25 June, 2025 | 11:00 IST
Need quick cash without the headache of paperwork or pledging your assets? A personal loan can come in handy whether it is for a last-minute medical emergency, planning your dream wedding, taking that long-overdue vacation, or giving your home a fresh look.
One of the most popular options today is the Bajaj Finserv personal loan. It is an unsecured loan, which means you don’t have to worry about keeping anything as collateral. You can borrow up to Rs 55 lakh, with flexible repayment tenures ranging from 12 to 96 months. Additionally, if your credit profile is solid, you could enjoy interest rates starting as low as 10% per annum.
Before jumping in, let us see who is eligible and how you can apply.
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Before you apply, check if you meet the basic eligibility criteria.
Generally, to be eligible for a personal loan, you need to be an Indian citizen and usually between 21 and 60 years old. You should have a regular source of income, either as a salaried employee or a self-employed person. Most banks also look for a minimum monthly income, usually around Rs 15,000 to Rs 25,000, depending on where you live. A good credit score (above 700) helps you get better loan offers. If you meet these basic rules, you are likely to be eligible for a personal loan.
When it comes to loan terms, Bajaj Finserv Personal Loan offers flexible and competitive options. You can borrow up to Rs 55 lakhs, depending on your eligibility and credit profile. The interest rates start from 10% per annum, making it a smart choice for borrowers with a good credit score.
Repayment tenures are quite flexible too, ranging from 12 to 96 months, allowing you to choose what suits your financial comfort. Do note, there is a processing fee of up to 3.93% of the loan amount, which may vary based on your profile and loan type.
In case you are looking for more borrowing options, Moneycontrol, in partnership with eight lenders, offers personal loans up to Rs 50 lakhs. The process is quick and paperless – you fill in your details, verify your identity and select your repayment period. Depending on your profile, the interest rates can start as low as 10.5% per annum.
Here is how to apply for a Bajaj Finserv personal loan:
You can also explore more personal loan options through Moneycontrol’s digital lending platform. Moneycontrol has partnered with eight lenders to offer you personal loans up to Rs 50 lakhs. The process is 100% digital. Depending on your profile, the interest rates can start as low as 10.5% per annum.
Getting a personal loan today is much easier and faster, thanks to digital platforms and flexible loan options. Bajaj Finserv personal loans offer attractive features like high loan amounts, flexible tenures and competitive interest rates.
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