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Room rent limits in health insurance in 2025: How sub-limits and co-pay clauses can cut your claim payout

BUSINESS

Room rent limits in health insurance in 2025: How sub-limits and co-pay clauses can cut your claim payout

Your sum insured can look generous on paper, but three common clauses can still turn a “cashless” claim into a sizeable out-of-pocket bill.

Home loan savings in 2025: Balance transfer vs part-prepayment vs tenure reset, what cuts interest the most

BUSINESS

Home loan savings in 2025: Balance transfer vs part-prepayment vs tenure reset, what cuts interest the most

If your home loan still feels heavy despite all the talk of rate cuts, the issue may not be the EMI. It is usually the lever you are pulling, and when you are pulling it.

Why retirement plans fail when comfort matters most

BUSINESS

Why retirement plans fail when comfort matters most

Retirement problems rarely appear overnight, they build quietly through small mistakes made years earlier.

How to pick a business credit card that actually works for you

BUSINESS

How to pick a business credit card that actually works for you

A business credit card should simplify expenses, not quietly add to your stress.

Why your credit card application failed even with a solid credit score

BUSINESS

Why your credit card application failed even with a solid credit score

You checked your score, felt confident, applied for the card and still got rejected. If that left you confused, you are definitely not the only one.

The real cost of pet ownership in India in 2025: A practical budgeting guide for pet parents

BUSINESS

The real cost of pet ownership in India in 2025: A practical budgeting guide for pet parents

A pet is not a one-time spend, it is a long-term monthly commitment with occasional big-ticket surprises.

The true cost of home ownership in India in 2025: Beyond the sticker price

BUSINESS

The true cost of home ownership in India in 2025: Beyond the sticker price

From stamp duty and loan interest to maintenance, taxes and repairs, the real cost of owning a home is far higher than the price you agree to pay on paper.

Financial therapy for money fights: How to stop arguing about the same things

BUSINESS

Financial therapy for money fights: How to stop arguing about the same things

If money keeps triggering fights or guilt, the problem may not be your budget but your relationship with money.

Choosing a life insurer that will stand by your family

BUSINESS

Choosing a life insurer that will stand by your family

The right life insurer is not the cheapest one, but the one your family can actually rely on when it matters most.

Five year-end getaways that fit every travel budget

BUSINESS

Five year-end getaways that fit every travel budget

Whether you want a quick escape or a big break, year-end travel has options that do not demand overspending.

Why your credit score refuses to move up

BUSINESS

Why your credit score refuses to move up

If your credit score is stuck below 500, chances are it is not bad luck but a few repeat mistakes quietly pulling it down.

Bihar government releases holiday list 2026: Check full list of general, restricted holidays

BUSINESS

Bihar government releases holiday list 2026: Check full list of general, restricted holidays

It is to be noted that the dates of Muslim festivals are subject to change based on the sighting of the moon.

Why your money plan cannot stay the same once your family grows

BUSINESS

Why your money plan cannot stay the same once your family grows

As life adds people, responsibilities and dreams, your finances need to grow up too.

Buying health insurance online? Here’s what to check in 2025 so your claim is not cut

BUSINESS

Buying health insurance online? Here’s what to check in 2025 so your claim is not cut

Buying online is easy. Using the policy smoothly during a hospitalisation is where most people realise what they missed.

How to check if your term insurance cover is enough for your family in 2025

BUSINESS

How to check if your term insurance cover is enough for your family in 2025

A term plan that looked sufficient a few years ago may no longer match today’s income, loans, or family responsibilities.

Investing for kids: Why starting early matters more than the returns

BUSINESS

Investing for kids: Why starting early matters more than the returns

Investing for children is not just about education or marriage costs. It is about time, flexibility, and protecting choices you do not even see yet.

What makes a life insurer trustworthy? Start with claim settlement behaviour

BUSINESS

What makes a life insurer trustworthy? Start with claim settlement behaviour

Premiums and features sell policies, but claim settlement is what proves whether life insurance will actually protect a family.

Your credit card OTP is your last line of defence. Why sharing it can empty your account

BUSINESS

Your credit card OTP is your last line of defence. Why sharing it can empty your account

No bank employee, merchant, or courier ever needs your OTP. If someone asks for it, you are already being scammed.

Fake credit card limit upgrade scams: How they trap you and 5 simple ways to stay safe

BUSINESS

Fake credit card limit upgrade scams: How they trap you and 5 simple ways to stay safe

If someone offers an “instant limit enhancement” and asks for card details or an OTP, it is not an upgrade. It is a fraud attempt.

How to do a financial check-up for ageing parents without making it awkward

BUSINESS

How to do a financial check-up for ageing parents without making it awkward

A calm, structured “money check-up” can reduce stress, prevent fraud, and ensure your parents’ wishes are respected, without making them feel like they are losing control.

Should you buy a second home in India or just rent the dream when you need it?

BUSINESS

Should you buy a second home in India or just rent the dream when you need it?

A second property can be a solid long-term asset, but it can also become an expensive lifestyle upgrade. The decision is easier when you separate what you want emotionally from what you need financially.

The “money file” your spouse and kids will thank you for

BUSINESS

The “money file” your spouse and kids will thank you for

A small, updated pack of information can save your family days of stress, prevent missed payments, and make claims and paperwork far less painful if something happens to you.

Should you move your home loan to a new lender? A clear-eyed guide before you switch

BUSINESS

Should you move your home loan to a new lender? A clear-eyed guide before you switch

A lower interest rate looks tempting, but a home loan transfer only makes sense if the maths and the mechanics both work in your favour.

Lost your phone and wallet together? A practical playbook to protect your money fast

BUSINESS

Lost your phone and wallet together? A practical playbook to protect your money fast

This is one of those modern emergencies where speed matters. If you act in the right order, you can usually stop the damage before it spreads.

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