India’s path to Viksit Bharat: The patient, strategic capital imperative for banks
During this transformative shift, the banking system shall continue to to be the primary conduit for credit transmission and liquidity support
Fino will not digress from profitability agenda even as an SFB: CEO Rishi Gupta
Gupta is ready with the roadmap to scale into an Rs 8,000–10,000 crore SFB within three years of operations, he tells Moneycontrol how he plans to do that
OPINION | Risk-Based Deposit Insurance: Banking’s long-awaited adulthood?
Risk-based deposit insurance aligns premiums with behaviour. Its success now depends on whether Indian banks and their boards are prepared to accept accountability rather than rely on systemic cushioning. Over time, it could become the foundation for a banking system where trust is earned through conduct, not assumed through regulation
Yes Bank: Why is the excitement missing despite the SMBC deal?
The pace of improvement in profitability is a key factor for stock re-rating
RBI announces measures to infuse Rs 2 lakh crore of liquidity into banking system
The RBI will also conduct USD/INR Buy/Sell Swap auction of $10 bn for a tenor of 3 years to be held on January 13, 2026
Low inflation signals demand stress in India, says RBI MPC Member Nagesh Kumar
In the last three months, India’s retail inflation remained below the RBI’s lower tolerance band. As per data, CPI inflation stood at 0.7 percent in November, 0.3 percent in October, and 1.44 percent in September.
Power Finance Corp withdraws 2-year, 5-year bond issue 3rd time in a row amid high yields
Money market experts said that the investors have started demanding higher rates in the last few weeks, firstly in anticipation of rate cut before the monetary policy, and later due to uptick in yields on government securities following dimming rate cut view post release of the RBI monetary policy committee (MPC) minutes.
Google Pay Flex Axis Bank credit card: Worthwhile addition for daily UPI users?
Google Pay's Flex Axis Bank Credit Card is a basic, UPI-linked credit card with instant cashback rewards. No physical card needed, lifetime free but has a tiered reward structure and a low base rate
RBI Bulletin: Credit–deposit gap narrows as deposit mobilisation finally picks up
On December 12, Moneycontrol reported that bank credit growth stayed firmly in double digits for the seventh straight week, rising 11.42 percent year-on-year in the week ended November 28, extending a run that began after the government announced GST rate cuts in early September.
RBI Bulletin: Global inflation cools, but sticky services prices keep advanced economies on edge
However, in India, retail inflation in November inched up to 0.7 percent, from 0.3 percent in October, but price pressures remained exceptionally subdued for the second straight month.
RBI Bulletin: November high-frequency indicators show economy holding firm as robust demand sustains growth momentum
India’s economy extended its strong run for a third consecutive quarter, growing at a six-quarter high of 8.2 percent in July–September (Q2FY26) compared with 7.8 percent in the previous quarter.
Shriram Capital to restructure lending to refocus on other businesses: Umesh Revankar, Executive VC, Shriram Finance
We believe our credit business require a different kind of attention and the other businesses where we have a strong partner, it also need a certain focus. I think only to bring focus into the activity we may be restructuring the credit business, Revankar said
Have no interest in investing in any other arm of Shriram Group, says MUFG's Yasushi Itagaki
MUFG is 'happy with its status as a significant minority stakeholder' in Shriram Finance, COO Yasushi Itagaki has said
It’s tough to replicate HDFC model: Keki Mistry, former VC & CEO, HDFC Ltd
Mistry is hopeful of a reduction in personal income tax slabs in 2026, and is optimistic about the housing sector. He believes that a little more confidence in the hands of consumers may go a long way in further sprucing demand.
Will Shriram Finance apply to become a bank? Here's what top management said after MUFG deal
This comes days after Uday Kotak asked whether Shriram Finance will soon apply to become a bank after the 20% stake acquisition by MUFG Bank for Rs 39,600 crore.
Why is India’s currency Asia's worst-performing?
Tariff differential is a factor shaping market perception. The US has imposed tariffs as high as 50% on Indian imports, significantly above many of its Asian counterparts, including Indonesia, leading to a sharp depreciation of the currency.
Rupee rises for second straight day, opens at 89.65 on likely RBI intervention
On December 19, the rupee staged a strong comeback, rising past the psychologically important 90-mark against the dollar to settle at its highest level in over two weeks
Rupee faces pressure amid rate cut, but imported inflation likely to stay contained: RBI MPC member Ram Singh
The currency has been under pressure in the last few weeks especially due to delay in the trade deal, which led to the currency hitting fresh record lows. On the other hand, the limited intervention by the RBI was also adding to the pain.
RBI board approves risk-based deposit insurance framework for banks, reviews draft report on Trend and Progress of Banking
The release said that the board also discussed global and domestic economic situation and associated challenges.
MPC Minutes | Real interest rates need to be lower considering benign inflation outlook, says RBI Governor
The central bank in the December monetary policy has revised inflation projection for FY26 to 2 percent from 2.6 percent projected earlier.
Shriram Capital may rethink restructuring of lending and credit business
The company’s board of directors, at a meeting held earlier this month, recorded its in-principle intent to explore and assess possible restructuring alternatives
Indian Rupee’s revival: Best close in over two weeks, outperform Asian peers
According to Bloomberg data, the rupee appreciated 0.67 percent on a single day, emerging as the best-performing currency among Asian peers. Over the week, it gained 0.86 percent, and since the RBI began heavy interventions on December 16, the currency has strengthened by 1.54 percent.
Capital, confidence and consumer trust: Insurance law changes a defining moment for the sector
As one of India’s leading life insurers, we at HDFC Life welcome this progressive legislation. It balances growth, governance, customer protection and ease of doing business, setting the stage for the next era of insurance transformation
HDFC Bank tightens debit card lounge perks
HDFC’s new lounge rules mean higher spend thresholds and a shift to voucher-based access
