with all qualified and interested parties.

ICICI Lombard scaled down motor, fire insurance coverage over pricing pressure: CFO Gopal Balachandran

ICICI Lombard CFO Balachandran told Moneycontrol growing those segments may not make financial sense, citing stagnant third-party premium rates over the past 4-5 years.

PSU banks dominated bond issuances in FY25, more Tier-II debt raise likely this fiscal

Private lenders have been totally absent from hybrid bond issuances in FY25. Despite favorable conditions for Tier-2 debt, these banks chose to rely on internal accruals and equity-driven capital planning.

Distributors opting for short-term health plans over long term post commission rule change: Niva Bupa CEO

Krishnan Ramachandran, CEO, says the health insurer’s internal goal is to grow 5-10 percentage points faster than the overall health insurance industry

If I were Allianz, I’d be more worried about retaining Go Digit than the other way around: Chairman Kamesh Goyal

Addressing concerns over the Allianz-Jio reinsurance JV, Goyal said Allianz intends to continue its partnership with Go Digit, and the existing contract allows no mid-term changes, Goyal says

IDFC First shareholders grant Warburg affiliate board seat, reversing earlier decision

While Currant Sea’s board nominee has not yet been disclosed, this marks a significant change in shareholder sentiment from May 2025, when a similar resolution was voted down.

RBI’s fraud detection tool MuleHunter AI expands reach with over 15 more banks nearing rollout

The banks that have implemented the MuleHunter AI are Canara Bank, Punjab National Bank, Bank of India, Bank of Baroda, and AU Small Finance Bank, Suvendu Pati added

Indian rupee opens 2 paise higher at 87.58/USD on lingering worries over Trump tariff

The local currency opened at 87.58 against the US dollar as compared to 87.60 against the greenback at previous close. According to the Bloomberg data, the domestic currency has depreciated 1.70 percent in July.

Fed’s hard line may force the RBI to keep purse wide open

The Monetary Policy Committee (MPC) can’t afford to sit on the fence—it’s time for bold monetary stimulus to support growth.

Loan against gold jewellery grew 124% in June, fastest among personal loans, RBI data shows

In absolute terms, the outstanding loan against gold jewellery stood at Rs 2.77 lakh crore as on June 27 . There has been a decline in the consumer durable segment

DCB Bank's June quarter net profit rises 20% on year at Rs 157 crore

The Gross NPA as on June 30, 2025 was at 2.98 percent, while Net NPA was at 1.22 percent. The Provision Coverage Ratio (PCR) came in at 74.04 percent and PCR without considering gold loan NPAs was at 75 percent.

PSU banks hit harder by compression on yield on advances in Q1FY26

According to data compiled by Moneycontrol, yield on advances for PSU banks dropped by 15–71 basis points (bps), significantly more than the 12–30 bps reduction observed for private banks.

Indian bond yields open 2 bps higher as Trump announces 25% tariffs

US Fed's Federal Open Market Committee decided to keep interest rates unchanged at 4.25 percent to 4.5 percent in the July 29-30 meeting

Rupee slides further, opens 28 paise down at 87.71 after Trump slaps 25% tariff, Russia penalty

The rupee has depreciated 0.83% in the last two weeks. This year, so far, the currency is the worst performing among Asian peers, down 3.25%

Indian rupee may open close to 88-mark against US dollar as Trump announces 25% tariffs on India

According to the Bloomberg data, Indian rupee has depreciated 0.83 percent in last two weeks. On a year-to-date basis, the local currency is under pressure and second worst performing among Asian peers. It is down 3.25 percent, Bloomberg data showed.

Rupee at over at four-month low at 87.43 against dollar on Trump’s tariff threat

The Rupee ended at 87.4250 against the US dollar compared to 86.8200 against the greenback at previous close, lower by 61 paise down on July 30.

Capital adequacy of PSU banks outpaces that of private lenders amid fundraising efforts

Analysts expect capital buffers to remain strong across the banking sector. ICRA projects a 40–50 basis point increase in Tier-I capital ratios for PSBs this fiscal

PSU lenders’ average valuation surged 225% over five years on improved financials and asset quality

According to data compiled from 11 major PSU banks, their average price-to-book (P/B) ratio has jumped from 0.35 in March 2020 to 1.14 in July 2025.

Merchant bankers tasked to bring foreign capital into PSU banks during upcoming QIPs

The government budgets to earn approximately Rs 20,000 crore through QIP of five banks, namely Bank of Maharashtra, Indian Overseas Bank, UCO Bank, Central Bank of India, and Punjab and Sind Bank.

Rupee falls to weakest since mid-March fearing impact of Trump's tariff on exports

The weakness is likely due to worries over the potential impact of the tariff rate on exports, though Reuters reported that there has likely been an intervention by the Reserve Bank of India that has helped limit losses.

Chart of the Day | India’s digital payments are surging, so are the risks

As India’s digital payments soar to new heights, the journey to a cashless economy faces critical tests in security, inclusion, and regulation.

MPC Poll | RBI may hold rates in August policy to assess new data on inflation

The central bank, so far has reduced the repo or the benchmark rate by 100 basis points (Bps) since February to aid growth, with 25 bps each in February and April respectively, and 50 bps in the June policy.

Not in a hurry to burn our fingers, says CEO Aggarwal after Shriram General gives crop tender bids a miss

Anil Kumar Aggarwal says the insurer is targeting a full-year premium of Rs 4,600 crore and could reach Rs 5,000 crore if demand picks up during the upcoming festival season

Rupee opens 18 paise down at 86.84 as dollar index surges

The dollar index, which measures the greenback's strength against a basket of six major currencies, rose to 98.64 in the early morning trade from below-97 levels in the previous session

UPI’s free ride for all nearing its end?

As RBI Governor Sanjay Malhotra signals the end of free UPI transactions, the move could reshape India’s fintech revolution, balancing innovation with sustainability

IndusInd Bank chairman assures investors about CEO hunt

Chairman Mehta says, the bank has followed due process and timelines in submitting its recommendations, which remain consistent with its original proposal

IndusInd Bank sees further scope to cut savings, term deposit rates, says Soumitra Sen

The cost of deposit of the bank in the reporting quarter eased by 9 basis points (Bps) year-on-year, and 6 bps on-quarter.

Why IRDAI wants insurers to appoint an in-house ombudsman and what it means for policyholders

The insurance regulator has released a draft framework to mandate internal ombudsmen within insurance companies, and is expected to finalise the regulations by Q3FY26. Moneycontrol explains everything you need to know.

Double Trouble: IT layoffs & loan slowdown – is there a storm brewing?

Private banks, which have higher exposure to private sector employees, particularly those from IT, have witnessed an 8-12 percent contraction in their FY26 EPS estimates.

MC Interview| Canara Bank to transfer 8 NPAs worth Rs 4,000 cr to NARCL by Q3: CEO K. Satyanarayan Raju

Canara Bank’s total SMA 2 book was Rs 6,856 crore, of which Rs 5,000 crore pertain to two accounts—Rs 3,000 crore guaranteed by a state government for an irrigation project, and a rental discount real estate project in Bengaluru, Raju said.

Aim to be among Top 3 players in India, says UBS' Abhishek Joshi

Betting on UBS and Credit Suisse's synergies, Abhishek Joshi, Head of ECM India, UBS, is confident that the Indian market will remain attractive from an IPO and deals perspective this year

Shriram Finance looks at new borrowing strategy to reduce costs

Early onset of monsoon led to delay in construction activities to August and September, which had resulted in fall in AUM on construction equipment in Q1FY26, Revankar said.

Kotak Mahindra Bank Q1 FY26: a blip not a blow

The bank had an unpleasant start to FY26

Rupee opens 5 paise up at 86.47 dollar as dollar index eases

In the near term, the rupee is likely to trade in a the 86–87 range, experts say

Banking Central | How to tackle rising frauds in India's banking sector

With frauds soaring to Rs 36,014 crore in 2024-25, the RBI’s latest data paints a grim picture of systemic cracks. Time for tougher oversight and accountability.