BUSINESS
ELSS or PPF: Which is the better tax-saving investment option?
While ELSS funds deliver better returns over the long term, PPF investments have a tax advantage
BUSINESS
A wish list of the tax incentives we want from Budget 2021
Incentivise financial savings, enhance credit supply and boost housing demand
BUSINESS
4 personal finance lessons from 2020 that you must not forget in 2021
As financial exigencies come unannounced, ensure that you park your emergency fund in instruments that allow instant withdrawals
BUSINESS
5 factors to consider before choosing a fixed deposit
Deposits of up to Rs 5 lakh with any small finance and small private sector banks are as safe as having deposits with any of the large private sector banks and PSBs
BUSINESS
Festive spending: Smart credit card moves to avoid debt traps
You must always factor in your repayment capacity within the next due date before making credit card spends
BUSINESS
Co-branded cards: Evaluate these factors and decide if they fit your needs
Their suitability largely depends on the consumer’s spend habits, lifestyle and brand loyalty, if any
BUSINESS
Filing your income tax returns? Here are 4 challenges that you may face
The process can be quite cumbersome in the absence of efficient financial planning, and any negligence on the tax payer's part can lead to undue payment of tax
BUSINESS
Check these 6 boxes before applying for a home loan
All these factors make it critical to plan well in advance and consolidate your finances before applying for home loan.
