Sundaram Rural and Consumption Fund - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Sectoral/Thematic

Fund House :

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 62.3722 -1.43%
(as on 19th August, 2022)

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Crisil Rank

Very good performance among peers

Fund Size

: ₹ 1206.08 Cr

(0.79% of Investment in Category)

Expense Ratio

: 2.25%

(2.28% Category average)

Risk-O-Meter

Very High

Sectoral/Thematic :Sectoral/Thematic : The fund has 94.78% investment in domestic equities of which 51.37% is in Large Cap stocks, 24.44% is in Mid Cap stocks, 5.5% in Small Cap stocks.

Suitable For : Investors who have advanced knowledge of macro trends and prefer to take selective bets for higher returns compared to other Equity funds. At the same time, these investors should also be ready for possibility of moderate to high losses in their investments even though overall market is performing better.

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This Scheme

VS

Nifty 50

6.58%

18.26%

13.6%

19.04%

24.5%

13.03%

15.5%
NA
7.34%

11.52%

3.54%

6.75%

27.42%

12.17%

12.74%

NA
Gold

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SIP Calculator
VIP (Value Avg)

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Annualised Returns

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Returns (NAV as on 18th August, 2022)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	11-Aug-22	10215.70	2.16%	-	1.73%	49/129
1 Month	18-Jul-22	10850.90	8.51%	-	8.90%	90/129
3 Month	18-May-22	11701.80	17.02%	-	10.08%	6/129
6 Month	18-Feb-22	11200.30	12.00%	-	4.50%	6/125
YTD	31-Dec-21	11040.00	10.40%	-	1.86%	17/126
1 Year	18-Aug-21	11543.60	15.44%	15.44%	7.77%	25/120
2 Year	18-Aug-20	15476.40	54.76%	24.40%	28.31%	78/106
3 Year	16-Aug-19	16531.30	65.31%	18.19%	20.55%	71/101
5 Year	18-Aug-17	15535.40	55.35%	9.21%	12.38%	59/84
10 Year	17-Aug-12	43245.60	332.46%	15.76%	14.28%	21/70
Since Inception	15-May-06	63275.70	532.76%	12.01%	12.99%	82/139

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 18th August, 2022)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	18-Aug-21	12000	13404.32	11.7 %	22.4 %
2 Year	18-Aug-20	24000	29634.72	23.48 %	21.73 %
3 Year	16-Aug-19	36000	49321.46	37 %	21.54 %
5 Year	18-Aug-17	60000	86053.28	43.42 %	14.4 %
10 Year	17-Aug-12	120000	258680.67	115.57 %	14.68 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.|If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Portfolio (Updated on 31st Jul,2022)

Portfolio Turnover Ratio : 50.00% | Category average turnover ratio is 120.58%

Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 94.78% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 94.78%

No of Stocks : 38 (Category Avg - 37.28) | Large Cap Investments : 51.37%| Mid Cap Investments : 24.44% | Small Cap Investments : 5.5% | Other : 13.46%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Hindustan Unilever Ltd.	Diversified	969.8	8.04%	0.44%	8.04% (Jul 2022)	6.13% (Oct 2021)	3.68 L	1.12 k
Titan Company Ltd.	Gems, jewellery and watches	734.3	6.09%	0.05%	6.79% (Mar 2022)	1.64% (Aug 2021)	3.12 L	-0.22 L
Maruti Suzuki India Ltd.	Passenger/utility vehicles	711.5	5.90%	-0.61%	6.59% (Feb 2022)	2.24% (Aug 2021)	81.10 k	-1.57 k
Varun Beverages Ltd.	Consumer food	694.2	5.76%	-0.29%	6.63% (Dec 2021)	5.55% (Mar 2022)	7.86 L	-0.37 L
HDFC Bank Ltd.	Banks	661.8	5.49%	-0.30%	5.78% (Jun 2022)	3.64% (Dec 2021)	4.61 L	0.00
ICICI Bank Ltd.	Banks	625.9	5.19%	-0.26%	5.97% (Jan 2022)	4.96% (Sep 2021)	7.65 L	-0.63 L
Crompton Greaves Consumer Electricals Ltd.	Home appliances	529.2	4.39%	0.14%	5.05% (Aug 2021)	4.24% (Jun 2022)	13.42 L	0.00
ITC Limited	Cigarettes	506.2	4.20%	-0.05%	5.41% (Nov 2021)	2.74% (Aug 2021)	16.70 L	0.00
Page Industries Ltd.	Fabrics and garments	495.7	4.11%	-0.51%	4.99% (May 2022)	2.71% (Aug 2021)	10.14 k	-2.22 k
Tata Consumer Products Ltd.	Tea & coffee	480.6	3.98%	-1.14%	5.93% (Aug 2021)	3.95% (Jan 2022)	5.92 L	-1.88 L

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	4.82%
Net Receivables	Net Receivables	0.40%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 29th July, 2022)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

19.79vs19.44

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

0.91vs0.75

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.63vs0.61

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

0.14vs0.16

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Poor risk adjusted returns

-1.79vs2.25

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
UTI Transportation and Logistics Fund - Growth	NA	1886.21	4.76	21.23	14.48	29.00	23.97
Quant Infrastructure Fund - Growth	NA	621.41	9.12	13.91	6.95	27.59	39.39
Aditya Birla Sun Life Commodity Equities Fund - Regular Plan - Global Agri Plan - Growth	NA	16.65	12.92	-0.74	10.47	27.59	18.28
SBI Consumption Opportunities Fund - Regular Plan - Growth	NA	996.75	6.40	10.39	10.86	25.52	23.65
Quant ESG Equity Fund - Regular Plan - Growth	NA	89.99	8.37	13.90	12.16	24.83	0.00
ICICI Prudential Infrastructure Fund - Growth	2	2018.23	8.38	9.65	9.61	22.84	23.44
ICICI Prudential FMCG Fund - Growth	NA	883.16	3.27	12.03	15.82	22.70	16.91
ICICI Prudential India Opportunities Fund - Growth	NA	5297.64	6.88	11.33	7.30	21.55	25.79
ICICI Prudential Bharat Consumption Fund - Growth	NA	1736.38	3.65	11.98	10.04	21.14	19.40
Canara Robeco Infrastructure - Regular Plan - Growth	4	221.54	8.72	16.42	9.20	19.60	24.41

Detailed Comparison

More Funds from

Out of 69 mutual fund schemes offered by this AMC, 2 is/are ranked 5 * , 2 is/are ranked 4 * , 10 is/are ranked 3 * , 4 is/are ranked 2 * , 4 is/are ranked 1 * , and 47 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Sundaram Mid Cap Fund - Growth	2	7156.09	10.49	14.91	9.58	11.14	20.82
Sundaram Mid Cap Fund - Growth (Adjusted NAV)	NA	7156.09	0.00	0.00	0.00	0.00	0.00
Sundaram Large and Mid Cap Fund - Growth (Adjusted NAV)	NA	5013.36	0.00	0.00	0.00	0.00	0.00
Sundaram Large and Mid Cap Fund - Growth	3	5013.36	10.31	12.47	4.14	7.73	19.28
Sundaram Large Cap Fund - Regular Plan - Growth	3	3062.40	9.59	11.07	3.90	6.23	0.00
Sundaram Large Cap Fund - Regular Plan - Growth (Adjusted NAV)	NA	3062.40	0.00	0.00	0.00	0.00	0.00
Sundaram Aggressive Hybrid Fund - Growth	3	3026.36	7.50	9.20	4.04	7.45	16.16
Sundaram Aggressive Hybrid Fund - Growth (Adjusted NAV)	NA	3026.36	0.00	0.00	0.00	0.00	0.00
Sundaram Liquid Fund - Growth (Adjusted NAV)	NA	2539.03	0.00	0.00	0.00	0.00	0.00
Sundaram Liquid Fund - Growth	2	2539.03	0.42	1.21	2.07	3.75	3.83