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  • OPINION | Vault Matters: The unfortunate side effect of stress in the banking system

    OPINION | Vault Matters: The unfortunate side effect of stress in the banking system

    There are at least four major instances of death noted in the banking sector since the start of this fiscal. Two are natural deaths and two suicides. The common thread is that these were mid- to senior-level seasoned executives and may have been under tremendous work pressure

  • Home loans: Here are best rates offered by leading private, public sector banks

    Home loans: Here are best rates offered by leading private, public sector banks

    Home loan interest rates range from 7.3% to 9%, with Canara Bank and Union Bank offering the lowest rate at 7.3% for a Rs 50-lakh loan over 20 years

  • Amazon Pay ICICI Credit Card gets a makeover: Forex charges cut, cashback rules tweaked

    Amazon Pay ICICI Credit Card gets a makeover: Forex charges cut, cashback rules tweaked

    The Amazon Pay ICICI Bank Credit Card will update its benefit structure from October 11, with reduced forex charges and a modified list of spend categories ineligible for cashbacks.

  • Best rates on Fixed Deposits: These are the top private and PSU lenders offering the most-attractive rates on FDs

    Best rates on Fixed Deposits: These are the top private and PSU lenders offering the most-attractive rates on FDs

    Top banks offering high interest rates on one-year fixed deposits include IndusInd Bank at 7 percent, while Kotak Mahindra Bank and Bank of Baroda offer a rate of 6.60 percent per annum, based on data from BankBazaar.

  • UPI raises daily P2M payment limit to Rs 10 lakh from September 15: High-value payment for insurance, investment unlocked

    UPI raises daily P2M payment limit to Rs 10 lakh from September 15: High-value payment for insurance, investment unlocked

    NPCI has raised the Person-to-Merchant (P2M) UPI transaction limits to Rs 5 lakh per transaction from September 15. with specific daily limits for categories such as insurance, capital markets and travel at Rs 10 lakh.

  • SMBC to seek promoter tag in Yes Bank after primary capital infusion

    SMBC to seek promoter tag in Yes Bank after primary capital infusion

    According to sources, Yes Bank is expected to roll out a plan to raise equity by December this year. SMBC may infuse around Rs 4,000 crore in the bank to increase its stake from 20 percent to 24.99 percent.

  • Gold loan interest rates: Top banks offering loans at competitive rates starting at 8% per annum

    Gold loan interest rates: Top banks offering loans at competitive rates starting at 8% per annum

    Indian Bank offering the lowest rate on gold loan, followed by Punjab National Bank at 8.35% and Bank of India at 8.6%.

  • India mulls creating 3-4 mega state-run banks in next consolidation round: Report

    India mulls creating 3-4 mega state-run banks in next consolidation round: Report

    Currently, only State Bank of India (SBI) and HDFC Bank feature among the world’s top 100 lenders by assets

  • Nearly 50% Indians use personal loans for lifestyle expenses, reveals RupeeRedee data

    Nearly 50% Indians use personal loans for lifestyle expenses, reveals RupeeRedee data

    Personal loans are increasingly used for both necessities and lifestyle aspirations, with 47.80% of loans going towards lifestyle needs like rent, shopping, and travel.

  • Home loan rates: Here is what top housing finance companies are offering

    Home loan rates: Here is what top housing finance companies are offering

    Housing finance companies offer home loans at 7.35 to 9 percent interest rates for a Rs 50 lakh loan over 20 years

  • Flipkart SBI Credit Card: Worthwhile addition for frequent online shoppers?

    Flipkart SBI Credit Card: Worthwhile addition for frequent online shoppers?

    SBI Card and Flipkart launch co-branded credit card offering up to 5 percent cashback on Flipkart and Cleartrip transactions, and 7.5 percent cashback on Myntra purchases.

  • NRE fixed deposits: List of banks offering best interest rates to NRIs

    NRE fixed deposits: List of banks offering best interest rates to NRIs

    Interest rates on NRE fixed deposits vary from 7% to 6.5% for a one-year term

  • What happens when your credit card expires?

    What happens when your credit card expires?

    When your credit card expires, it doesn’t mean your credit history ends. Here’s what really happens and how it impacts your finances.

  • Festive cheer: GST cuts, attractive car loans to make vehicles more affordable

    Festive cheer: GST cuts, attractive car loans to make vehicles more affordable

    The GST council has decided on 18% and 40% rates for ICE cars, while car loan rates range from 7.80 to 9.99%

  • Banks offering highest interest rate to senior citizens for FDs

    Banks offering highest interest rate to senior citizens for FDs

    Senior citizens prefer fixed deposits for the risk-free returns they offer. They can maximize their returns by choosing the best rates that banks are offering

  • GST 2.0 makes shopping cheaper: 5 credit cards to unlock a double bonanza of savings and rewards

    GST 2.0 makes shopping cheaper: 5 credit cards to unlock a double bonanza of savings and rewards

    With the GST new rates kicking in from September 22, festive shoppers stand to gain more. But here’s the trick. Before making those Diwali purchases, compare credit card offers carefully to double benefit.

  • Interest rates on FDs: List of private, public sector banks offering highest returns on 2-year deposits

    Interest rates on FDs: List of private, public sector banks offering highest returns on 2-year deposits

    IndusInd Bank offers a 7% interest rate, Axis Bank 6.6% and Bank of Baroda 6.6%

  • Cheapest education loans: Here are the top banks offering loan with interest rates starting at 8.25%

    Cheapest education loans: Here are the top banks offering loan with interest rates starting at 8.25%

    Compare education loan interest rates from top banks, considering factors like processing fees and repayment terms, to find the best fit for studying abroad.

  • Banking Central | Lessons from Chinese meltdown for Indian banks

    Banking Central | Lessons from Chinese meltdown for Indian banks

    India's banking landscape, while distinct, shares some parallels with China's, especially in exposure to credit cycles and non-performing assets.

  • Small finance banks that offer the highest interest rates on fixed deposits

    Small finance banks that offer the highest interest rates on fixed deposits

    Jana and Suryoday SFBs offer interest rates of up to 7.77 percent on fixed deposits with tenures of one to three years

  • Vault Matters | Beginning of the end of the hype around financial services

    Vault Matters | Beginning of the end of the hype around financial services

    Two mid-sized SME lenders have supposedly called off their IPO plans. An NBFC focused on education loans has yet to refile for an IPO. One of the most anticipated listings of this year, HDB Financial Services, received only a lukewarm response from investors. Does this signal a tapering of investor interest in financial services?

  • Home loans: Top NBFCs that offer the lowest interest rates

    Home loans: Top NBFCs that offer the lowest interest rates

    Bajaj Finserv and LIC Housing Finance top the list of non-banking companies that currently offer the cheapest home loans, with interest rates starting at 7.35-7.5 percent.

  • Rising property costs delay home ownership as average loan age now 41: Bhavesh Jain of TransUnion CIBIL

    Rising property costs delay home ownership as average loan age now 41: Bhavesh Jain of TransUnion CIBIL

    Five years ago, overall retail delinquency was about 3%. It’s now below 2%, as of March 2025, it was at 1.6%, says Jain

  • Does BNPL default affect your credit score?

    Does BNPL default affect your credit score?

    This means that while BNPL may appear to be a small, casual borrowing tool, it carries the same weight as any other form of credit when it comes to your credit profile.

  • NRE fixed deposits: Top banks offering best interest rates for NRIs

    NRE fixed deposits: Top banks offering best interest rates for NRIs

    Top banks offering highest NRE fixed deposit interest rates include IndusInd Bank at 6.75 percent, and HDFC Bank, ICICI Bank, Axis Bank and SBI at 6.6 percent for one-year tenure, providing secure investment options.

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