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Retirement math mistakes: How small errors today can derail your future plans

BUSINESS

Retirement math mistakes: How small errors today can derail your future plans

Planning your retirement is more than a numbers game — avoid these common mistakes to secure your golden years.

Safeguarding your home: Smart ways to protect collateral in secured loans

BUSINESS

Safeguarding your home: Smart ways to protect collateral in secured loans

Using your home as loan collateral can give you access to funds, but it also carries serious risks if not managed wisely.

Set-off and carry forward losses: How they help reduce your tax burden

BUSINESS

Set-off and carry forward losses: How they help reduce your tax burden

Understanding set-off and carry forward of losses can help you optimise tax payments and manage your finances better.

Startup India scheme decoded: Funding, eligibility and benefits for budding entrepreneurs

BUSINESS

Startup India scheme decoded: Funding, eligibility and benefits for budding entrepreneurs

The government-backed initiative offers financial support and regulatory benefits to boost India’s startup ecosystem.

Switching smart: Why porting your health insurance could be the best move for you?

BUSINESS

Switching smart: Why porting your health insurance could be the best move for you?

 Experts highlight how changing insurers can give you better coverage, lower costs, and added benefits.

GST cuts and your pocket: Do they truly mean real savings?

PERSONAL-FINANCE

GST cuts and your pocket: Do they truly mean real savings?

Understanding how GST rate reductions impact prices can help buyers make smarter spending decisions.

Loan against property in 2025: Smart tips to secure the best rates and fast approval

PERSONAL-FINANCE

Loan against property in 2025: Smart tips to secure the best rates and fast approval

Leveraging property value can be a powerful way to meet financial needs — if you know how to get the best deal.

Instant gold loans via UPI: How technology is making borrowing faster

PERSONAL-FINANCE

Instant gold loans via UPI: How technology is making borrowing faster

With UPI integration, gold loans are becoming quicker, simpler, and more accessible than ever before.

Gifting mutual funds made easy: How to transfer units in non-demat mode

PERSONAL-FINANCE

Gifting mutual funds made easy: How to transfer units in non-demat mode

Passing on your mutual fund units to family or friends doesn’t always need a demat account—here’s how you can do it seamlessly.

One day late: How much impact does it really have on your credit score?

PERSONAL-FINANCE

One day late: How much impact does it really have on your credit score?

Even small delays in payments can affect your credit health, but the extent depends on several factors.

Celebrate stress-free: Using personal loans smartly for festival expenses

BUSINESS

Celebrate stress-free: Using personal loans smartly for festival expenses

Festivals can strain your budget, but a well-planned personal loan can help you enjoy celebrations without financial worries.

Does marriage cancel your old Will? Here’s what happens if a partner dies

BUSINESS

Does marriage cancel your old Will? Here’s what happens if a partner dies

Understanding the legal validity of a Will made before marriage can save families from future disputes.

Beyond stocks and bonds: Exploring alternative investments to diversify in 2025

BUSINESS

Beyond stocks and bonds: Exploring alternative investments to diversify in 2025

Alternative investments offer new ways to grow wealth and reduce risk in a changing economic landscape.

EMI vs SIP: Why paying yourself first could save you thousands

BUSINESS

EMI vs SIP: Why paying yourself first could save you thousands

Choosing the right approach to managing loans and investments can protect your finances and secure your future.

Do you get capital gains exemption by reinvesting share sale proceeds?

BUSINESS

Do you get capital gains exemption by reinvesting share sale proceeds?

Reinvestment of gains on sale of stock can provide relief from taxation through certain provisions of the Income Tax Act.

Critical illness insurance in 2025: Everything you need to know before you buy

BUSINESS

Critical illness insurance in 2025: Everything you need to know before you buy

Protect your health and finances with a policy that covers major illnesses and gives peace of mind.

FD-backed credit cards: A smart way to build credit with your savings

BUSINESS

FD-backed credit cards: A smart way to build credit with your savings

Using your fixed deposit as security, you can unlock the benefits of a credit card while minimizing risks.

Credit card fraud explained: Types, detection and prevention strategies you must know

BUSINESS

Credit card fraud explained: Types, detection and prevention strategies you must know

As digital transactions grow, so do fraud risks—understanding them can help you stay protected.

Is higher health insurance cover always the smarter choice?

BUSINESS

Is higher health insurance cover always the smarter choice?

Greater sum insured may feel like greater security, but protection is not solely determined by how much your cover is.

TDS rules for post office savings explained: What investors should know

BUSINESS

TDS rules for post office savings explained: What investors should know

Knowledge of the tax rules on post office savings will enable you to plan your investments better.

Margin trading in India explained: Key rules, costs, and risks to know

BUSINESS

Margin trading in India explained: Key rules, costs, and risks to know

Margin trading allows investors to borrow funds to raise wagers on the stock market, but at great risk if not properly managed.

How many Sukanya Samriddhi accounts can you open in one family?

BUSINESS

How many Sukanya Samriddhi accounts can you open in one family?

The Sukanya Samriddhi Yojana permits parents to save for the future of their daughters but puts a restriction on the opening of accounts.

Don’t sign your loan agreement until you know these key details

BUSINESS

Don’t sign your loan agreement until you know these key details

A loan document is a binding agreement, and the more you understand about its nitty-gritty, the less likely you are to suffer financial trauma later.

Last chance alert for September 30: Complete these financial tasks today or miss out!

BUSINESS

Last chance alert for September 30: Complete these financial tasks today or miss out!

From routine compliance requirements like Jan Dhan account re-KYC, crucial registration renewals for charitable trusts to switch to Unified Pension Scheme (UPS) september 30 demands close attention.

Advisory Alert: It has come to our attention that certain individuals are representing themselves as affiliates of Moneycontrol and soliciting funds on the false promise of assured returns on their investments. We wish to reiterate that Moneycontrol does not solicit funds from investors and neither does it promise any assured returns. In case you are approached by anyone making such claims, please write to us at grievanceofficer@nw18.com or call on 02268882347