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Srinath Sridharan

Author, Policy Researcher & Corporate Advisor

Gender Equality: A must for India's development

BUSINESS

Gender Equality: A must for India's development

India has made commendable strides in securing and empowering its women through various schemes and policies. Yet, it falls into the category of countries classified as low in empowerment on the twin indices for women empowerment and global gender parity

Neobanks are not banks. Why is RBI not clamping down?

BUSINESS

Neobanks are not banks. Why is RBI not clamping down?

It is crucial to act swiftly if we wish to prevent a generation of young Indians from growing up with the mistaken assumption that neobanks inherently possess regulatory approval for their services

ESG Under the Microscope: Challenging the critics 

BUSINESS

ESG Under the Microscope: Challenging the critics 

Criticism serves as a catalyst for refining the ESG framework. It's through scrutiny and constructive feedback that we identify areas where ESG can be strengthened

Why Indian financial regulators need a glide path for fintech industry

BUSINESS

Why Indian financial regulators need a glide path for fintech industry

Fintech innovations hold the promise of greater financial inclusivity, improved efficiency, and enhanced customer experiences. By facilitating a conducive environment for fintechs to innovate responsibly, regulators can help drive positive transformation in the financial industry while ensuring that consumer protection and regulatory standards remain paramount

Harnessing the Power of AI: Advancing financial inclusion

BUSINESS

Harnessing the Power of AI: Advancing financial inclusion

AI is not a panacea and should be viewed as a tool that can contribute significantly to expanding inclusive financial access

Elusive global consensus on regulations leaves the crypto industry in a lurch

BUSINESS

Elusive global consensus on regulations leaves the crypto industry in a lurch

Cryptocurrencies transcend borders, necessitating international cooperation to address the complexities and risks tied to this digital asset class. A unified global approach can ensure fairness, minimise regulatory loopholes, and uphold financial stability

Climate financing is crucial for India’s net zero ambitions

BUSINESS

Climate financing is crucial for India’s net zero ambitions

One of the foremost challenges in climate financing lies in ensuring the availability of adequate funds. A shallow local bond market restricts the availability of capital at reasonable cost

Will consumers ditch cash and UPI to embrace e-rupee?

BUSINESS

Will consumers ditch cash and UPI to embrace e-rupee?

To make the e-rupee popular, the RBI needs to address the deep-seated preference for cash, the ubiquity of UPI, and the need to strike a balance between innovation and familiarity

The deafening chorus about AI safety

BUSINESS

The deafening chorus about AI safety

The undeniable power of advanced AI raises questions about its alignment with human values. The crux of ensuring advanced AI's safety resides in comprehending and mitigating risks that extend far beyond technical aspects

Pew Study: India needs to invest further in its foreign policy

BUSINESS

Pew Study: India needs to invest further in its foreign policy

For India to ascend to a position of true global influence, it must move beyond mere perceptions and focus on bolstering its diplomatic efforts, collaborating on global issues, and becoming a hub for innovation and expertise

Is India ready for the culture of WFH & hybrid-workplace?

BUSINESS

Is India ready for the culture of WFH & hybrid-workplace?

The success of work from home arrangements hinges on the establishment of trust between employers and employees. With physical supervision diminished, trust becomes the cornerstone of effective remote work

Jan Dhan scheme can show the world how to improve financial inclusion

BUSINESS

Jan Dhan scheme can show the world how to improve financial inclusion

By showcasing the potential for cost-efficient solutions that drive high levels of inclusion, India's Jan Dhan as a Service (JAAS) exports can gain momentum, drawing international partners and clients who seek both economic viability and social impact

Singularity: Can humans and machines merge for progress?

BUSINESS

Singularity: Can humans and machines merge for progress?

Singularity or the convergence of advanced AI and human consciousness opens doors to unprecedented levels of innovation, problem-solving and scientific advancements

The 6Rs: Stress-Testing the original R-regulation of banking

BUSINESS

The 6Rs: Stress-Testing the original R-regulation of banking

Financial regulation fosters transparency and accountability while supervision is an essential corollary for monitoring and overseeing compliance

The Green Pivot: Autonomous electric vehicles have the potential to reshape the economy 

BUSINESS

The Green Pivot: Autonomous electric vehicles have the potential to reshape the economy 

The convergence of AI and battery technology has created a new era of possibilities that can reshape the global economy

BFSI Attrition: Blame it on the faulty recruitment process

BUSINESS

BFSI Attrition: Blame it on the faulty recruitment process

To succeed in a highly competitive and dynamic economic landscape, banks must prioritise hiring and nurturing top-notch talent, focusing on retaining the best human resources

The have nots in a data-driven society need inclusion

BUSINESS

The have nots in a data-driven society need inclusion

The stark reality is that not everyone has equal access to digital opportunities, leading to exclusion and widening the gap between those who are connected and those who are not

UPI’s path to securing global status is strewn with many obstacles

BUSINESS

UPI’s path to securing global status is strewn with many obstacles

While UPI has undeniable potential to replicate its success overseas, strategic planning and concerted efforts are required

India’s youth is key to steer firms towards sustainable supply chains 

BUSINESS

India’s youth is key to steer firms towards sustainable supply chains 

By aligning consumption choices with sustainability goals, the Indian youth will drive demand for environmentally friendly and socially responsible products and services 

Is fundamental right to livelihood possible?

BUSINESS

Is fundamental right to livelihood possible?

The right to livelihood encompasses more than just the ability to earn a living. It encompasses the right to work, the right to fair wages, and the right to decent working conditions

Online gaming doesn't need GST hike vilification but more acceptance

BUSINESS

Online gaming doesn't need GST hike vilification but more acceptance

Instead of relying solely on taxation, the government should explore alternative measures to ensure responsible gaming practices and protect gamers from potential addiction or financial challenges

Tax proposals should be planned and implemented like test cricket

BUSINESS

Tax proposals should be planned and implemented like test cricket

A tax plan should be designed to minimise distortions and promote economic efficiency. This involves aligning tax rates and incentives with desired economic behaviours, avoiding excessive complexity, and encouraging productivity, investment and innovation

India energised with the triad of Surya-Vayu-Jaiv Gas  

BUSINESS

India energised with the triad of Surya-Vayu-Jaiv Gas  

The declining cost per unit of power through solar and wind, along with the potential of biogas generation, opens up avenues for a decentralised and environmentally friendly energy sector in India

Why Indian PSU bank chiefs deserve better pay

BUSINESS

Why Indian PSU bank chiefs deserve better pay

Higher pay for PSU bankers would not only recognise their efforts but also motivate them to excel in risk management

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