ICICI Prudential Multi-Asset Fund - IDCW

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Multi Asset Allocation

Fund House : ICICI Prudential Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 35.9344 0.01%
(as on 16th January, 2026)

Crisil Rating

Average performance among peers

Fund Size

: ₹ 78179.11 Cr

(43.73% of Investment in Category)

Expense Ratio

: 0.27%

(1.72% Category average)

Risk-O-Meter

High Risk

Multi Asset Allocation :Multi Asset Allocation : The fund has 70.6% investment in domestic equities of which 45.31% is in Large Cap stocks, 7.26% is in Mid Cap stocks, 2.12% in Small Cap stocks.The fund has 13.01% investment in Debt, of which 6.93% in Government securities, 5.57% is in Low Risk securities.

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This Scheme

VS

Nifty 200 TRI (65%) + Nifty Composite Debt Index (25%) + Domestic Price of Gold (6%) + Domestic Price of Silver (1%) + iCOMDEX Composite Index (3%)

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NA
2.34%

3.57%

9.29%

18.69%

15.62%

16.53%

14.06%

NA
Gold

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Returns Calculator
SIP Calculator
VIP (Value Avg)

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Returns (NAV as on 14th January, 2026)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	07-Jan-26	9920.60	-0.79%	-	1.19%	28/33
1 Month	12-Dec-25	10049.60	0.50%	-	2.34%	28/33
3 Month	14-Oct-25	10337.20	3.37%	-	3.57%	19/31
6 Month	14-Jul-25	10760.50	7.60%	-	9.29%	19/28
YTD	01-Jan-26	9973.40	-0.27%	-	0.98%	31/33
1 Year	14-Jan-25	11790.90	17.91%	17.91%	18.69%	17/26
2 Year	12-Jan-24	13595.50	35.96%	16.53%	15.62%	7/15
3 Year	13-Jan-23	16802.90	68.03%	18.85%	18.22%	4/9
5 Year	14-Jan-21	25051.90	150.52%	20.15%	16.53%	2/8
10 Year	14-Jan-16	43965.20	339.65%	15.95%	13.77%	2/6
Since Inception	09-Jan-04	305400.90	2954.01%	16.79%	14.06%	2/58

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 14th January, 2026)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	14-Jan-25	12000	13096.75	9.14 %	17.28 %
2 Year	12-Jan-24	24000	27800.74	15.84 %	14.79 %
3 Year	13-Jan-23	36000	46562.89	29.34 %	17.4 %
5 Year	14-Jan-21	60000	94927.7	58.21 %	18.38 %
10 Year	14-Jan-16	120000	293181.75	144.32 %	17.01 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

Please check with your Tax Advisor.

Portfolio (Updated on 31st Dec,2025)

Portfolio Turnover Ratio : 27.00% | Category average turnover ratio is 309.63%

Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 70.60% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.24%| Total : 70.84%

No of Stocks : 134 (Category Avg - 68.76) | Large Cap Investments : 45.31%| Mid Cap Investments : 7.26% | Small Cap Investments : 2.12% | Other : 16.11%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
ICICI Bank Ltd.	Private sector bank	31251.8	4.00%	-0.31%	4.43% (Jan 2025)	3.17% (Sep 2025)	2.33 Cr	0.00
Reliance Industries Ltd.	Refineries & marketing	24105.3	3.08%	-0.12%	3.87% (Jun 2025)	3.05% (Jan 2025)	1.53 Cr	0.00
HDFC Bank Ltd.	Private sector bank	22990	2.94%	-0.17%	3.52% (Feb 2025)	2.17% (Aug 2025)	2.32 Cr	0.00
Axis Bank Ltd.	Private sector bank	22437.9	2.87%	-0.14%	3.06% (Oct 2025)	1.6% (Jan 2025)	1.77 Cr	0.00
ITC Limited	Diversified fmcg	19834.9	2.54%	0.96%	2.54% (Dec 2025)	0.64% (Oct 2025)	4.92 Cr	1.99 Cr
Infosys Ltd.	Computers - software & consulting	18437.6	2.36%	-0.19%	2.55% (Nov 2025)	1.62% (Mar 2025)	1.14 Cr	-8.61 L
Maruti Suzuki India Ltd.	Passenger cars & utility vehicles	15338.8	1.96%	-0.19%	4.16% (Jan 2025)	1.96% (Dec 2025)	9.19 L	-0.99 L
SBI Cards and Payment Services Ltd.	Non banking financial company (nbfc)	15104.9	1.93%	-0.13%	2.72% (Feb 2025)	1.87% (Oct 2025)	1.75 Cr	-0.54 L
Larsen & Toubro Ltd.	Civil construction	14090.6	1.80%	-0.07%	2.84% (Jun 2025)	1.8% (Dec 2025)	34.51 L	0.00
- Tata Consultancy Services Ltd.	Computers - software & consulting	13953.7	1.78%	0.00%	2.06% (Jun 2025)	0.92% (Jan 2025)	43.52 L	87.75 k

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 97 (Category Avg - 18.48) | Modified Duration 1.71 Years (Category Avg - 2.59)| Yield to Maturity 6.45% (Category Avg - 6.48%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	4.07%	7.10%
CD	1.82%	1.05%
T-Bills	2.86%	0.68%
CP	0.00%	0.40%
NCD & Bonds	3.60%	7.77%
PTC	0.68%	0.07%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	6.93%	7.78%
Low Risk	5.57%	9.13%
Moderate Risk	0.17%	0.08%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.36%	0.08%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
MF Units	MF Units	7.16%
TREPS	TREPS	3.57%
Reverse Repo	Reverse Repo	3.16%
Embassy Office Parks Reit	InvITs	0.57%
MF Units	MF Units	0.52%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st December, 2025)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

5.86vs6.37

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

0.74vs0.76

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

2.12vs1.64

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

0.17vs0.82

Category Avg
Jensen's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Better risk adjusted returns

8.07vs6.28

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Kotak Multi Asset Allocation Fund - Regular Plan - Growth	NA	10836.15	6.36	8.54	19.55	27.27	0.00
DSP Multi Asset Allocation Fund - Regular Plan - Growth	NA	6440.17	4.00	6.48	15.09	26.20	0.00
Invesco India Multi Asset Allocation Fund - Regular Plan - Growth	NA	685.53	2.85	5.60	13.20	24.09	0.00
Union Multi Asset Allocation Fund - Regular Plan - Growth	NA	836.57	2.91	4.06	12.00	22.73	0.00
Bajaj Finserv Multi Asset Allocation Fund - Regular Plan - Growth	NA	1434.73	3.67	6.15	11.76	22.72	0.00
Nippon India Multi Asset Allocation Fund - Growth	NA	10661.23	2.65	3.57	10.95	22.31	20.95
Aditya Birla Sun Life Multi Asset Allocation Fund - Regular Plan - Growth	NA	5588.55	3.64	5.62	11.66	22.01	0.00
Mahindra Manulife Multi Asset Allocation Fund - Regular Plan - Growth	NA	930.83	2.16	3.35	11.61	21.62	0.00
Bandhan Multi Asset Allocation Fund - Regular Plan - Growth	NA	2702.47	3.06	5.07	10.67	21.56	0.00
Samco Multi Asset Allocation Fund - Regular Plan - Growth	NA	376.67	1.77	1.34	1.09	21.05	0.00

Detailed Comparison

More Funds from ICICI Prudential Mutual Fund

Out of 175 mutual fund schemes offered by this AMC, 10 is/are ranked 5 * , 8 is/are ranked 4 * , 15 is/are ranked 3 * , 5 is/are ranked 2 * , 2 is/are ranked 1 * , and 135 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
ICICI Prudential Large Cap Fund - Growth	5	78501.91	-1.79	1.85	2.83	12.39	17.66
ICICI Prudential Multi-Asset Fund - Growth	3	78179.11	0.40	3.27	7.51	17.86	19.30
ICICI Prudential Multi-Asset Fund - Growth	3	78179.11	0.00	0.00	0.00	0.00	0.00
ICICI Prudential Balanced Advantage Fund - Growth	2	70534.59	-0.32	2.08	4.66	12.97	13.47
ICICI Prudential Value Fund - Growth	5	61271.76	-1.51	3.38	4.20	13.59	20.61
ICICI Prudential Equity & Debt Fund - Growth	5	49640.80	-0.66	1.44	4.05	14.28	19.11
ICICI Prudential Liquid Fund - Growth	3	45244.37	0.49	1.43	2.85	6.41	6.92
ICICI Prudential Nifty 50 ETF	5	37424.97	-1.47	2.21	2.78	12.09	13.89
ICICI Prudential Nifty 50 ETF	5	37424.97	-1.47	2.21	2.78	12.09	13.89
ICICI Prudential India Opportunities Fund - Growth	NA	34778.96	0.11	4.22	4.83	14.88	22.79