How NRIs can make use of recurring deposits?
RDs offer its customers an approach, based on a precise goal, for investments at alluringly high rates. Thus, no matter you want to build a fund for your child‘s education, or buying a house/car, or a dream holiday, RD will help you save a little every month towards achieving your financial goals.
How debt funds score better than fixed deposits?
People, who invest in FD, think that it‘s a one time investment and they don‘t need to check it constantly. Unfortunately, that‘s a wrong notion. Since, if you don‘t know, let me tell you, FD returns attract higher taxes.
Conditions conducive for new highs; buy L&T: Motilal
The current conditions are extremely conducive after a long time. Apart from the big political event in two months, corporate earnings are more important. He says throughout the slowdown, there has not been a single year of decline in earnings, says Raamdeo Agrawal of Motilal Oswal Financial Services
How to choose fixed-income assets
Fixed income products like Public Provident Fund, Post Office Monthly Income Scheme, Senior Citizen‘s Savings Scheme, Employee Provident Fund, National Savings Certificate etc. have stood the test of times.
Analysis: Fixed income options for you
There are various asset classes that you can choose for your portfolio as you go about achieving your goals. An investment option that is suitable under several circumstances will be fixed income instruments.
Are you a first time investor? Here are investing options
An investment option that is suitable for a first time investor will be fixed income instruments. These are debt instruments that have a pre determined rate of interest that will be payable to the holders. The amount raised through the instrument will be repayable by the issuing entity to you after a specific time period.
'Investments should be on the basis of goals'
We spoke with Naveen Surya, MD, ItzCash, to learn about his investing philosophy and what instruments he prefers to make investments.
'Indian investors should consider int'l funds to diversify'
Diversification is the optimal solution for long term asset management, says Jisang Yoo, CEO, Mirae Asset Global; Investments India.
What to expect from equity markets in 2014
The effect has been seen in the tumultuous state of the markets and the rupee in 2013. But just as the country was learning to grapple with this America-born demon, there is the prospect of another more local event that the markets now both dread and anticipate: The Lok Sabha elections in 2014.
Checkout the investment strategies for 2014
Equity markets gave a sentimental ride when in Delhi AAP won its first elections. But the small investor has still confusion in his mind whether to debut in equities or keep grabbing the fixed income options
Four investment segments to watch in 2014
In the new year, India will be getting into election mode. A lot depends on the election results. If things turn out right, investors are expecting the broad indices to go up by around 20 percent. And if that happens, there is a chance that Mid-caps will actually do better than the Sensex/Nifty.
Bank FDs and the inflation risk
The Reserve Bank of India has given clear signals that it is watching the retail inflation rates closely and any adequate rise in inflation rates would compel it to increase repo rates which would lower fixed deposit rates substantially.
This New Year make a resolution to stay debt free
Make a resolve to manage all your debts intelligently and smartly so that you can usher in the New Year free of any old debt traps, and plan your financial future with freedom.
Credit rating downgrades: The emperor's new clothes
India has been faced with periodic 'Credit Downgrade' threats from the various rating agencies, over the past two years or so. Different countries may have different (and often opposing) ideologies, economic systems and cultural/religious pursuits but if there is one thing which unites them all it is a ‘Credit Rating‘ downgrade
Checkout: Action in fixed income space post RBI policy
Checkout: Action in fixed income space post RBI policy
Should one opt for bonds or fixed deposits?
Juzer Gabajiwala of Ventura Securities tries to decipher a better investment alternative among bonds or fixed deposits.
Are you looking for better investment opportunities?
A steady and sustainable growth in your wealth will require some time and effort and in the current complex environment you will require a new thought process to be able to succeed and reach your goals.
Check out: Fixed income investment instruments
In an interview to CNBC-TV18, Harshvardhan Roongta, Roongta Securities spoke about fixed income investment instruments.
Fixed deposit v/s Recurring deposit - Which is better?
The attraction for a fixed deposit and a recurring deposit is the fixed returns with safety of money invested. But when you compare the two, a fixed deposit scores higher than a recurring deposit.
Are tax free bonds beneficial to investors?
Rajiv Raj of creditvidya.com deciphers whether it is beneficial to invest in tax free bonds issued by companies.
Its raining bonds! Here's a take on NHPC tax free bond
One should take caution and should not rush to lock in money in all these bonds. The exposure should be in line with one‘s requirement and there are still avenues like PPF which yield better than these tax free bonds of same tenure.
How you wish you had invested in FDs instead of equities
An investment is done with some view in mind. It is never investment for investment‘s sake or with the motive of getting maximum returns.
Should you invest in PFC tax-free bonds?
Jitendra Solanki of JS Financial Advisors analyses whether one should invest in the tax free bonds rolled out by the Power Finance Corporation.
REIT to work only if tax system is aligned: Kotak Realty
S Sriniwasan, Kotak Realty Fund believes that for the REIT market to really work the central government has to ensure that our tax system is aligned.
Here's why you should opt for tax-free bonds
Juzer Gabajiwala of Ventura Securities explains on why one should opt for tax free bonds.
