Small Savings Scheme

Interest rate on popular options like PPF (7.1%), NSC (7.7%), Sukanya Samriddhi (8.2%) and SCSS (8.2%) remain unchanged.

Small Savings Schemes: Income proof needed if investment exceeds Rs 10 lakh

The postal authorities have been asked to report cash transactions valued at Rs 10 lakh or above.

Budget 2023: Big boost on cards for Sukanya Samriddhi Yojana, other small saving schemes

The government is likely to rely on small savings schemes in Budget 2023 to finance is fiscal deficit and could raise around Rs 5 lakh crore from them.

The scary prospect of pauperisation of small savers 

If economic compulsions demand a status quo on small savings rates, the government should think of other measures to shield senior citizens and retirees from the price punch   

Despite government’s U-Turn on small saving interest rates, don’t rush for PPF before April 5

Many investors invest entire lumpsum in PPF between April 1-4 because of the way interest is calculated. But a closer look at this strategy reveals it does not make much difference.

Govt slashes interest on PPF, NSC and other small savings schemes - here are the new rates

Interest rates on PPFs for the first quarter of FY20-21 have been cut by 80 bps to 7.1 percent.

Govt may cut interest rate on PPF, NSC, Senior Citizen Saving Scheme & Sukanya Samriddhi Yojana

The government official sees scope for a 50 bps repo rate cut

Managing Money with Moneycontrol | Will absence of tax benefits make small saving schemes less attractive?

Moneycontrol, Sakshi Batra gets in conversation with Amit Singhania, Partner at Shardul Amarchand Mangaldas, to find out more about investors’ small savings schemes.

PPF, NSC, SCSS interest rates falling gradually; Should you invest?

In the long run, chances are that investments in small saving schemes may not be able to get good returns as compared to other investment options available in the market.

Macro Eco Survey 2016: Undeserving people mooching off needy when it comes to subsidies

The central and state governments subsidise a wide range of products — including rice, wheat, pulses, sugar, kerosene, LPG, naphtha, water, electricity, fertiliser, iron ore, railways, among others — in order to make these affordable.

Govt may announce revised Small Savings Scheme soon

Under the revised scheme, interest rates may be revised every quarter. Savings schemes such as PPF, NSC may see a marginal dip. Sources also add that the maximum impact is likely to be on schemes of up to five years