BUSINESS
Customers are investing more in FDs despite lower interest rates: DCB Bank
Retail investors now have fewer avenues to spend, due to the lockdown. So, there has been an increase in savings
BUSINESS
What you need to know about taking a gold loan
How is the value of ornaments calculated, which lenders are the best and all the important questions answered about taking a gold loan
BUSINESS
We expect increased defaults on home loan EMIs: Sovan Mandal of IMGC
As per the latest data available, 26 per cent of our customers are in the moratorium phase
BUSINESS
How the UPI AutoPay feature can help you manage all recurring payments
With this feature, consumers can set up auto debit instructions on their UPI mobile applications from their linked bank account
BUSINESS
Explained | How BHIM UPI users can record complaints online
The response to your complaint will be mailed to your registered email ID by the customer support team
BUSINESS
Struggling to pay your child’s school fees due to salary cuts? Here are some options
Some schools have stepped forward to offer financial relief to parents who’ve faced job losses or salary cuts
BUSINESS
Explained: All you need to know about zero-balance savings accounts
You have the right to withdraw the entire funds any time and can maintain zero balance in this basic savings account
BUSINESS
COVID-19 lockdown: Opening a fixed deposit online made easy
Net banking and mobile apps make the entire process easy and smooth
BUSINESS
Beware of online frauds while going digital during the pandemic
Fraudsters target vulnerable customers through random calls and messages
BUSINESS
Do you know how much your bank charges and penalises you? Read on
These charges can nibble away at your bank balances
BUSINESS
COVID-19 lockdown: How WhatsApp can double up as your banking assistant
Customers can access a host of their banking requirements on their own, without visiting a branch
BUSINESS
Opening a bank account online: All you need to know
You need to provide your Aadhaar number for the process to be successful
BUSINESS
Are expensive travel credit cards needed when flying is restricted?
Considering the present crisis, holding such expensive credit cards in your wallet is of no value
BUSINESS
Inflated electricity bill: Should you pay in instalments or settle it in a single lump-sum?
You will have to stop or pause the auto-debt facility if you have disputes with inflated bills
BUSINESS
Stood as guarantor? Know how to protect yourself if the borrower defaults on loans
When a borrower is unable to make repayments in time, the liability falls upon the guarantor to make good the dues
BUSINESS
Unlock 2.0: Banks will charge for these services from July 1
Some of the relief measures announced for bank customers earlier will now be slowly rolled back
BUSINESS
Credit report: How you can access it for free and rectify errors
If you have a higher credit score, you can also negotiate for better interest rates on loans
BUSINESS
Those who opt for moratorium should not apply for fresh loans: TransUnion CIBIL
We expect a drop in approval rates for all major retail products
BUSINESS
RBI guidelines to rein in fintechs that use bullying recovery tactics
RBI’s move to bring in more transparency on lending ensures that borrowers know who they are dealing with, upfront
BUSINESS
Know your rights to fend off recovery bullies unleashed by fintech lenders
When you borrow, you’ve got to repay. But lenders cannot humiliate you and use aggressive methods for recovery
BUSINESS
4 factors that may hurt your credit score despite the loan moratorium
Every time you skip an EMI or a credit card payment, your scores get impacted
BUSINESS
Omicron crisis: 5 ways to trim your expenses and free up cash in your budget now
You must take control of your finances even more now curb expenditure
BUSINESS
Buying a used car during COVID times? Be aware of the paperwork on loans and insurance covers
Interest rates on used-car loans are generally higher compared to those on new car loans
BUSINESS
Up to 72% respondents say they will soon take a personal loan to meet high-priority expenses: IndiaLends Survey
The nationwide survey of nearly 5,000 respondents threw up surprises on number of respondents opted for loan moratorium, planning to take personal loan, struggling to continue with investments and more.
