BUSINESS
Here is how to invest smartly if you earn Rs 1 lakh a month
Moneycontrol walks you through the simple ways you can structure savings, cover financial basics and invest smartly, read on
BUSINESS
PPFAS launches Parag Parikh Large Cap Fund, NFO opens today; here are the details
The scheme will offer direct and regular plans, with minimum investment is Rs 1,000, and additional investments can be made in multiples of Re 1. There are no entry or exit loads
BUSINESS
Budget 2026: How can FM make the new tax regime more attractive?
As Budget 2026 approaches, experts suggest tweaks to deductions, slabs and tax certainty to strengthen the new tax regime.
BUSINESS
Flipkart Axis Bank Credit Card vs Flipkart SBI Credit Card: Which one delivers better value?
Both cards deliver strong value for loyal Flipkart ecosystem users. Pick the card whose fine print aligns the best with your spending habits
BUSINESS
What third-party motor insurance actually covers and how much you pay for it
What third-party motor insurance covers, why it is compulsory, and how much vehicle owners actually pay annually.
BUSINESS
HDFC Infinia Credit Card reward cut rolled back; 5X points to continue from January 16
HDFC Bank rolls back proposed reward cut, confirms 5X points on HDFC Infinia Credit Card SmartBuy vouchers from January 16.
BUSINESS
FIRE Explained: Lean, Coast and Barista strategies for early retirement
If classic FIRE doesn’t work, these FIRE variants offer practical, flexible alternatives to achieve financial independence.
BUSINESS
Budget 2026 expectations: Time to raise tax exemptions for senior citizens?
Globally, several countries offer tax incentives for healthcare, either through deductions or tax credits.
BUSINESS
PPFAS sets January NFO dates for Parag Parikh Large Cap Fund
Parag Parikh’s first new equity fund in five years opens for subscription later this month
BUSINESS
Aditya Birla Sun Life reopens 3 international mutual funds today with Rs 1 crore daily cap
Aditya Birla Sun Life reopens select international funds, offering investors renewed access to global equities.
BUSINESS
Routing NPS investments through credit card: A smart move or a costly mistake?
Using a credit card for NPS may earn rewards but make sure that the fee, caps and uncertainty don't outweigh the benefits
BUSINESS
Equity mutual fund inflows slip 6% MoM to Rs 28,054 crore in December: AMFI data
Equity mutual fund inflows dipped in December, while debt saw heavy outflows and gold ETFs recorded a sharp surge.
BUSINESS
Want growth without panic? How core-and-satellite strategy can help navigate market volatility
The real strength of the core-and-satellite approach is balance. The core part of the portfolio does the heavy lifting. The satellite portion adds growth potential, without putting the entire portfolio at risk
BUSINESS
IDFC First Bank revises savings account interest rates up to 6.5% from January 9
IDFC First Bank revises savings account interest rates, retaining a progressive structure with higher returns on larger balances.
BUSINESS
Why the 4% FIRE rule fails in India and how you can fix the retirement plan
Household inflation and lifestyle costs such as healthcare and housing are far higher In India than what the 25x retirement calculation assumes. Moneycontrol does the maths for you, read on
BUSINESS
Amazon Pay launches fixed deposits: Check interest rate, tenure, other details
Amazon Pay expands its financial services by launching fixed deposits, offering up to 8% interest starting from Rs 1,000.
BUSINESS
How staying invested through SIPs can make you a crorepati
Building a crore-rupee portfolio does not require perfect timing or exceptional skill. It requires patience discipline, and the willingness to stay the course when progress feels slow.
BUSINESS
Got cash as wedding gifts? Here's how newlyweds can use it wisely
Newlyweds often rush to spend wedding gift money, but a simple plan can turn it into long-term financial security.
BUSINESS
Credit card ‘hacks’ most people miss
As credit card usage surges, simple hacks around timing, rewards, fees, and repayment can unlock far more everyday value.
BUSINESS
International funds surge up to 79% in 2025; what 2026 holds and which funds are open
Select international mutual funds are accepting fresh investments; here’s how they performed in 2025 and what 2026 may hold.
BUSINESS
Stuck in a debt trap? This one method helps you pay less interest and exit faster
High-interest loans keep borrowers stuck; the avalanche strategy offers a practical, interest-saving exit path.
BUSINESS
Credit card rewards are being reset, not rolled back, says BOBCARD CEO
From UPI integration to dynamic limits, credit cards are becoming more personalised and responsible, Ravindra Rai tells Moneycontrol.
BUSINESS
Why breaking investments for emergencies can cost you more than you think
How emergency fund planning protects investments, compounding returns, and long-term wealth during financial shocks.
BUSINESS
Are you in a debt trap? 5 clear signs most people ignore
Debt rarely feels dangerous at first. These five warning signs reveal when EMIs and credit cards quietly start controlling your finances.
