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Agents must respect the borrower’s privacy. Maintain hours of contact and avoid recovery calls/visits during inappropriate occasions
The proposal to evaluate 26% ceiling on voting rights is viewed as a step towards removing the restrictions around foreign banks taking strategic initiatives. Change will be applicable only to banks operating through the wholly owned subsidiary route.
Stronger banks will pay less, weaker banks will pay more, and the rules of risk are being rewritten
Under the Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) scheme, eligible farmer families receive Rs 6,000 per year, paid in three equal instalments of Rs 2,000 each
New framework aims to simplify operations, expand coverage and align farm credit with emerging needs
With FD rates likely to remain flat, investors may need to explore other fixed-income opt
RBI repo rate impact on home loan interest rate: Most home loans in India have floating interest rates. With no change in the repo rate, your EMIs are unlikely to rise for now.
A pattern which started in 2020 has become the playbook for private banks. Does this suggest reluctance to hire young dynamic private bankers or signal a lack of leadership bench strength in private banks?
Depositing surplus funds in an overdraft-linked account reduces the loan balance and helps save interest over time
Bond market participants feel that the headline fiscal numbers were largely reassuring, but the elevated gross supply of dated securities could weigh on yields until clarity emerges on demand conditions making support from Reserve Bank of India very critical to determine the trajectory hereon.
The Finance Minister’s announcement of a banking panel suggests a shift — from fixing bank balance sheets to questioning what banks are meant to do next
Shares of Power Finance Corporation and REC rallied over 4% each after the finance minister proposed restructuring the two state-run lenders.
A central element of the strategy is the proposed restructuring of PFC and REC
Upon loss of the key, the locker-hirer is obliged to immediately inform the bank, whereupon the bank is entitled to follow a prescribed ‘break-open’ procedure strictly in accordance with its standard operating protocol.
The Centre has reiterated a consolidation path, with the fiscal deficit targeted at 4.4% of GDP for FY26 and a stated intent to keep the glidepath intact.
Chaudhry warned that sluggish deposit growth could ultimately start impacting India's credit and economic growth
Yes Bank’s Q3 profit growth was driven largely by a steep 91 percent year-on-year fall in provisions, helping lift return on assets to around 0.9 percent. However, several brokerages said that the improvement was not backed by a meaningful acceleration in core growth or sustainable returns.
HDFC Bank shares fell moderately in the opening trade on Monday, post the lender's Q3 FY26 results, giving up the pre-earnings gains. Brokerages were bullish on the lender's medium term outlook.
ICICI Bank Q3 FY26 Financial Results: ICICI Bank reported a 4 percent year-on-year decline in standalone net profit to Rs 11,318 crore in Q3 FY26, as higher provisions weighed on earnings, even as net interest income rose and asset quality improved during the quarter.
HDFC Bank Q3 FY26 Results: HDFC Bank reported an 11.5 percent year-on-year rise in Q3 FY26 standalone net profit to Rs 18,650 crore, with net interest income growing 6.4 percent, while asset quality remained stable.
Yes Bank’s standalone net profit jumped 55.4 percent year-on-year to Rs 952 crore in Q3 FY26, driven by higher margins and sharply lower credit costs, while asset quality improved with gross NPAs at 1.5 percent.
During the media call on January 17, on being asked about synergies being explored with Emirates, the bank said it continuously evaluates partnerships across geographies, including with international players, as part of its ongoing business strategy, adding that there was nothing specific or exceptional to highlight at this stage
RBI launches Integrated Ombudsman Scheme 2026, effective July 1, 2026, simplifying complaint resolution for customers, covering banks, NBFCs, and financial entities.
Both cards deliver strong value for loyal Flipkart ecosystem users. Pick the card whose fine print aligns the best with your spending habits
Effective January 15, Axis Bank offers a 7.20% interest rate to senior citizens for tenures ranging from 5 to 10 years.
