Speaking to CNBC-TV18‘s Latha Venkatesh, VR Iyer CMD, Bank of India said the improvement in infrastructure sector can been seen only after the general elections.

'Govt uncomfortable with nationalised banks' CRAR below 8%'

The government is committed to ensure and see that the bank's core capital to risk assets ratio (CRAR) doesn't fall below 8 percent, so the amount of capital that is infused in the banking industry is directly proportional to the capital adequacy structure which currently the banks have.

Adequate capital for FY14; no rate cuts in near-term: PSBs

Bank of India and UCO Bank feel that the current infusion of capital by the government, they may not need additional capital till the end of the fiscal year.

Moody's downgrade of sub-debt rating won't impact much: BoI

Moody's downgrade won't make borrowing money from abroad expensive, says CMD Vijayalakshmi Iyer.

Don't encourage housing schemes like 80:20: Bank of India

In an interview to CNBC-TV18, VR Iyer, CMD, Bank of Indian spoke about home loan and rate of interest.

Not hiking base rates; deposit growth key: Bank of India

VR Iyer of Bank of India says that currently there is no need to increase the base rates as its liquidity position is 'fairly comfortable'. She told CNBC-TV18 that deposit growth in the times to come will decide whether to increase deposit rates, which will result in hiking base rates too.

RBI policy, currency moves key to hike rates: BoI

In an interview to CNBC-TV18, VR Iyer, CMD, Bank of India speaks on RBI's moves to ease liquidity in the market and stablise the rupee. She says that it was too early on the possibility of a rate hike.

Will focus on retail for diversification: Bank of India CMD

Nearly four months back she took charge of Bank of India (BoI), a state-owned lender reeling under excruciating asset quality pain. So, the elevation came along with greater responsibilities to tackle bad loans. Meet V R Iyer, one of two woman chairpersons of public sector lenders in India.

Exposure to HDIL limited, says BoI ED

Bank of India has a loan exposure to HDIL. However, N Seshadri, ED, Bank of India told CNBC-TV18 that their exposure is very limited and it is not concerning.

Kingfisher loan recall will be messy affair: BMR Advisors

Vivek Gupta, Partner at BMR Advisors clearly considers the entire situation to be messy. According to him, there will certainly be a hierarchy of demands once claims are made.

Expect NIMs, gross NPLs to improve in Q3, Q4: Bank of India

N Seshadri, ED, Bank of India is hopeful of improving net interest margins (NIM) in the third and fourth quarter of FY13. According to him, deposit cost moderation and credit pick-up is going to contribute towards better NIMs.

See smaller loan sizes coming for restructuring: BoI

N Seshadri, ED, Bank of India said that once the RBI comes out with the guidelines for standard restructured accounts and if they perform satisfactorily for a two year period, they can be taken out of the restructured loan book. Going ahead, he sees smaller size of loans coming in for restructuring.

Restructuring of discoms mostly complete: BoI

Speaking to CNBC-TV18, N Seshadri, executive director, Bank of India said, power producers will now get timely payments, which is very positive for the banking sector a whole.

Experts debate report on attrition, productivity in banks

Alok Kumar Mishra, chairman and managing director, Bank of India, Pratip Chaudhuri, chairman, State Bank of India and Saurabh Tripathi, partner and director, BCG Group explain to CNBC-TV18 the various aspects of a BCG report and offer a glimpse of the issues that will be discussed at the convention organised by Ficci and IBA

Expect 100 bps rate cut in 2-3 tranches: Bank of India

N Seshadri, ED, Bank of India, says that the current liquidity situation is slightly tighter than RBI‘s comfort level.

Banks are likely to pass on rate cut by RBI: BOI

N Seshadri, executive director of Bank of India says, banks are likely to pass on token rate cut by RBI today.

Bank of India sees improvement in NPLs ahead

In an interview N Seshadri, executive director of Bank of India says that there is a strain on asset-quality on account of corporate debt restructuring. However, he is not concerned about non-performing loans as most of them are viable. In fact, he sees an improvement in NPLs, going forward.

Experts discuss RBI's recos on priority sector lending

The RBI committee has come out with its recommendations on lending to priority sector. In an interview to CNBC-TV18, BA Prabhakar, CMD of Andhra Bank, MV Nair and N Seshadri, ED of Bank of India, discuss pros and cons of the recommendations.

Is the worst over for banks in terms of bad debts?

N Seshadri of Bank of India believes that the pressure on liquidity still remains and there is definitely a lag effect in terms of lesser capacity getting utilized and a possible slowdown in capital expenditure.

Lenders have decided to support aviation sector: BoI

In an interview with CNBC-TV18, N Seshadri, ED of Bank of India says lenders have decided to support the ailing aviation sector. He says banks will not convert debt into equity as of now.

Asset quality likely to improve in H2FY12: Bank of India

Like its peers, asset quality has been a key concern for public sector lender, Bank of India (BoI). However, N Seshadri, executive director, Bank of India expects to see a significant improvement in the asset quality in second half of FY12.

Loan growth to be subdued in H2FY12: Bank of India

Bank of India is unlikely to see increase in provisions in Q3 sequentially, said the Executive Director N Seshadri. He also indicated that the bank had seen the worst of NPA situation so far. Moreover, he expects improvement in NIMs sequentially.

Burst of bad loans in Q2: Bankers say it's a one-off

A big theme of the past few days has been the quantum leap in bank loan defaults as revealed in the second quarter numbers of some public sector banks. MV Nair chairman of Union Bank and Diwakar Gupta managing director of the State Bank of India analyse why the situation has gotten worse and will it deteriorate further.

Jump in provisioning pulled down profits: Bank of India

Bank of India has posted a net profit of Rs 491 crore, far below street expectations. A CNBC-TV18 poll had pegged the figure at Rs 603 crore. “This is on account of a jump in provisioning against NPs for the quarter,” says Alok Kumar, chairman and nmanaging director, Bank of India.

BoI sees 25 bps hike in savings bank deposit rate initially

A Prabhakar, executive director, Bank of India speaking to CNBC-TV18 about the same said that this move might lead to 25-50 basis points increase in savings bank rates, particularly from banks with lower CASA ratio.