Moneycontrol
    Moneycontrol PRO

    Banking

    Jump to

    • RBI proposes new rules to protect customers from digital banking fraud from July 1

      A bank shall advise its customers that on occurrence of any fraudulent electronic banking transaction, they should notify the bank and also lodge a complaint through National Cyber Crime Reporting Portal

    • Volatile rupee shifts spotlight on banking system liquidity

      The rupee sank to new intraday low of Rs 92.30 on March 4 on rising crude prices and growing concerns around widening West Asia conflict

    • 2-6-10 rule vs reality: How should you plan EMIs instead?

      Why the popular 2-6-10 EMI rule may not reflect today’s financial realities

    • Which IndiGo credit card should you pick?

      Axis Bank’s entry intensifies IndiGo card competition, pushing travellers to reassess fees, BluChip rewards, and real travel value.

    • HDFC Bank raises spend threshold for Infinia card continuity

      HDFC Bank brings new continuity criteria links benefits to higher spends and relationship value.

    • Scam storm sweeps India: Fraudsters exploit I-T refunds, 8th Pay Commission buzz, FASTag alerts

      Staying alert, verifying information only on official websites and refusing to share sensitive details are the best ways to protect yourself and your money

    • IDFC First Bank shares see mild recovery today after steep selloff prompted by fraud fallout

      The modest rebound in IDFC First Bank shares today comes a day after the lender sought to reassure investors that the incident was isolated, confined to a specific set of Haryana government accounts at a single branch in Chandigarh, and not systemic.

    • From KYC, re-KYC to OTP safety, PM Modi outlines digital banking dos and don’ts

      One must complete re-KYC on time to defeat scammers; Modi warns against cyber fraud and links timely KYC to secure bank accounts in Mann Ki Baat

    • Buying a home? Check the latest home loan interest rates in February 2026

      Best home loan interest rates in February 2025 after the repo rate announcement: Most lenders offer their lowest home loan interest rates to individuals with very high credit scores, generally 800 or above

    • OPINION | Vault Matters: RBI’s directive on mis-selling is a band-aid on the wound, not a cure

      RBI is trying to fix the distribution aspect of mis-selling. The role of mutual funds and insurers remains unaddressed. Sebi and IRDAI have to step up to address core issues  

    • OPINION | India’s Banking Liquidity Paradox: Massive infusion but hardening yields

      Over 14 months beginning December 2024, RBI injected almost Rs 18 trillion of permanent liquidity. Yet, yields hardened. This was because large-scale dollar sales by the central bank offset the liquidity surge

    • RBI approves Rajan Bajaj as MD & CEO of Slice Small Finance Bank

      Founded in 2016, Slice began as a credit and payments platform catering largely to young, digitally savvy consumers.

    • Cheque bounced? Here’s what it can cost you

      In India, a cheque that bounces can lead to a criminal case, and if things spiral, even jail time

    • OPINION | Vault Matters: Why private banks need more returnees like Shyam Srinivasan, Murali Natarajan and Ashok Vaswani

      In the backdrop of a shallow talent pool for the top job at private banks, isn’t it time to widen the search and look overseas

    • No calls after 7 pm: New RBI norms offer shield against harassment by recovery agent

      The proposed norms stress on as fair treatment to borrowers during the recovery process, spells out conduct of lender’s employees and recovery agents and due diligence

    • Hitting your UPI limit? Here’s how to raise it

      Daily caps can feel frustrating, but in many cases your bank — not the app — decides how much you can really send

    • RBI proposes rules mandating civil conduct, loan recovery agents shall interact with the borrower in a civil manner

      Agents must respect the borrower’s privacy. Maintain hours of contact and avoid recovery calls/visits during inappropriate occasions

    • High-level banking panel to review voting rights threshold for foreign bank subsidiaries

      The proposal to evaluate 26% ceiling on voting rights is viewed as a step towards removing the restrictions around foreign banks taking strategic initiatives. Change will be applicable only to banks operating through the wholly owned subsidiary route.

    • RBI’s risk-based deposit insurance framework: Who pays less, who pays more, and why it matters

      Stronger banks will pay less, weaker banks will pay more, and the rules of risk are being rewritten

    • PM Kisan 22nd instalment update: Know expected payment date and key steps to ensure smooth credit of Rs 2,000

      Under the Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) scheme, eligible farmer families receive Rs 6,000 per year, paid in three equal instalments of Rs 2,000 each

    • RBI proposes Kisan Credit Card revamp: Key changes explained

      New framework aims to simplify operations, expand coverage and align farm credit with emerging needs

    • RBI MPC keeps repo rate unchanged: What it means for your fixed deposit

      With FD rates likely to remain flat, investors may need to explore other fixed-income opt

    • RBI MPC leaves repo rate unchanged: What it means for home loan borrowers

      RBI repo rate impact on home loan interest rate: Most home loans in India have floating interest rates. With no change in the repo rate, your EMIs are unlikely to rise for now.

    • OPINION | Vault Matters: When in doubt, hire a PSU Banker

      A pattern which started in 2020 has become the playbook for private banks. Does this suggest reluctance to hire young dynamic private bankers or signal a lack of leadership bench strength in private banks?

    • Home loan overdraft facility: Here's how you can save interest without locking away surplus cash

      Depositing surplus funds in an overdraft-linked account reduces the loan balance and helps save interest over time

    Advisory Alert: It has come to our attention that certain individuals are representing themselves as affiliates of Moneycontrol and soliciting funds on the false promise of assured returns on their investments. We wish to reiterate that Moneycontrol does not solicit funds from investors and neither does it promise any assured returns. In case you are approached by anyone making such claims, please write to us at grievanceofficer@nw18.com or call on 02268882347