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Personal Loan: Plan your Valentine’s Day without financial burden

11 February, 2025 | 12:45 IST

Valentine's Day is the perfect occasion to profess your love for the special one in your life. It’s the time of the year to celebrate love and strengthen the bond with your partner. As Valentine’s Day is approaching, many of you may have already started planning to surprise your partner with efforts to turn your loved one’s dream into reality.

Often, people set ambitious goals like buying a dream car, a new house, expensive jewellery or a luxury vacation, to impress their partners on the occasion of Valentine’s Day. How big or small, every gesture counts and it can help create memories for a lifetime. The most important factor is to spend quality time with your partner and strengthen your bonding by professing love and affection for him or her.

Why consider a personal loan?

However, if you are planning a dream date with your loved ones on Valentine’s Day it may come with a significant cost. It could lead to a big-ticket expense for some impressive activities like a trip to an exotic location, a romantic dinner at a high-end restaurant or an adventure trip. In such cases, if you are running short of cash, an instant loan could be handy to celebrate Valentine’s Day without burning a hole in your pocket.

You can apply for an instant loan up to Rs 50 Lakhs from eight lenders through the Moneycontrol app and website. The interest rates start at as low as 10.5% per annum and it’s a 100% paperless process. You can apply for the loan in three simple steps of selecting the suitable loan offer, completion of e-KYC and setting up the EMI payment.

Valentine’s Day dream date ideas

Romantic dinner at a fancy restaurant: You can plan a lavish dinner at a five-star restaurant with your loved ones. The dim lighting and romantic decorations at any fancy restaurant would set the mood for a fun evening with your partner. Many restaurants offer Valentine’s Day deals and theme-based dinner menus for a special evening. You can choose from a lively meal to a romantic candle-lit experience at a bar, as per your partner’s preferences.

Adventure Activities: If you want to escape the busy office schedule and spend some quality time with your partner, planning some outdoor activities at an exotic location could be a great idea. Plan a visit to a popular tourist sport that offers ample choice of adventure activities. You can choose a location based on your preference for different fun activities like rafting, rock climbing, hiking, boating, or skiing.

Luxury vacation: Valentine’s Day is the perfect occasion to plan that long delayed dream vacation to an exotic location. You can plan a trip to a popular tourist destination in India and abroad with your partner to spend some quality time together. The dream date at the lap of nature or at a pristine beach will create memories for lifetime.

A luxury spa session: A couple spa day could be an ideal way of spending time with your partner on Valentine’s Day. With relaxing massages, facials and other treatments, luxury spa and healing centres offer a wide range of packages and deals. You can book a couple spa sessions at a luxury retreat to rejuvenate and relax your body and mind. This could be a perfect opportunity to unwind and reconnect with your partner on Valentine’s Day.

An impressive gift for your dream date: Nothing could be more suitable than a luxury gift for your partner on your dream date. Presenting gifts to your partner on Valentine’s Day is nothing new, but you can make the dream date unforgettable with a luxury gift like a high-end watch, bag or wallet, among others.

Final Words

Planning the dream date on Valentine’s Day with your partner may come with a cost. But, if you are running short on cash, applying for a personal loan could be a good idea. With the advent of digital lending platforms, it has become quite convenient to apply for personal loans instantly. You can plan your dream date on the occasion of Valentine’s Day without much financial burden, with a personal loan through any digital lending platforms.

ALSO READ: How To Manage Personal Loan? A Step-by-Step Guide

For example, Moneycontrol offers personal loans up to Rs 50 Lakhs in partnership with eight lenders. The interest rates start at as low as 10.5% per annum and it’s a completely paperless application process.

Disclaimer

This piece/article was written by an external partner and does not reflect the work of Moneycontrol's editorial team. It may include references to products and services offered by Moneycontrol.
Fintech

About the Author

Fintech

Stay updated on the latest personal finance trends, with a focus on products like credit cards, credit score, personal loans, fixed deposits, and more

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