Moneycontrol PRO

Moneycontrol PF Team

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How to protect your elderly parents from digital banking fraud

BUSINESS

How to protect your elderly parents from digital banking fraud

Most scams don’t succeed because parents are careless. They succeed because fraudsters sound confident, urgent, and official.

Can you open more than one PPF account? What the rules actually allow

BUSINESS

Can you open more than one PPF account? What the rules actually allow

PPF is popular, long-term and tax-efficient, but the government is very clear about how many accounts one person can legally hold.

Buying bonds online sounds easy. Here’s what can quietly go wrong

BUSINESS

Buying bonds online sounds easy. Here’s what can quietly go wrong

Apps make bonds look like fixed deposits with better returns. They are not.

Personal loans: Why some people get the money in hours and others wait days

BUSINESS

Personal loans: Why some people get the money in hours and others wait days

Approval messages come quickly. The actual cash depends on a handful of practical checks that happen after the yes.

Prepay your home loan or invest the surplus: How to make the call without regret

BUSINESS

Prepay your home loan or invest the surplus: How to make the call without regret

The smarter choice depends less on returns and more on cash flow, risk, and where you are in the loan cycle.

Why using your full credit card limit can quietly damage your credit score

BUSINESS

Why using your full credit card limit can quietly damage your credit score

Even if you pay on time, a maxed-out card sends lenders the wrong signal.

REITs or a house: Which one actually makes sense for investors today

BUSINESS

REITs or a house: Which one actually makes sense for investors today

Property feels solid and familiar, but real estate investing trusts offer a very different way to own real estate without owning a flat.

Can you negotiate your credit card interest rate? Yes, and this is how it actually works

BUSINESS

Can you negotiate your credit card interest rate? Yes, and this is how it actually works

Banks rarely advertise it, but cardholders with the right profile can sometimes get their interest rate cut.

Gold, Silver Rate Today (Feb 25) – Live Updates: Gold peaks 1% above Rs 1.61 lakh on MCX; silver up nearly 3% as volatility persists

BUSINESS

Gold, Silver Rate Today (Feb 25) – Live Updates: Gold peaks 1% above Rs 1.61 lakh on MCX; silver up nearly 3% as volatility persists

Volatility is expected to stay elevated given ongoing geopolitical developments.

Is a Rs 8 lakh health insurance cover enough once you’re in your mid-40s?

BUSINESS

Is a Rs 8 lakh health insurance cover enough once you’re in your mid-40s?

Medical costs rise sharply after 40, but the right cover depends on how you live, not just your age.

Can a step-up SIP really help you retire early?

BUSINESS

Can a step-up SIP really help you retire early?

Raising your SIP every year looks small on paper, but over time it can quietly change your retirement timeline.

Why your partner’s money behaviour matters more than romance

BUSINESS

Why your partner’s money behaviour matters more than romance

You can work through disagreements and differences, but mismatched money behaviour has a way of resurfacing at the worst moments.

Why climate change is quietly pushing up your home insurance bill

BUSINESS

Why climate change is quietly pushing up your home insurance bill

Insurance companies are no longer planning for rare disasters. They are planning for damage that shows up again and again.

Before you resign: The financial checklist that decides whether quitting feels freeing or frightening

BUSINESS

Before you resign: The financial checklist that decides whether quitting feels freeing or frightening

Leaving a job without financial prep doesn’t just affect income. It changes how every expense feels.

Your bank froze your account. Here’s how to get access back, step by step

BUSINESS

Your bank froze your account. Here’s how to get access back, step by step

Account freezes feel dramatic, but most are paperwork problems, not financial disasters.

Your credit after a loan default: How to climb back, step by step

BUSINESS

Your credit after a loan default: How to climb back, step by step

A default stays on your record for years, but lenders pay close attention to what you do after it. Recovery is slow, practical, and very possible.

If your stockbroker shuts down, do you actually lose your investments?

BUSINESS

If your stockbroker shuts down, do you actually lose your investments?

A broker’s failure feels personal, but your shares and funds don’t vanish with the company. What matters is where they are legally held.

Man or machine: Can you really rely on AI for your investments?

BUSINESS

Man or machine: Can you really rely on AI for your investments?

As artificial intelligence reshapes finance, investors must decide how much trust to place in algorithms managing their money.

The hidden cost of cheap cover: How under-priced group health insurance can backfire

BUSINESS

The hidden cost of cheap cover: How under-priced group health insurance can backfire

When group health premiums look too good to be true, employees may ultimately pay the price.

The small form that protects your family: Why naming a nominee truly matters

BUSINESS

The small form that protects your family: Why naming a nominee truly matters

A simple nomination can decide how smoothly your loved ones receive financial support when they need it most.

Which EMI hurts less: Personal loan or credit card swipe?

BUSINESS

Which EMI hurts less: Personal loan or credit card swipe?

They both promise easy monthly payments, but the maths under the hood is very different.

Worried someone took a loan using your PAN? Here’s how to find out

BUSINESS

Worried someone took a loan using your PAN? Here’s how to find out

A quick credit check can tell you whether your PAN is being misused, before the damage spreads.

Does a debit card EMI mess with your credit score?

BUSINESS

Does a debit card EMI mess with your credit score?

It feels safer than a credit card, but a debit card EMI still leaves a footprint on your credit history.

Aadhaar-UAN linking: The no-nonsense way to get it done

BUSINESS

Aadhaar-UAN linking: The no-nonsense way to get it done

One small mismatch can quietly block claims, transfers, and even passbook access. This is how to link Aadhaar to your UAN without going in circles.

Advisory Alert: It has come to our attention that certain individuals are representing themselves as affiliates of Moneycontrol and soliciting funds on the false promise of assured returns on their investments. We wish to reiterate that Moneycontrol does not solicit funds from investors and neither does it promise any assured returns. In case you are approached by anyone making such claims, please write to us at grievanceofficer@nw18.com or call on 02268882347