Banking

Lower repo rate can lead to lower fixed deposit rates. Depositors can adopt strategies like laddering and consider alternatives to FDs for better returns on their investments.

RBI MPC meeting: Repo rate cut by 25 bps, home loan EMIs, interest rates set to fall

Today's repo rate cut lowers home loan interest rates, reducing EMIs by Rs 3,000 to Rs 4,000 for a Rs 50-lakh loan.

Top travel credit cards with zero or low forex markup for your winter holidays

Unlock savings on international travel with top credit cards offering zero or low forex markup, rewards, and travel perks

ARCs double down on India’s retail, SME loan distress

A prolonged clean-up of corporate balance sheets, competition from the government-backed so-called bad bank, and the sharp rise in stress within unsecured retail and small-business lending have together pushed ARCs into the non-corporate bad debt segment.

OPINION | Bank mergers may be a prelude to government’s partial exit from ownership

Speculation about public sector bank mergers has surfaced again. The jury is out on the efficacy of the last round of mergers. Yet, an IMF-World Bank assessment on India’s financial sector asks for privatisation of select banks. The government may not be averse to this idea in the long-term which makes a merger a stepping stone to exit 

Pen Urban Bank fraud: A wake-up call for India’s cooperative banking system

The PMLA court’s refusal to discharge former directors in the Rs 598-crore Pen Urban Bank scam exposes deep governance failures that the cooperative banking sector can no longer gloss over

Managing too many EMIs? Here’s how debt consolidation schemes can simplify your repayment

South Indian Bank's SIB Power CONSOL simplifies debt repayment with consolidated loans, lower interest rates, and unified EMI, benefiting salaried and self-employed individuals

Why the banking liquidity crunch will continue

India's banking system liquidity has dropped sharply, driven by massive foreign exchange interventions that have overshadowed the RBI's liquidity-boosting measures

From savings to investments: Securing your child's tomorrow

Guide your children towards financial freedom with bank savings accounts, mutual fund investments, and schemes like Sukanya Samriddhi Yojana and NPS Vatsalya, fostering responsible money habits and wealth creation.

Karnataka Bank shares rally nearly 24% in three sessions after Cupid promoter’s stake purchase

Karnataka Bank shares have rallied 24 percent, rising for 3 straight sessions, fuelled by buying interest after Cupid Ltd’s promoter Aditya Kumar Halwasiya acquired shares. Cupid stock itself has more than quadrupled over the last one year.

Banking Central | What lies ahead for India’s shadow banks?

Competition, borrower leverage and tight bank funding mean NBFCs must grow with caution, not exuberance

Holiday hacks: Save big on holidays this December

Plan ahead to save on holiday travel! Book early, be flexible with dates, use loyalty programs, and consider alternative accommodations. Leverage credit and EMI options wisely to fund your trips.

Axis Bank offers free EazyDiner Prime Membership to credit and debit cardholders: Here's how

Axis Bank offers free EazyDiner Prime membership to Credit and Debit Cardholders, providing discounts, deals, and priority reservations at restaurants. Eligible cardholders can get 3-months to 1-year membership.

Before you say yes: key checks to make before taking a top-up loan from your bank

A top-up loan can be helpful, but only if you understand the fine print and long-term impact.

Get 5% cashback on weekends, 0.5% on weekdays with MagniFi Fi-Federal Credit Card: Should you apply?

MagniFi Fi-Federal Credit Card offers 5% cashback on weekend spends, 0.5% on weekdays, and discounts on Amazon, Zomato, Zepto, and BookMyShow, with no joining or annual fees.

Drive your dream car: Compare four-wheeler loan rates from top banks

Compare car loan rates from top banks: Punjab National Bank (7.85%), Union Bank (7.90%), IDBI Bank (7.95%), and more. Rates vary based on credit profile and loan terms.

60% of India's borrowers struggle to pay back: How to escape the debt trap and protect yourself from aggressive lenders

India's debt crisis worsens, with 60% of borrowers struggling to pay, facing harassment, and trapped in high-interest cycles. Legal support and financial literacy are key to escaping this debt trap.

Credit card spends hit all-time high in September 2025 amid slowdown of new additional cards: Report

The credit rating agency attributed the rise in credit card spend to bank-led festive offers; however, pinned the decline in the slowdown of new additional cards due to focus on higher-quality customers.

Maximize Returns: 7 Small Finance Banks with attractive FD rates

Small finance banks offer higher FD interest rates (7.1-7.65%) than larger banks (6.45%), with DICGC insurance cover up to Rs 5 lakh, but may carry higher credit risk.

New Aadhaar app Launched: Securely store and share your digital ID

The new Aadhaar app by UIDAI securely stores and shares Aadhaar cards digitally, offering a paperless experience, biometric lock, and easy sharing of verifiable credentials and QR codes.

Payment Problems? Here's what to do when UPI and credit card transactions fail

Digital payment failures: Check account, wait for reversal, file complaint if needed. Verify details, monitor limits, keep records to prevent and resolve issues.

Best FD Rates: Top banks offering up to 6.65% interest on 3-year deposits

IndusInd Bank offers 6.65% interest on 3-year FDs, followed by Axis and ICICI Bank at 6.6%.

K V Kamath says India’s right to wait as AI hype plays out; backs strong valuations, buoyant IPO market, bank reforms

Speaking at the Global Leadership Summit, K.V. Kamath said that while the world is witnessing an intense wave of enthusiasm over AI, “a bit of the hype has to die down” before the true economic value of the technology becomes clear.

OPINION | Vault Matters: The consequences of dichotomy of ownership structure in banks

There is difference in approach at present in the ownership structures, whether through the government, foreign owners or the local promoter. While this issue hasn't gathered momentum yet, it would be constructive for the RBI to harmonise the capital structures before it can become a heated debate 

SBI share price rises 1% today after Q2 results beat Street; brokerages lift target prices on core performance

SBI Stock Call: Brokerages largely maintained positive views on the stock, highlighting SBI’s steady margins, improving return ratios, and potential value unlocking from subsidiaries.