| Balance Sheet of South Indian Bank (in Rs. Cr.) |
Mar 25 |
Mar 24 |
Mar 23 |
Mar 22 |
Mar 21 |
|
| |
12 mths |
12 mths |
12 mths |
12 mths |
12 mths |
|
| EQUITIES AND LIABILITIES |
|
|
|
|
|
|
| SHAREHOLDER'S FUNDS |
|
|
|
|
|
|
| Equity Share Capital |
261.63 |
261.59 |
209.27 |
209.27 |
209.27 |
|
| Total Share Capital |
261.63 |
261.59 |
209.27 |
209.27 |
209.27 |
|
| Revaluation Reserve |
0.00 |
0.00 |
0.00 |
0.00 |
316.99 |
|
| Reserves and Surplus |
9,838.29 |
8,561.95 |
6,465.31 |
5,643.86 |
5,280.90 |
|
| Total Reserves and Surplus |
9,838.29 |
8,561.95 |
6,465.31 |
5,643.86 |
5,597.89 |
|
| Total ShareHolders Funds |
10,107.66 |
8,826.18 |
6,674.69 |
5,854.42 |
5,809.24 |
|
| Deposits |
107,525.60 |
101,920.26 |
91,651.35 |
89,142.11 |
82,710.55 |
|
| Borrowings |
4,300.48 |
3,912.09 |
6,993.85 |
3,294.49 |
4,108.27 |
|
| Other Liabilities and Provisions |
2,721.38 |
2,754.25 |
2,378.29 |
1,761.40 |
1,521.11 |
|
| Total Capital and Liabilities |
124,655.12 |
117,412.79 |
107,698.18 |
100,052.42 |
94,149.17 |
|
| ASSETS |
|
|
|
|
|
|
| Cash and Balances with Reserve Bank of India |
5,097.70 |
6,659.70 |
4,639.22 |
3,676.61 |
3,304.71 |
|
| Balances with Banks Money at Call and Short Notice |
7,162.39 |
3,362.48 |
2,441.27 |
7,526.82 |
5,463.17 |
|
| Investments |
21,777.18 |
23,977.02 |
24,641.80 |
21,445.01 |
20,321.08 |
|
| Advances |
85,682.07 |
78,060.65 |
69,804.44 |
59,993.39 |
58,056.48 |
|
| Fixed Assets |
1,018.29 |
966.48 |
877.92 |
811.05 |
795.17 |
|
| Other Assets |
3,917.48 |
4,386.47 |
5,293.53 |
6,599.54 |
6,208.57 |
|
| Total Assets |
124,655.12 |
117,412.79 |
107,698.18 |
100,052.42 |
94,149.17 |
|
| OTHER ADDITIONAL INFORMATION |
|
|
|
|
|
|
| Number of Branches |
948.00 |
955.00 |
940.00 |
935.00 |
935.00 |
|
| Number of Employees |
9,369.00 |
9,836.00 |
9,653.00 |
9,219.00 |
8,314.00 |
|
| Capital Adequacy Ratios (%) |
19.31 |
19.91 |
17.25 |
15.86 |
15.42 |
|
| KEY PERFORMANCE INDICATORS |
|
|
|
|
|
|
| Tier 1 (%) |
17.98 |
17.65 |
14.74 |
13.22 |
12.79 |
|
| Tier 2 (%) |
1.33 |
2.26 |
2.51 |
2.64 |
2.63 |
|
| ASSETS QUALITY |
|
|
|
|
|
|
| Gross NPA |
2,799.83 |
3,620.34 |
3,708.26 |
3,648.09 |
4,143.24 |
|
| Gross NPA (%) |
3.20 |
4.50 |
5.14 |
6.00 |
7.00 |
|
| Net NPA |
790.52 |
1,134.58 |
1,293.61 |
1,777.77 |
2,734.52 |
|
| Net NPA (%) |
0.92 |
1.46 |
1.86 |
2.97 |
4.71 |
|
| Net NPA To Advances (%) |
0.92 |
1.46 |
1.86 |
3.00 |
5.00 |
|
| CONTINGENT LIABILITIES, COMMITMENTS |
|
|
|
|
|
|
| Bills for Collection |
2,163.97 |
2,198.63 |
2,057.79 |
1,752.96 |
1,758.19 |
|
| Contingent Liabilities |
17,414.44 |
31,467.84 |
25,891.24 |
33,764.70 |
10,875.13 |
|
Source : Dion Global Solutions Limited
