Banking

Airline co-branded cards are courting Indian travellers with faster miles, status shortcuts and lounge access

What a top-up home loan really is — and how much you can get

Already paying a home loan? You might be sitting on a cheaper way to borrow more money.

Federal Bank to raise Rs 6,196 crore via preferential issue of warrants to Blackstone group entity

Federal Bank board also approved granting the Blackstone entity a special right to nominate one non-executive director on the board upon conversion of all warrants and subject to holding at least 5 percent of the bank’s paid-up share capital.

FD Interest Rates: Compare top banks for two-year deposits

IndusInd Bank offers the highest 2-year FD rate at 7%, followed by Axis Bank, HDFC Bank, and others. Compare rates to maximize your returns on fixed deposits up to Rs 1 crore.

How paying EMIs on time boosts your credit score

Consistent, timely payments show lenders you’re dependable — and that trust translates into a higher score.

Does using debit card EMI impact your credit score? Here’s what you should know

Debit card EMIs are convenient, but they don’t always work the same way as credit-based loans.

Woman quits banking after 14 years in JPMorgan caused burnout: 'I don't blame the bank alone'

During her time at JPMorgan, Wilma Ramony de Souza worked long hours and travelled constantly. 'My six-year relationship ended because I rarely saw my boyfriend; I missed birthdays and Mother's Day,' she said.

How a credit freeze can shield you from identity theft

Locking your credit report may sound extreme, but it’s one of the smartest ways to stop fraud before it starts.

5 habits that will keep your credit card safe

As digital payments rise, safeguarding your card is no longer optional — it’s essential

Paying with your MF? Here's all you need to know about UPI's ‘Pay with Mutual Fund’ feature

The payment amount is sourced from liquid fund holdings with the redemption happening at the back-end and the funds flowing out almost immediately

Here's how small shop owners can qualify for home loan despite irregular income

Banks and housing finance companies often consider gross receipts instead of net profit, offer tailored loan products for self-employed borrowers and allow co-applicants to enhance eligibility

Emirates NBD’s RBL Bank bet signals a new phase of foreign control in Indian Banking

RBL Bank is not a distressed institution. It faced a governance setback in 2021 but has since rebuilt capital buffers and depositor confidence.

Bank holiday alert: Why branches are closed on October 22 and what services still work

To avoid last-minute disruptions, customers should plan critical branch-related work a day or two before these holidays. For routine transactions, online banking and ATM facilities provide round-the-clock alternatives.

DCB Bank stock surges 14% after strong Q2 results; IDFC First Bank gains 6% on strong earnings growth

Brokerages gave favourable views on DCB Bank for its sharp reduction in credit costs, steady improvement in margins, and focus on operational efficiency and asset quality; and on IDFC First Bank for its strong profit growth, easing microfinance stress, stable asset quality, and improving operating leverage.

Federal Bank, AU Small Finance Bank stocks jump 8% after Q2 results; Bank Nifty hits record high

Both Federal Bank and AU Small Finance Bank Q2 results drew bullish brokerage views for their margin strength and improving balance sheet quality.

Stuck in debt? How unpaid loans and EMIs quietly take over your life

Missing EMIs doesn’t just affect your credit score—it chips away at your mental peace and financial stability.

Six credit cards that make flight tickets cheaper for frequent travellers

Top banks offer travel credit cards that provide rewards like air miles, points, and coupons, helping frequent travelers cut costs and enjoy benefits like lounge access and flight discounts.

How to repair your credit and rebuild financial confidence

Repairing your credit takes patience, discipline, and the right steps—not quick fixes.

Rs 1.84 lakh crore in unclaimed funds: RBI's UDGAM portal shows how to claim your money

The UDGAM portal will only help you identify unclaimed deposits/accounts across multiple banks in one place and provides information on the claim/settlement process of each bank.

Federal Bank Q2 net profit rises 10.85% QoQ; record-high NII, asset quality remains strong

Federal Bank’s asset quality improved further during the fiscal second quarter, with gross non-performing assets (GNPA) easing to 1.83 percent from 2.09 percent a year ago.

It is a trap: Here's what the rent-a-bank-account scam is and how to guard against it

Criminals are luring people into 'renting' their bank accounts with a promise of quick cash. They use to it launder money and even move proceeds of crime, leaving the account holder to face the consequences

Axis Bank stock rating - Buy; Analysts positive after Q2 results; check share price targets, upside

Analysts said that Axis Bank’s underlying trends in credit growth and asset quality remain encouraging despite near-term volatility in reported earnings.

Save lakhs on home loans: Compare best rates from top banks

Top banks offer competitive home loan rates, with Canara Bank and Union Bank of India starting at 7.3 percent interest, while HDFC Bank starts at 7.4 percent interest for a 20-year loan tenure.

The credit card trap: How festive shopping spree can lead to debt

Credit card usage surged during Navratri festive season, and it’s expected to continue till Diwali, but reckless use can lead to debt traps, high interest rates and lower credit scores, so manage your spending and payments wisely always.

Festive Savings: Get up to Rs 7,000 off on flights with BOBCARD across multiple travel platforms

BOBCARD offers discounts on flights through various platforms like MakeMyTrip, Goibibo, and Yatra, with instant discounts up to 12 percent on domestic and 10 percent on international flights.