BUSINESS
Equity mutual fund inflows slip 6% MoM to Rs 28,054 crore in December: AMFI data
Equity mutual fund inflows dipped in December, while debt saw heavy outflows and gold ETFs recorded a sharp surge.
BUSINESS
Want growth without panic? How core-and-satellite strategy can help navigate market volatility
The real strength of the core-and-satellite approach is balance. The core part of the portfolio does the heavy lifting. The satellite portion adds growth potential, without putting the entire portfolio at risk
BUSINESS
IDFC First Bank revises savings account interest rates up to 6.5% from January 9
IDFC First Bank revises savings account interest rates, retaining a progressive structure with higher returns on larger balances.
BUSINESS
Why the 4% FIRE rule fails in India and how you can fix the retirement plan
Household inflation and lifestyle costs such as healthcare and housing are far higher In India than what the 25x retirement calculation assumes. Moneycontrol does the maths for you, read on
BUSINESS
Amazon Pay launches fixed deposits: Check interest rate, tenure, other details
Amazon Pay expands its financial services by launching fixed deposits, offering up to 8% interest starting from Rs 1,000.
BUSINESS
How staying invested through SIPs can make you a crorepati
Building a crore-rupee portfolio does not require perfect timing or exceptional skill. It requires patience discipline, and the willingness to stay the course when progress feels slow.
BUSINESS
Got cash as wedding gifts? Here's how newlyweds can use it wisely
Newlyweds often rush to spend wedding gift money, but a simple plan can turn it into long-term financial security.
BUSINESS
Credit card ‘hacks’ most people miss
As credit card usage surges, simple hacks around timing, rewards, fees, and repayment can unlock far more everyday value.
BUSINESS
International funds surge up to 79% in 2025; what 2026 holds and which funds are open
Select international mutual funds are accepting fresh investments; here’s how they performed in 2025 and what 2026 may hold.
BUSINESS
Stuck in a debt trap? This one method helps you pay less interest and exit faster
High-interest loans keep borrowers stuck; the avalanche strategy offers a practical, interest-saving exit path.
BUSINESS
Credit card rewards are being reset, not rolled back, says BOBCARD CEO
From UPI integration to dynamic limits, credit cards are becoming more personalised and responsible, Ravindra Rai tells Moneycontrol.
BUSINESS
Why breaking investments for emergencies can cost you more than you think
How emergency fund planning protects investments, compounding returns, and long-term wealth during financial shocks.
BUSINESS
Are you in a debt trap? 5 clear signs most people ignore
Debt rarely feels dangerous at first. These five warning signs reveal when EMIs and credit cards quietly start controlling your finances.
BUSINESS
Daily vs monthly vs quarterly SIP: Same investment, different result?
More SIPs don’t mean more returns; long-term investing rewards consistency, not frequency.
BUSINESS
RBI postpones January 3 deadline for faster cheque clearance within 3 hours
Phase 2, which was planned to start from January 3, 2026, was meant to make cheque clearance even faster. Banks would have had three hours to approve or reject a cheque after receiving its image.
BUSINESS
Why 10% SIP returns can deliver more wealth than 14%
A simple SIP comparison shows how steadily increasing your investment can outperform higher returns over the long term.
BUSINESS
ICICI bank revises credit card charges and benefits from January 2026
ICICI Bank has announced new credit card charges, revised rewards, and tighter benefits, effective January-February 2026.
BUSINESS
HDFC Bank tightens debit card lounge perks
HDFC’s new lounge rules mean higher spend thresholds and a shift to voucher-based access
BUSINESS
Four numbers can wreck your money goals, how to get them right
The biggest risk in your plan may not be market volatility but wrong assumptions. Find out why.
BUSINESS
SEBI cuts mutual fund expense ratios: Should you switch to lower-cost funds?
Capital gains tax, exit loads and the risk of poor timing can outweigh the benefit of slightly lower fees
BUSINESS
SEBI lowers mutual fund expense ratios: What it means for your investments
SEBI trims mutual fund costs. Here’s how the change affects investor savings.
BUSINESS
Does 15×15×15 SIP rule really help you reach Rs 1 crore?
Investing Rs 5,000 monthly for 15 years at 15% returns sounds simple but reality is complex. Lower returns, inflation and risk can derail your goals. Be optimistic but not without being realistic
