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Hiral Thanawala

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Loading the shopping cart: Top credit cards for cashback, rewards this festival season

BUSINESS

Loading the shopping cart: Top credit cards for cashback, rewards this festival season

Maximize festival savings with top credit cards offering cashback, rewards, and discounts on e-commerce platforms such as Amazon and Flipkart

Tata Capital, LG Electronics, or others? Here's a checklist before you take the IPO plunge

BUSINESS

Tata Capital, LG Electronics, or others? Here's a checklist before you take the IPO plunge

Seven major IPOs, including Tata Capital and LG Electronics, are set to raise over Rs 30,000 crore tis week but investors should prioritise fundamentals over hype and avoid speculative bets

Diwali bonus: Spend wisely, invest smart for a brighter future

BUSINESS

Diwali bonus: Spend wisely, invest smart for a brighter future

Maximize your Diwali bonus by striking a balance between celebrations and financial goals. Allocate wisely, budget, pay off debt, and invest for a secure financial future

Faster cheque clearance from tomorrow: Here is what you need to know

BUSINESS

Faster cheque clearance from tomorrow: Here is what you need to know

From October 4, banks will clear cheques the same day, enhancing payment security and speed

RBI's new authentication directions will boost security, trust in digital payments, say experts

BUSINESS

RBI's new authentication directions will boost security, trust in digital payments, say experts

The RBI has come out with new authentication guidelines to secure digital payments, mandating dynamic two-factor authentication and encouraging alternative methods such as biometrics. These norms will come into effect from April 1

RBI strengthens grievance redressal, rural cooperative banks brought under ombudsman scheme

BUSINESS

RBI strengthens grievance redressal, rural cooperative banks brought under ombudsman scheme

Rural cooperative banks have been brought under the purview of the RBI Ombudsman Scheme, extending these enhanced customer protection services to a wider customer base

RBI rolls out digital makeover for Basic Savings Bank Deposit Accounts

BUSINESS

RBI rolls out digital makeover for Basic Savings Bank Deposit Accounts

The Reserve Bank of India has announced that Basic Savings Bank Deposit Accounts will now include digital banking services like mobile and internet banking.

RBI leave repo rate unchanged: What it means for home loan borrowers

BUSINESS

RBI leave repo rate unchanged: What it means for home loan borrowers

The RBI's decision to keep the repo rate unchanged at 5.5 percent means home loan EMIs and interest burdens will stay the same, providing stability for borrowers

Returning to India: A financial checklist for NRIs

BUSINESS

Returning to India: A financial checklist for NRIs

NRIs returning to India should consider key financial aspects like job security, settling credit card dues, managing bank accounts, health insurance and estate planning for a smooth transition

Gold loan market jumps 122% as gold prices continue to hit all-time highs; Know hidden risks

BUSINESS

Gold loan market jumps 122% as gold prices continue to hit all-time highs; Know hidden risks

The gold loan market has surged 122% year-on-year to Rs 2.94 lakh crore as of July 2025, driven by rising gold prices, eased regulations, and increased accessibility for low-credit borrowers.

IndiGo and SBI Card launch co-branded credit card: Right choice for frequent flyers?

BUSINESS

IndiGo and SBI Card launch co-branded credit card: Right choice for frequent flyers?

The IndiGo SBI credit card offers rewards in IndiGo BluChips, airport lounge access, and insurance benefits, but it has downsides and mixed reviews on its value proposition and fee structure.

Navigating the 2026 admission season: How to realise US dreams amid visa policy shifts

BUSINESS

Navigating the 2026 admission season: How to realise US dreams amid visa policy shifts

H-1B Visa Policy: Indian students face uncertainty due to a new $100,000 fee for fresh H-1B visa petitions, but experts advise strategic planning, skill-building, and exploring alternatives like Canada, the UK, and Australia.

Scammers on the prowl, here's how to shop safe during festival season

BUSINESS

Scammers on the prowl, here's how to shop safe during festival season

Fake e-commerce offers, travel scams, KYC frauds and SIM-swaps are common during the shopping season. Moneycontrol offers a guide to a fraud-free festival season

Don't let your cyber legacy go dark, include virtual assets in your will

BUSINESS

Don't let your cyber legacy go dark, include virtual assets in your will

Estate planning should include digital assets such as cryptocurrencies, social media profiles and online businesses to preserve legacy, prevent disputes and ensure smooth transition of assets to heirs

Navigating Trump’s H-1B visa order: Expert advice for students and professionals

BUSINESS

Navigating Trump’s H-1B visa order: Expert advice for students and professionals

The new H-1B visa proclamation introduced a $100,000 fee for new petitions, affecting Indian professionals and students. Existing H-1B holders and renewals are exempt, but new entries face significant financial hurdles.

Travelling abroad this festive season? Here's how you can manage foreign currency effectively

BUSINESS

Travelling abroad this festive season? Here's how you can manage foreign currency effectively

Travelers can manage foreign currency effectively by using prepaid forex cards, keeping some cash for essentials, and reserving credit/debit cards for emergencies, while avoiding hidden fees and exchange rate fluctuations.

The importance of clear succession planning: Lessons from Sunjay Kapur's estate dispute

BUSINESS

The importance of clear succession planning: Lessons from Sunjay Kapur's estate dispute

The Kapur family's inheritance dispute highlights the importance of clear succession planning, transparent wills and estate planning tools to prevent prolonged legal battles and emotional distress within families

Four years of Account Aggregator framework: How India’s financial dashboard is shaping up

BUSINESS

Four years of Account Aggregator framework: How India’s financial dashboard is shaping up

Account Aggregators are RBI-regulated entities that facilitate consent-based sharing of financial data between individuals and lenders.

Amazon Pay ICICI Credit Card gets a makeover: Forex charges cut, cashback rules tweaked

BUSINESS

Amazon Pay ICICI Credit Card gets a makeover: Forex charges cut, cashback rules tweaked

The Amazon Pay ICICI Bank Credit Card will update its benefit structure from October 11, with reduced forex charges and a modified list of spend categories ineligible for cashbacks.

UPI raises daily P2M payment limit to Rs 10 lakh from September 15: High-value payment for insurance, investment unlocked

BUSINESS

UPI raises daily P2M payment limit to Rs 10 lakh from September 15: High-value payment for insurance, investment unlocked

NPCI has raised the Person-to-Merchant (P2M) UPI transaction limits to Rs 5 lakh per transaction from September 15. with specific daily limits for categories such as insurance, capital markets and travel at Rs 10 lakh.

Mini retirements: A growing trend among Indians, 64% Gen Z and 58% millennials in favour, reveals HSBC survey

BUSINESS

Mini retirements: A growing trend among Indians, 64% Gen Z and 58% millennials in favour, reveals HSBC survey

85% of Indians believe mini retirements enhance quality of life, with 48% planning to take at least one break, and 44% considering multiple breaks over their lifetime.

Flipkart SBI Credit Card: Worthwhile addition for frequent online shoppers?

BUSINESS

Flipkart SBI Credit Card: Worthwhile addition for frequent online shoppers?

SBI Card and Flipkart launch co-branded credit card offering up to 5 percent cashback on Flipkart and Cleartrip transactions, and 7.5 percent cashback on Myntra purchases.

Money Matters: Be the teacher your child needs for financial success

BUSINESS

Money Matters: Be the teacher your child needs for financial success

Parents can empower children with financial wisdom by teaching budgeting, saving, banking and responsible spending. Financial frauds and debt management should also be discussed for a secure financial future

Beyond classroom education: Can home-schooling be a smarter, cheaper alternative?

BUSINESS

Beyond classroom education: Can home-schooling be a smarter, cheaper alternative?

The cost of homeschooling can range from Rs 45,000 to Rs 2 lakh a year but beyond the finances, families must weigh its trade-offs — greater flexibility and innovative learning on one hand, and potential gaps in discipline, quality of education and social skills on the other

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