30 June, 2025 | 14:01 IST
In times of urgent financial need — whether for medical expenses, home improvement, travel or consolidating debts — personal loans offer a quick and flexible solution. One option to consider is the L&T Finance Personal Loan, which offers competitive interest rates, a simple online application process and fast disbursal.
Here’s a breakdown of the process to apply for an L&T Finance Personal Loan online. Check all important details like eligibility, steps to apply and interest rate, among others.
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The L&T Finance Personal Loan offers hassle-free financial support with a digital-first approach. Customers can apply online and receive loan amounts of up to Rs 30 lakhs. The repayment tenure can go up to 72 months. One of the features of this loan is the competitive interest rates, starting at 11% per annum.
Additional benefits include:
You can also head to the Moneycontrol app or website and find out about personal loans up to Rs 50 lakhs. It lets you compare offers from eight leading lenders. The entire application process is fully digital, with some lenders approving and disbursing funds within minutes. Interest rates start at 10.5% per annum, providing flexible options for various financial requirements.
Knowing the eligibility criteria is the first step before you apply for L&T Finance Personal Loan. Here’s a look at who qualifies:
A high credit score is important since it shows how you have historically borrowed money and repaid it. Lenders use this score to ascertain your loan-repayment ability. You can get loans with better terms if your credit score is high.
When applying for a L&T Finance Personal Loan Online, certain documents must be submitted for verification:
Applying for an L&T Finance Personal Loan is easy, thanks to the digital process that allows you to complete everything from the comfort of your home.
Follow these steps to apply:
To explore and compare multiple personal loan offers on a single platform, you can also visit Moneycontrol app or website.
The L&T Finance personal loan rates start at 11% per annum, depending on the borrower’s profile and credit score. The exact interest rate may vary based on factors like loan amount, repayment tenure and risk assessment.
Repayments are made in easy EMIs, helping borrowers plan their finances without strain. The flexible tenure of up to 72 months ensures you have sufficient time to repay comfortably.
Your credit score reflects your creditworthiness. It is calculated based on your repayment history, credit utilisation and other factors.
Maintaining a good credit score by paying bills and EMIs on time will help you avail loans like the L&T Finance Personal Loan with better terms.
The L&T Finance Personal Loan offers a convenient way to access funds for various needs. The fully digital application process allows you to apply online, get quick approval and receive funds without unnecessary delays.
Personal loans up to Rs 50 lakhs can also be accessible through the Moneycontrol app and website, where borrowers can compare offers from eight major lenders. The application process is entirely digital. Interest rates for these loans start at 10.5% per annum.
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