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  • ICICI Bank Q3 net profit falls 4 percent on-year to Rs 11,318 crore as provisions weigh; asset quality stable

    ICICI Bank Q3 FY26 Financial Results: ICICI Bank reported a 4 percent year-on-year decline in standalone net profit to Rs 11,318 crore in Q3 FY26, as higher provisions weighed on earnings, even as net interest income rose and asset quality improved during the quarter.

  • HDFC Bank Q3 net profit rises 11.5% YoY to Rs 18,654 crore; asset quality stable, loans grow in double digits

    HDFC Bank Q3 FY26 Results: HDFC Bank reported an 11.5 percent year-on-year rise in Q3 FY26 standalone net profit to Rs 18,650 crore, with net interest income growing 6.4 percent, while asset quality remained stable.

  • Yes Bank Q3 FY26 results: Net profit jumps 55% YoY to Rs 952 crore; asset quality, margins improve

    Yes Bank’s standalone net profit jumped 55.4 percent year-on-year to Rs 952 crore in Q3 FY26, driven by higher margins and sharply lower credit costs, while asset quality improved with gross NPAs at 1.5 percent.

  • RBL Bank Q3 FY26 Results: Net profit rises 5.5x to Rs 214 crore; asset quality improves, NII grows 5%

    During the media call on January 17, on being asked about synergies being explored with Emirates, the bank said it continuously evaluates partnerships across geographies, including with international players, as part of its ongoing business strategy, adding that there was nothing specific or exceptional to highlight at this stage

  • Banking complaints? RBI's integrated ombudsman scheme 2026 is here to help

    RBI launches Integrated Ombudsman Scheme 2026, effective July 1, 2026, simplifying complaint resolution for customers, covering banks, NBFCs, and financial entities.

  • Flipkart Axis Bank Credit Card vs Flipkart SBI Credit Card: Which one delivers better value?

    Both cards deliver strong value for loyal Flipkart ecosystem users. Pick the card whose fine print aligns the best with your spending habits

  • Axis Bank and Kotak Mahindra Bank revise FD rates; know how much you can get

    Effective January 15, Axis Bank offers a 7.20% interest rate to senior citizens for tenures ranging from 5 to 10 years.

  • High-Yield Corporate FDs: Top 10 picks with credit ratings

    NBFCs and HFCs offer higher interest rates on corporate fixed deposits compared to banks due to credit risk. Top corporate FDs include Muthoot Capital Services Ltd. (8.95%), Manipal Housing Finance Syndicate Ltd. (8.25%), and Shriram Finance (7.60%).

  • HDFC Infinia Credit Card reward cut rolled back; 5X points to continue from January 16

    HDFC Bank rolls back proposed reward cut, confirms 5X points on HDFC Infinia Credit Card SmartBuy vouchers from January 16.

  • HDFC Infinia Credit Card rewards cut: Effective return on vouchers falls sharply as 5X points drops to 3X

    HDFC Infinia: The revision effectively lowers the potential reward on vouchers from roughly 16.67 percent to about 10 percent before fees, a shift that alters how cardholders have traditionally maximised value.

  • Did Kotak Mahindra Bank stock really crash 80 percent today? Here’s why investors must not worry

    Shares of Kotak Mahindra Bank only 'appeared' to crash 80 percent on Wednesday, due to the bank’s 5:1 stock split. On a split-adjusted basis, the stock was trading around Rs 419-420, down about 1.6 percent, with no impact on investor value. The shareholdings in demat accounts will automatically increase fivefold.

  • Credit Crisis: 85 percent of borrowers can't afford their loans

    India's credit crisis deepens as 85 percent of borrowers struggle with unsustainable EMIs, fueled by predatory lending and aggressive recovery tactics, prompting calls for urgent reforms.

  • Donald Trump’s proposes 10% credit card interest cap. Can India do the same?

    In India, there is no statutory or regulatory cap on credit card interest rates. Credit card pricing is governed by the RBI’s regulatory framework

  • Data misuse in digital lending: Lessons from Delhi High Court PIL

    The Delhi High Court PIL highlights digital lending apps' privacy violations, emphasizing flawed identity verification and consent. Experts urge stricter RBI Digital Lending Directions enforcement, prioritizing consumer protection and transparency.

  • Aditya Birla Sun Life reopens 3 international mutual funds today with Rs 1 crore daily cap

    Aditya Birla Sun Life reopens select international funds, offering investors renewed access to global equities.

  • Routing NPS investments through credit card: A smart move or a costly mistake?

    Using a credit card for NPS may earn rewards but make sure that the fee, caps and uncertainty don't outweigh the benefits

  • What Budget 2026 should — and should not — do for India’s banks

    With balance sheets finally clean, the banking system doesn’t need a rescue act. It needs restraint, clarity and one hard look at deposits

  • OPINION | Vault Matters: RBI’s experiment with loans against silver

    Guidelines don’t seem to factor the finer differences between gold and silver and that could be the biggest challenge for silver loans 

  • Convert Union Bank Reward Points to Maharaja Points: Get free flights, upgrades, and more

    Union Bank of India and Air India partnership lets UBI credit cardholders convert reward points to Maharaja Points for flights, upgrades, and travel perks.

  • IDFC First Bank revises savings account interest rates up to 6.5% from January 9

    IDFC First Bank revises savings account interest rates, retaining a progressive structure with higher returns on larger balances.

  • Should you use EPF money to repay your home loan?

    Using EPF to repay a home loan can seem like a practical option when balances match. However, since EPF is a long-term retirement instrument with tax-free returns, the decision needs careful evaluation beyond immediate EMI relief.

  • HDFC Bank large trade: Rs 1,756 crore equity stake changes hands; stock falls 1.5%, extends losing streak

    The recent weakness in the stock follows the lender’s Q3 FY26 business update, after which HDFC Bank emerged as one of the top drags on the benchmark indices.

  • Budget Snapshot | India’s banks look healthy, but the real risk lies beneath the balance sheet

    Strong capital, low NPAs and rising profits mask a quieter shift in how Indian banks fund growth and earn returns

  • Credit card ‘hacks’ most people miss

    As credit card usage surges, simple hacks around timing, rewards, fees, and repayment can unlock far more everyday value.

  • OPINION | Vault Matters: Can RBI Gov Malhotra get the elephant out of the forest?

    The year gone by was more like a honeymoon period for Sanjay Malhotra with inflation tamed and IndusInd Bank’s fraud not turning out to be a crisis for the banking sector. The joker in the pack was Rupee, which started behaving unpredictable towards the end of 2025. Coupled with uneasy growth trends, 2026 could prove to be a test year for the governor

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