BUSINESS
Indian equities touched all-time highs in 2023 – What’s in store for 2024?
Favourable factors like BJP’s strong standing going into Lok Sabha polls, the US Fed’s anticipated rate cuts, and strong buying by FIIs and domestic mutual funds suggest the party will continue into the first half of 2024. But as usual there are risk factors too
BUSINESS
Is NPS the best retirement planning tool?
NPS can be a viable investment option for retirement planning, considering the tax benefits and asset mix. However, investors need to evaluate the tax implications and future returns, especially regarding annuity investment and withdrawal policies
BUSINESS
Cracking Rent vs Buy, the classic personal finance dilemma
Property prices are fairly high in India. It perhaps comes as no surprise then that buying versus renting is among the top 5 searches on Google related to financial planning. So, should you rent or buy? We crunch data to help you decide.
BUSINESS
Personal Finance: Investment myths that need to be busted
Equity is similar to other asset classes and has its own cycles. Even debt returns can outperform inflation during different periods
BUSINESS
Insurance is not an investment; do not combine the two
An insurance-cum-investment product does not provide meaningful returns nor does it provide adequate coverage. Since there is a cost to the attached insurance, the return is lower. Since it is a money-back policy, the sum assured is lower. In other words, it is the worst of both worlds
BUSINESS
Where to invest in debt in a rising interest rate regime
Fixed deposits may look attractive now but gilt funds are also a low-risk option that could offer higher returns than FDs
BUSINESS
Retirement Corpus | A realistic approach for those blissful golden years
Since individual lifestyles, aspirations, and ROI profiles are different, their respective retirement corpus requirement would also be different
BUSINESS
Want to do a Rakesh Jhunjhunwala for portfolio returns? Use this simple investment logic
Anyone can not only outperform the market, but also match a professional investor if they follow a process and be patient with their proven investment strategy/decision
BUSINESS
Financial Resolutions for the New Year
Divide expenses between essentials and discretionary spending
MUTUAL-FUNDS
Secrets about mutual fund investing which experts do not tell you
We’re all told when it is the right time to make an investment; seldom are we told when to sell our investments to maximise our returns
BUSINESS
Equity MFs: Are 2-yr CAGR returns a better indicator than 3- or 5-yr returns?
Here is one quick rule of thumb that has worked in the past while shortlisting equity MFs
BUSINESS
Term insurance: How much should your coverage amount be?
The term insurance cover should be calculated after factoring in existing savings and investments
BUSINESS
The Nifty P-E is at an all-time high, but this is not the time to sell
Standalone or absolute P-E ratio levels seem to be less relevant. Here’s a new yardstick that will help investors make buy-sell decisions
