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    • Are you in a debt trap? 5 clear signs most people ignore

      Debt rarely feels dangerous at first. These five warning signs reveal when EMIs and credit cards quietly start controlling your finances.

    • RBI rules made credit score updates faster in 2025: What to expect in 2026

      RBI's 2025 reforms mandate bi-weekly credit reporting, reducing update lag from 30-45 days to 15 days. Weekly updates from July 2026 aim to improve credit transparency and accuracy.

    • RBI postpones January 3 deadline for faster cheque clearance within 3 hours

      Phase 2, which was planned to start from January 3, 2026, was meant to make cheque clearance even faster. Banks would have had three hours to approve or reject a cheque after receiving its image.

    • IDFC First Bank slashes benefits: Mayura, Ashva and other credit cards hit hard

      IDFC First Bank has made significant changes to its credit cards, including Mayura and Ashva, reducing reward rates on international spends and introducing fees on FASTag recharges and railway spends

    • India’s path to Viksit Bharat: The patient, strategic capital imperative for banks

      During this transformative shift, the banking system shall continue to to be the primary conduit for credit transmission and liquidity support

    • OPINION | Risk-Based Deposit Insurance: Banking’s long-awaited adulthood?

      Risk-based deposit insurance aligns premiums with behaviour. Its success now depends on whether Indian banks and their boards are prepared to accept accountability rather than rely on systemic cushioning. Over time, it could become the foundation for a banking system where trust is earned through conduct, not assumed through regulation

    • Google Pay Flex Axis Bank credit card: Worthwhile addition for daily UPI users?

      Google Pay's Flex Axis Bank Credit Card is a basic, UPI-linked credit card with instant cashback rewards. No physical card needed, lifetime free but has a tiered reward structure and a low base rate

    • It’s tough to replicate HDFC model: Keki Mistry, former VC & CEO, HDFC Ltd

      Mistry is hopeful of a reduction in personal income tax slabs in 2026, and is optimistic about the housing sector. He believes that a little more confidence in the hands of consumers may go a long way in further sprucing demand.

    • ICICI bank revises credit card charges and benefits from January 2026

      ICICI Bank has announced new credit card charges, revised rewards, and tighter benefits, effective January-February 2026.

    • Private sector banks not investing in people, says SBI chairman CS Setty

      In an exclusive interview to Moneycontrol, Setty says public sector banks continue to invest in their employees which is lacking in most private banks

    • Banks hold promise for growth in 2026, will they deliver?

      An economy that is lending more, writing off less and cleaning up legacy stress sets the stage for a banking revival. But risks remain

    • Banking system cash squeeze sends overnight rates above RBI’s repo rate

      Weighted average call money rates were trading at 5.25 percent on December 15, aligned with the report rate when liquidity was in surplus mode. The rates shot up to 5.41 percent on December 16, when liquidity fell in deficit. The rates stood at 5.46 percent on December 17, and 5.36 percent on December 18.

    • HDFC Bank tightens debit card lounge perks

      HDFC’s new lounge rules mean higher spend thresholds and a shift to voucher-based access

    • OPINION | Vault Matters: Why Rajiv Anand will be 2026’s most tracked bank CEO

      Turning around an institution is a mammoth task. Especially when it is going through investigations for fraud. Rajiv for a foreseeable future may be caught between clearing the air for things that happened in the past and aspirations to take the ship forward. A tough tug-of-war

    • 5 housing loan reforms homebuyers want from Budget 2026

      Homebuyers want the Budget to boost affordability amid soaring property prices. Their key demands include raising interest deduction limit to Rs 5 lakh and return of Section 80EEA

    • Will home-loan relief continue in 2026 after 125 bps repo rate cuts in 2025?

      RBI cut repo rate four times in 2025, bringing it down to 5.25% from 6.5%, helping home loan borrowers with lower interest rates and EMIs

    • Moneycontrol Pro Panorama | Banking on the customer

      In Moneycontrol's Pro Panorama December 16 edition: Right to Disconnect misses core issues, traders face evolving challenges and opportunities in 2026, quick commerce boosts online FMCG market share steadily, digital banking growth sees rising customer complaints, and more

    • SBI rolls out YONO 2.0 with common KYC, unified digital banking

      YONO 2.0, merges mobile and internet banking, enhancing access for 50 crore customers with simplified KYC and financial management tools

    • HDFC Bank, IndusInd Bank shares slip after RBI clears HDFC group to hold up to 9.5% in IndusInd

      The marginal fall in both bank stocks today comes after HDFC Bank said the RBI had approved the group to acquire up to a 9.5 percent stake in private sector lender IndusInd Bank.

    • Idle money, lost opportunities: Why a fat savings account is not a always a good idea

      Surplus cash in savings accounts, where rate of interest is around 4%, is a lost opportunity. Invest excess money in fixed deposits, liquid funds or equity funds for better returns

    • OPINION | Vault Matters: India needs its ICBC, ABC, and JP Morgan: SBI alone won’t do

      Scale brings the ability to absorb losses, to make losses look insignificant, and thereby give the impetus to grow without having to fear about how the profit and loss statement will look. If the economy must fast forward growth in the next ten years, that’s the need of the hour for Indian banking system 

    • Your 2025 banking plan: How to pick the right account and make big balances work harder

      Your primary bank account is for safety and smooth transactions — not for growing long-term money. Here’s how to choose the right bank and what to do with larger amounts instead.

    • Bank of India raises Rs 2,500 crore via 10-year Tier-2 bonds at 7.28% coupon

      Market participants said that the coupon set on the bonds is 60-70 basis points higher than the current secondary market yield on the similar tenure government securities.

    • Rupee Slide| Fall accelerates, took just 231 days to drop from 85 to 90 levels

      The weakness has intensified in recent sessions. On December 3, the rupee slipped past the 90 mark against the US dollar, driven by sustained equity outflows and lingering uncertainty over the proposed India-US trade pact.

    • ICICI Bank shares fall today, as lender moves to buy additional stake in ICICI Prudential AMC ahead of IPO

      ICICI Bank said the transaction is aimed at maintaining its majority shareholding in ICICI AMC in the event of stock-based compensation being granted by the asset manager.

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