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Reserve Bank Of India IFSC Code
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify each bank branch participating in electronic payment systems like NEFT, RTGS, and IMPS.
For banks in India, the IFSC code typically starts with four alphabet code (unique for each bank), followed by a zero (0), and ends with a unique branch code.
The IFSC code is structured as follows:
- The first four characters represent the bank code (unique to each bank)
- The fifth character is always ‘0’, reserved for future use
- The last six characters identify the specific branch
For example, the State Bank of India (SBI) IFSC code SBIN0001707 refers to the SBI Parliament Street branch, New Delhi. Here, the four alphabets ‘SBIN’ represents the bank code, ‘0’ is a control character, and the last six digits denote the specific branch.
How Can You Find Reserve Bank Of India IFSC Code?
- Search by Location: Select the state, district, and branch to find the IFSC code.
- Search by IFSC Code: Enter the IFSC code to get branch details.
IFSC and MICR Codes FAQs
What is an IFSC code?
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code assigned by the Reserve Bank of India to uniquely identify bank branches involved in online money transfers.
How can I find the IFSC code of a branch?
You can locate the IFSC code by selecting the bank, state, district, and branch name from the search tool provided on this page. It is also printed on cheque books and bank passbooks.
Is the IFSC code the same for all branches of a bank?
No, each branch of a bank has a unique IFSC code. This ensures correct identification and routing of funds during electronic transactions.
What are IFSC codes used for?
IFSC codes are used for processing electronic payment services like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service).
Where else can I find the IFSC code of my bank branch?
Apart from online tools, IFSC codes are usually printed on your bank-issued cheque book, passbook, and sometimes in monthly account statements.
What happens if I enter an incorrect IFSC code during a transaction?
Entering an incorrect IFSC code can cause the transaction to fail or be misrouted. It’s important to double-check the code before confirming any fund transfer.
Do IFSC codes change over time?
Yes, IFSC codes can change in cases like bank mergers, branch relocations, or restructuring. It’s advisable to verify the current code before making transactions.