Sundaram Rural and Consumption Fund - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Sectoral/Thematic

Fund House : Sundaram Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 50.9562 0.59%
(as on 03rd March, 2021)

Crisil Rank

Very good performance among peers

Fund Size

: ₹ 1374.93 Cr

(1.51% of Investment in Category)

Expense Ratio

: 2.24%

(2.38% Category average)

Risk-O-Meter

Moderately High

Buy Recommended

Sectoral/Thematic :Sectoral/Thematic : Fund has 99.36% investment in indian stocks of which 41.34% is in large cap stocks, 36.17% is in mid cap stocks, 17.09% in small cap stocks.

Suitable For : Investors who have advanced knowledge of macro trends and prefer to take selective bets for higher returns compared to other Equity funds. At the same time, these investors should also be ready for possibility of moderate to high losses in their investments even though overall market is performing better.

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3M
6M
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ALL

This Scheme

VS

Benchmark
Nifty 500 TRI

4.99%

17.38%

34.4%

38.36%

20.1%

16.88%

14.18%
NA
5.28%

17.23%

32.63%

37.01%

19.63%

14.93%

14.58%

NA
Gold

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SIP Calculator
VIP (Value Avg)

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Annualised Returns

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Returns (NAV as on 03rd March, 2021)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	24-Feb-21	10225.50	2.25%	-	2.45%	66/121
1 Month	03-Feb-21	10435.20	4.35%	-	5.28%	60/121
3 Month	03-Dec-20	11120.40	11.20%	-	17.23%	90/116
6 Month	03-Sep-20	12202.70	22.03%	-	32.63%	88/113
YTD	01-Jan-21	10568.10	5.68%	-	11.47%	93/121
1 Year	03-Mar-20	11895.50	18.96%	18.95%	37.01%	102/113
2 Year	01-Mar-19	12852.70	28.53%	13.31%	19.63%	88/102
3 Year	01-Mar-18	12062.60	20.63%	6.43%	10.47%	64/87
5 Year	03-Mar-16	20431.70	104.32%	15.35%	14.93%	37/86
10 Year	03-Mar-11	35684.10	256.84%	13.55%	11.81%	25/65
Since Inception	15-May-06	50956.20	409.56%	11.62%	14.58%	82/128

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 03rd March, 2021)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	03-Mar-20	12000	15361.77	28.01 %	55.86 %
2 Year	01-Mar-19	24000	30286.66	26.19 %	24.14 %
3 Year	01-Mar-18	36000	45065.97	25.18 %	15.14 %
5 Year	03-Mar-16	60000	79973.27	33.29 %	11.44 %
10 Year	03-Mar-11	120000	253799.8	111.5 %	14.33 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

Portfolio (Updated on 31st Jan,2021)

Portfolio Turnover Ratio : 16.00% | Category average turnover ratio is 153.52%

Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 99.36% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 99.36%

No of Stocks : 40 (Category Avg - 34.05) | Large Cap Investments : 41.34%| Mid Cap Investments : 36.17% | Small Cap Investments : 17.09% | Other : 4.76%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Tata Consumer Products Ltd.	Tea & coffee	895.7	6.51%	0.01%	8.69% (May 2020)	5.1% (Feb 2020)	16.00 L	-0.50 L
Hindustan Unilever Ltd.	Diversified	860.3	6.26%	-0.14%	9.18% (Mar 2020)	5.74% (Nov 2020)	3.80 L	-0.20 L
Crompton Greaves Consumer Electricals Ltd.	Home appliances	727.2	5.29%	0.39%	5.29% (Jan 2021)	3.09% (Apr 2020)	17.00 L	-2.25 L
Varun Beverages Ltd.	Consumer food	718.9	5.23%	0.33%	5.23% (Jan 2021)	3.41% (Mar 2020)	8.00 L	0.00
Mahindra & Mahindra Ltd.	Passenger/utility vehicles	716.6	5.21%	0.52%	5.21% (Jan 2021)	2.19% (Mar 2020)	9.56 L	-0.19 L
Asian Paints (india) Ltd.	Paints	693.9	5.05%	-0.40%	5.45% (Dec 2020)	3.43% (Feb 2020)	2.88 L	-6.75 k
HDFC Bank Ltd.	Banks	654.9	4.76%	0.16%	4.76% (Jan 2021)	3.18% (Feb 2020)	4.71 L	-9.00 k
ICICI Bank Ltd.	Banks	563.9	4.10%	0.17%	4.1% (Jan 2021)	2.63% (Jul 2020)	10.50 L	-0.50 L
Voltas Limited	Engineering, designing, construction	544.9	3.96%	0.60%	3.96% (Jan 2021)	1.6% (May 2020)	6.00 L	-0.10 L
The Ramco Cements Ltd.	Cement	492	3.58%	0.15%	3.85% (Nov 2020)	2.65% (Apr 2020)	6.30 L	-0.15 L

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	0.62%
Reverse Repo	Reverse Repo	0.17%
Net Receivables	Net Receivables	-0.15%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 26th February, 2021)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

18.71vs15.05

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

0.86vs0.68

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

0.17vs0.27

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

0.04vs0.07

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Poor risk adjusted returns

-3.6vs-0.36

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
ICICI Prudential Technology Fund - Growth	3	1412.08	3.98	19.37	44.03	84.21	27.50
ICICI Prudential Commodities Fund - Regular Plan - Growth	NA	112.47	14.36	25.42	51.37	82.91	0.00
Aditya Birla Sun Life Digital India Fund - Regular Plan - Growth	4	940.94	4.89	20.87	41.67	71.41	26.38
Quant Consumption Fund - Growth	NA	5.82	6.85	19.12	38.18	68.93	12.92
Tata Digital India Fund - Growth	NA	920.96	3.14	21.32	45.53	67.83	26.75
Franklin India Technology Fund - Growth	1	495.32	-0.32	14.78	34.35	64.07	24.63
ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Growth	NA	2010.14	-0.17	3.84	15.14	63.90	0.00
Quant Infrastructure Fund - Growth	NA	6.53	8.72	24.11	50.48	62.62	12.85
Tata Resources & Energy Fund - Growth	NA	43.14	12.92	22.14	38.56	59.64	14.76
DSP Healthcare Fund - Regular Plan - Growth	NA	1048.74	-0.33	4.51	15.35	59.54	0.00

Detailed Comparison

More Funds from Sundaram Mutual Fund

Out of 64 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 3 is/are ranked 4 * , 6 is/are ranked 3 * , 1 is/are ranked 2 * , 5 is/are ranked 1 * , and 48 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Sundaram Mid Cap Fund - Growth	1	5744.56	8.19	22.65	39.69	30.28	5.41
Sundaram Money Fund - Regular Plan - Growth	3	2743.55	0.24	0.76	1.55	3.77	5.83
Sundaram Diversified Equity - Growth	1	2285.10	3.54	16.85	34.43	28.55	6.62
Sundaram Equity Hybrid Fund - Growth	3	1584.59	1.64	11.81	23.22	21.60	11.24
Sundaram Rural and Consumption Fund - Growth	5	1374.93	3.26	10.47	23.79	20.80	6.43
Sundaram Large and Mid Cap Fund - Growth	3	1346.12	5.95	18.86	35.14	27.61	11.88
Sundaram Services Fund - Growth	NA	1244.08	4.45	18.55	37.89	29.39	0.00
Sundaram Corporate Bond Fund - Growth	4	1240.05	0.22	-0.23	1.78	7.81	9.00
Sundaram Ultra Short Term Fund - Regular Plan - Growth	2	1162.51	0.17	0.47	1.24	3.82	0.00
Sundaram Small Cap Fund - Growth	3	1151.66	8.60	20.52	42.98	40.96	1.14