Key Financial Ratios of South Indian Bank (in Rs. Cr.) |
Mar 20 |
Mar 19 |
Mar 18 |
Mar 17 |
Mar 16 |
|
Per Share Ratios |
|
|
|
|
|
|
Basic EPS (Rs.) |
0.58 |
1.37 |
1.86 |
2.61 |
2.47 |
|
Diluted EPS (Rs.) |
0.58 |
1.37 |
1.85 |
2.61 |
2.47 |
|
Cash EPS (Rs.) |
1.01 |
1.75 |
2.20 |
2.54 |
2.96 |
|
Book Value [Excl. Reval Reserve]/Share (Rs.) |
28.49 |
28.17 |
27.66 |
25.54 |
27.49 |
|
Book Value [Incl. Reval Reserve]/Share (Rs.) |
30.27 |
29.49 |
28.99 |
26.89 |
28.48 |
|
Dividend/Share (Rs.) |
0.00 |
0.25 |
0.40 |
0.40 |
0.50 |
|
Operating Revenue / Share (Rs.) |
42.90 |
38.00 |
34.24 |
32.43 |
41.16 |
|
Net Profit/Share (Rs.) |
0.58 |
1.37 |
1.85 |
2.18 |
2.47 |
|
Per Employee Ratios |
|
|
|
|
|
|
Interest Income/ Employee (Rs.) |
9,059,274.33 |
8,147,539.93 |
7,793,619.93 |
7,616,365.38 |
7,142,927.89 |
|
Net Profit/ Employee (Rs.) |
122,041.42 |
293,287.32 |
421,459.98 |
511,273.41 |
428,362.98 |
|
Business/ Employee (Rs.) |
172,080,934.66 |
169,566,188.03 |
159,315,983.39 |
146,550,684.25 |
124,429,920.31 |
|
Per Branch Ratios |
|
|
|
|
|
|
Interest Income/ Branch (Rs.) |
83,035,273.80 |
79,040,502.30 |
72,515,344.26 |
68,789,220.00 |
66,633,068.35 |
|
Net Profit/ Branches (Rs.) |
1,118,604.28 |
2,845,224.14 |
3,921,453.16 |
4,617,701.18 |
3,996,000.00 |
|
Business/ Branches (Rs.) |
1,577,255,197.86 |
1,644,986,927.59 |
1,482,347,545.67 |
1,323,611,297.65 |
1,160,749,136.69 |
|
Key Performance Ratios |
|
|
|
|
|
|
ROCE (%) |
1.72 |
1.36 |
1.82 |
1.66 |
1.42 |
|
CASA (%) |
25.00 |
24.20 |
23.79 |
23.81 |
22.35 |
|
Net Profit Margin (%) |
1.34 |
3.59 |
5.40 |
6.71 |
5.99 |
|
Operating Profit Margin (%) |
-12.12 |
-6.96 |
-8.11 |
-5.52 |
-3.31 |
|
Return on Assets (%) |
0.10 |
0.26 |
0.40 |
0.52 |
0.52 |
|
Return on Equity / Networth (%) |
2.02 |
4.85 |
6.69 |
8.52 |
8.97 |
|
Net Interest Margin (X) |
2.38 |
2.18 |
2.37 |
2.25 |
2.38 |
|
Cost to Income (%) |
36.99 |
32.86 |
35.10 |
30.45 |
27.88 |
|
Interest Income/Total Assets (%) |
8.00 |
7.45 |
7.48 |
7.86 |
8.79 |
|
Non-Interest Income/Total Assets (%) |
1.07 |
0.78 |
1.01 |
0.96 |
0.81 |
|
Operating Profit/Total Assets (%) |
-0.96 |
-0.51 |
-0.60 |
-0.43 |
-0.29 |
|
Operating Expenses/Total Assets (%) |
1.77 |
1.63 |
1.59 |
1.58 |
1.81 |
|
Interest Expenses/Total Assets (%) |
5.61 |
5.26 |
5.11 |
5.61 |
6.40 |
|
Valuation Ratios |
|
|
|
|
|
|
Enterprise Value (Rs. Cr) |
88,163.54 |
84,654.72 |
76,938.87 |
68,855.34 |
57,936.10 |
|
EV Per Net Sales (X) |
11.36 |
12.31 |
12.42 |
11.78 |
10.43 |
|
Price To Book Value (X) |
0.20 |
0.59 |
0.82 |
0.84 |
0.64 |
|
Price To Sales (X) |
0.13 |
0.44 |
0.67 |
0.66 |
0.43 |
|
Retention Ratios (%) |
100.00 |
70.75 |
100.00 |
100.00 |
79.74 |
|
Earnings Yield (X) |
0.10 |
0.08 |
0.08 |
0.10 |
0.14 |
|
Source : Dion Global Solutions Limited